Multiple modular asset constructor apparatuses, methods and systems

ABSTRACT

The Multiple Modular Asset Class Constructor Apparatuses, Methods and Systems (“MMACC”) transforms collateralized equity obligation structure parameters, asset search, tranche selections inputs via MMACC components into asset income distribution message, principal distribution message outputs. In one embodiment, the MMACC is an apparatus, with a memory having a component collection, including: a capital structure component, a preferred share class component, and a common share class component. The MMACC also has a processor to issue instructions from the component collection including instructions to obtain a capital structure input via said capital structure component from a system user and determine a preferred share class allocation via said capital structure input and said preferred share class component. The MMACC may use the preferred share class allocation derived from said capital structure input and said preferred share class component and determine a common share class allocation via said capital structure input and said common share class component. The MMACC may also output said common share class allocation derived from said capital structure input and said common share class component.

This application for letters patent disclosure document describes inventive aspects that include various novel innovations (hereinafter “disclosure”) and contains material that is subject to copyright, mask work, and/or other intellectual property protection. The respective owners of such intellectual property have no objection to the facsimile reproduction of the disclosure by anyone as it appears in published Patent Office file/records, but otherwise reserve all rights.

FIELD

The present innovations generally address information technology, and more particularly, include Multiple Modular Asset Class Constructor Apparatuses, Methods and Systems.

However, in order to develop a reader's understanding of the innovations, disclosures have been compiled into a single description to illustrate and clarify how aspects of these innovations operate independently, interoperate as between individual innovations, and/or cooperate collectively. The application goes on to further describe the interrelations and synergies as between the various innovations; all of which is to further compliance with 35 U.S.C. §112.

BACKGROUND

Information technology allows users to access streams of information through various user interfaces. Databases can track assets such as physical inventory, equity shares, accounts receivable/payable, debts/loans and derivatives thereof. Some assets have stable values while others vary greatly, the various assets sometimes generating income streams, while other times appreciate/depreciate. These different assets have different risk exposures and may be attractive to different types of owners.

BRIEF DESCRIPTION OF THE DRAWINGS

Appendices and/or drawings illustrating various, non-limiting, example, innovative aspects of the Multiple Modular Asset Class Constructor Apparatuses, Methods and Systems (hereinafter “MMACC”) disclosure, include:

FIG. 1 shows a datagraph illustrating example embodiments of the MMACC;

FIG. 2a shows a logic flow diagram illustrating embodiments of a pool tranche instantiation component for the MMACC;

FIG. 2b shows a logic flow diagram illustrating embodiments of a tranche asset transact component for the MMACC;

FIG. 2c shows a logic flow diagram illustrating embodiments of a distribute income tranche and distribute principal tranche components for the MMACC;

FIG. 3 shows a datagraph illustrating example embodiments of the MMACC;

FIG. 4 shows a calculation worksheet illustrating embodiments of a 2008 vintage CEO datastructure parameters for the MMACC;

FIG. 5 shows a datagraph companion to the worksheet illustrating embodiments of a 2008 vintage CEO datastructure parameters for the MMACC;

FIG. 6 shows a graph illustrating embodiments an equity product line relationship between returns and risk for the MMACC;

FIG. 7 shows a datagraph illustrating funds' relationship between returns and risk for the MMACC;

FIG. 8 shows graphs illustrating funds' performances for the MMACC;

FIGS. 9A-B show graphs illustrating funds' correlated performances for the MMACC;

FIG. 10 show a datagraph illustrating a CEO structure for the MMACC;

FIG. 11 show a calculation worksheet illustrating a hypothetical CEO structure values for the MMACC;

FIG. 12 show a calculation worksheet actual 1970 CEO structure values for the MMACC;

FIGS. 13-14 show graphs of a range of outcomes from 1961-2008 of average annual returns and volatility for the example CEO structure for the MMACC;

FIG. 15 shows a graph of a range of outcomes from 1961-2008 of average annual returns and volatility with risk shifted by changing tranche allocations for the example CEO structure for the MMACC;

FIG. 16 shows a graph of a range of outcomes from 1961-2008 of average 5 year cumulative returns and volatility for the example CEO structure for the MMACC;

FIG. 17 shows a graph of a trailing 5 year MMACC tranche correlations with the S&P 500 for the example CEO structure for the MMACC;

FIGS. 18-19A-D show graphs of an annual return and cumulative value of a 2003-2007 tranche for the example CEO structure for the MMACC;

FIG. 20 shows a block diagram illustrating example tranche outcomes for a $300M fund with 5% yield for the example CEO structure for the MMACC;

FIGS. 21A-B show graphs illustrating dividends received by tranche vs dividends received in a given year, as an option (income) the example CEO structure for the MMACC;

FIGS. 22A-B show graphs illustrating dividends received by tranche vs dividends received in a given year, as an option (capital) the example CEO structure for the MMACC;

FIG. 23 shows a block diagram illustrating embodiments of a MMACC controller;

APPENDIX 1 illustrates initial purchase embodiments of the MMACC;

APPENDIX 2 illustrates 5 years of dividends embodiments of the MMACC; and

APPENDIX 3 illustrates Dec. 31, 2013 liquidation embodiments of the MMACC.

Generally, the leading number of each citation number within the drawings indicates the figure in which that citation number is introduced and/or detailed. As such, a detailed discussion of citation number 101 would be found and/or introduced in FIG. 1. Citation number 201 is introduced in FIG. 2, etc. Any citation and/or reference numbers are not necessarily sequences but rather just example orders that may be rearranged and other orders are contemplated.

DETAILED DESCRIPTION

The Multiple Modular Asset Class Constructor Apparatuses, Methods and Systems (hereinafter “MMACC”) transforms collateralized equity obligation structure parameters, asset search, tranche selections inputs, via MMACC components (e.g., pool tranche instantiation 2341, tranche asset transact 2342, distribute income tranche 2343, distribute principal tranche 2344 of FIG. 23, etc.), into asset income distribution message, principal distribution message outputs. In another embodiment, the MMACC transforms a Capital Structure Component inputs via Preferred Share Class and Common Share Class components into a series of multi-share class product offerings. The Capital Structure Component may include one or more of a UIT (Unit Investment Trust) sub-component, a CLO (Collateralized Loan Obligation) & CEO (Collateralized Equity Obligation) sub-component and/or an ETF (Exchange Traded Fund) sub-component. The Preferred Share Class component may include one or more of an Income Share Class sub-component, and a Growth & Income Share Class sub-component. The Common Share Class component may include a Capital Appreciation sub-component. As such, the MMACC may transform straight equity products into more attractive instruments by dividing and allocating the return and risk streams. The MMACC, rather than allocate stocks to types of funds, allocates a portion of each stock's return to different possible funds: (1) Income, (2) Growth & Income and/or (3) Capital Appreciation via a plurality of share classes. As such, the MMACC components, in various embodiments, implement advantageous features as set forth below.

Introduction

The MMACC provides a new datastructure and data stream allowing asset owners to receive benefits and features that were never before available from a single asset type. The MMACC can create slices of value from pools of assets that were never before separable. In this way, an asset buyer may enjoy the just the dividend income (usually paying higher rates than bonds for example) in one slice of an asset pool, while a different asset buyer may enjoy just the asset appreciate component of that same asset pool without any dividend income. The MMACC provides asset buyers (e.g., investors) with a number of benefits including, but not limited to, providing them with what they want: income with stable principal, growth & income with some capital risk or capital appreciation; specific term/duration; no broker/underwriter credit risk—not a derivative; no reinvestment or roll risk; low cost. MMACC can employ a datastructure(s) representing: accounts receivable/payable (e.g., income), debts/loans, derivatives, dividends, equity, ETF, hybrid (e.g., permutations herein), indexes, mutual fund, notes, physical goods/inventory/products/services/etc., trust, etc. (hereinafter “asset” or “assets”), and/or a plurality of assets via an asset (e.g., equity) portfolio. In one embodiment, the MMACC help solve the problem that owners of assets (e.g., equity income products) may experience, i.e., where the market for the equity may move up and down while providing a dividend yield, and that fluctuation is unpalatable to the owner where the value change might be greater than a more moderate asset such as a bond. The MMACC can take datastructures representing assets, e.g., an equity portfolio, and rather than take assets (e.g., stocks) and split them up by risk (e.g., low risk stocks going into an equity income portfolio and high risk stocks going into capital appreciation portfolios), instead, the MMACC puts a pool of assets (e.g., stocks) and slices the components of the return of each stock into different stake holders of the pool (e.g., rather than take a stock A and say it is a low risk stock and put it into an equity income portfolio and the provide the return to an equity income investor receiving the total return of stock A, instead MMACC takes a datastructures representing a portfolio of stocks and take provides dividend income for each one of those stocks and allocate it to an equity income investor and then at the end of a specified holding period (e.g., 5 year maturity) the equity income holder will have first claim of getting the principal value they invested out of the portfolio). In other words, the MMACC slices the component return of each stock and allocates it rather than vertically putting each stock into a different portfolio. As such, MMACC allows the equity component may be sliced of for one group of investors and an income component may be sliced off for another group. In one embodiment, MMACC could allow trades during the maturity period. It may be sliced in numerous tranches to distribute and allocate portions of the income and capitol at the end of the maturity period based on different rules (e.g., taking an equity product and creating a piece out of it so its like a bond but with a higher income component where the MMACC would take a tranche out of the equity portfolio that provides to a stake holder holding until maturity, and when sold, the stake holder gets their principal back and whatever income made during that period). In addition to allowing stake holders owning an income component, equity component and also hybrid components. In one embodiment, MMACC provides a coverage ratio feature where, for example, MMACC buys $100 of stock and sells only $50 via an income component, then the MMACC has income from a $100 portfolio covering the income promised to the $50 income component (i.e., protecting the income portfolio). In one embodiment, the MMACC employs a collateralized loan obligation (CLO) structure to transact, but instead as a collateralized equity obligation datastructure (CEO). Although at one time primes and scores could take a stock and split the return of a stock into individual pieces, it was limited to as single stock and would work in perpetuity without maturity and set allowable trades of one or the other pieces; it did not allow for MMACC features such as, but not limited to: a portfolio context, multiple tranches, convergence ratios, fixed maturity periods, etc. In one embodiment, the MMACC allows users to set both (a) how much of each tranche is to be sold out of each aggregate pool and (b) set the income with an initial yield paid and is set at the beginning of the period and does not change (e.g., a portfolio that yields 2.5% and MMACC sells a 25% income tranche (e.g., sell maximum of 10%) and can move the income level up or down in the income tranche based on how much risk is to be taken across the other tranches). In another example, the MMACC allows adjustment of the tranche size (e.g., if you only sell $20 of income out of $100 pool, then there is $80 in the capital appreciation tranche, and the capital appreciation tranche provides a lot of support to cover the $20 of income over a given period). In one embodiment, the CEO may include a force majeure trigger option where unforeseen events may cause liquidation and variations on the obligation. As such, the CEO may establish a pool where a capital appreciation tranche covers the income tranche and appreciation and corpus of the capital appreciation tranche. The initial tranche allocation may vary infinitely, but for example, if there was an income component of guaranteed $80 income over a maturity period out of $100, and only $20 in the capital appreciation tranche, such a CEO would be very risky and leveraged as there is not a lot of capital in the capital tranche to cover short falls in the income tranche. In one embodiment, the MMACC charges an administrative fee for establishing pools and tranches within a electronic database/computer account and/or transactions in establishing such electronic records/accounts and requisite accounts.

It should be noted that a number of variations are offered by the MMACC. MMACC can vary: the Income/G&I/capital appreciation income and capital allocations to optimize risk distribution; income allocation to optimize income attractiveness to investors. MMACC offers numerous style spaces: large, mid, small, growth, core, value, international, U.S., global, etc. MMACC can vary allocations of income and capital appreciation for negative wealth impactor optimization and it can add an “alpha” layer for income or appreciation. In one embodiment, the MMACC may create products with a 5 (or longer) year period. This provides brokers with the advantage of making a market with intra-period as the underlying holdings are liquid and transparent.

Some example product structures offered by the MMACC include:

Closed End Mutual Fund or U.I.T. With, e.g., 3, share classes: A: Income; B: Growth & Income; C: Capital Appreciation. Alternatively, these may be collapsed into, e.g., 2: preferred (income) and common (capital appreciation).

As such, the MMACC may produce Collateralized Equity Obligation (CEO) products with the following slices: tranche A, Income; tranche B, Growth & Income; tranche C, Capital Appreciation. Alternatively, the CEO may be formed as an ETF with publically disclosed holdings and AP's can create and redeem.

As such, the MMACC and its CEO datastructure products are revolutionary and transform normal asset/equities into more attractive instruments by slicing up and allocating the return and risk streams.

MMACC

FIG. 1 shows a datagraph illustrating example embodiments of the MMACC. The datagraph shows interactions between users 186 a and their client devices 186 b, a MMACC server(s) 199, market/3^(rd) party server(s) 198, and asset buyers 187 a and their client devices 187 b. In one embodiment, the market server 198 may be incorporated into the MMACC itself. Users may be administrators, brokers, marketmakers, computerized systems, and/or the like 186 a. Users can create MMACC datastructures and accompanying new asset products, e.g., users can provide specifications and parameters for such new products such as collateralized equity obligation datastructure (CEO) products.

As part of creation of new CEO products, the users may also specify the CEO's constituent slice types (or interchangeably slices and/or tranches). The CEOs may include a specification of constituent asset(s)/portfolio(s), slice types (e.g., income (e.g., current yield), income (e.g., dividend) growth, capital appreciation (e.g., corpus/position/principal/proceeds/etc.), hybrid (e.g., growth & income), total return, etc.), asset buyer share specification, asset buyer conditions, etc.

The asset buyers 187 a may be looking to acquire slices of asset pools. The MMACC acts to create CEO products to the specifications of users 186 a and makes otherwise unavailable asset slice types/tranches available to asset buyers where such products were simply never before available. The MMACC may interoperate with market servers and 3^(rd) party servers 198 (e.g., obtaining funds and/or assets from asset buyers to be used to populate and/or instantiate CEOs made by the MMACC 199).

As such, users 186 a may provide MMACC CEO structure parameters 101 via their client devices 186 b (e.g., app/web based client with web forms for parameter specification). The client device 186 b may then in turn provide a CEO datastructure parameter message to the MMACC which will be used by the pool tranche component 141 (e.g., see FIG. 2a and 2341 of FIG. 23 for more detail) to create a new CEO product and associated tranches. In one embodiment, the client may provide the following example CEO datastructure parameter message 102, substantially in the form of a (Secure) Hypertext Transfer Protocol (“HTTP(S)”) POST message including eXtensible Markup Language (“XML”) formatted data, as provided below:

 POST /authrequest.php HTTP/1.1  Host: www.server.com  Content-Type: Application/XML  Content-Length: 667  <?XML version = “1.0” encoding = “UTF-8”?>  <CEO_parameter_message>   <timestamp>2020-12-31 23:59:59</timestamp>   <user_accounts_details>     <user_account_credentials>       <user_name>JohnDaDoeDoeDoooe@gmail.com</account_name>       <password>abc123</password>       //OPTIONAL <cookie>cookieID</cookie>       //OPTIONAL <digital_cert_link>www.mydigitalcertificate.com/  JohnDoeDaDoeDoe@gmail.com/mycertifcate.dc</digital_cert_link>       //OPTIONAL <digital_certificate>_DATA_</digital_certificate>     </user_account_credentials>   </user_accounts_details>   <client_details> //iOS Client with App and Webkit     <client_IP>10.0.0.123</client_IP>     <user_agent_string>Mozilla/5.0 (iPhone; CPU iPhone OS 7_1_1 like Mac  OS X) AppleWebKit/537.51.2 (KHTML, like Gecko) Version/7.0 Mobile/11D201  Safari/9537.53</user_agent_string>     <client_product_type>iPhone6,1</client_product_type>     <client_serial_number>DNXXX1X1XXXX</client_serial_number>     <client_UDID>3XXXXXXXXXXXXXXXXXXXXXXXXD</client_UDID>     <client_OS>iOS</client_OS>     <client_OS_version>7.1.1</client_OS_version>     <client_app_type>app with webkit</client_app_type>     <app_installed_flag>true</app_installed_flag>     <app_name>MMACC.app</app_name>     <app_version>1.0 </app_version>     <app_webkit_name>Mobile Safari</client_webkit_name>     <client_version>537.51.2</client_version>   </client_details>   <client_details> //iOS Client with Webbrowser     <client_IP>10.0.0.123</client_IP>     <user_agent_string>Mozilla/5.0 (iPhone; CPU iPhone OS 7_1_1 like Mac  OS X) AppleWebKit/537.51.2 (KHTML, like Gecko) Version/7.0 Mobile/11D201  Safari/9537.53</user_agent_string>     <client_product_type>iPhone6,1</client_product_type>     <client_serial_number>DNXXX1X1XXXX</client_serial_number>     <client_UDID>3XXXXXXXXXXXXXXXXXXXXXXXXD</client_UDID>     <client_OS>iOS</client_OS>     <client_OS_version>7.1.1</client_OS_version>     <client_app_type>web browser</client_app_type>     <client_name>Mobile Safari</client_name>     <client_version>9537.53</client_version>   </client_details>   <client_details> //Android Client with Webbrowser     <client_IP>10.0.0.123</client_IP>     <user_agent_string>Mozilla/5.0 (Linux; U; Android 4.0.4; en-us; Nexus  S Build/IMM76D) AppleWebKit/534.30 (KHTML, like Gecko) Version/4.0 Mobile  Safari/534.30</user_agent_string>     <client_product_type>Nexus S</client_product_type>     <client_serial_number>YXXXXXXXXZ</client_serial_number>     <client_UDID>FXXXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXXX</client_UDID>     <client_OS>Android</client_OS>     <client_OS_version>4.0.4</client_OS_version>     <client_app_type>web browser</client_app_type>     <client_name>Mobile Safari</client_name>     <client_version>534.30</client_version>   </client_details>   <client_details> //Mac Desktop with Webbrowser     <client_IP>10.0.0.123</client_IP>     <user_agent_string>Mozilla/5.0 (Macintosh; Intel Mac OS X 10_9_3)  AppleWebKit/537.75.14 (KHTML, like Gecko) Version/7.0.3  Safari/537.75.14</user_agent_string>     <client_product_type>MacPro5,1</client_product_type>     <client_serial_number>YXXXXXXXXZ</client_serial_number>     <client_UDID>FXXXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXXX</client_UDID>     <client_OS>Mac OS X</client_OS>     <client_OS_version>10.9.3</client_OS_version>     <client_app_type>web browser</client_app_type>     <client_name>Mobile Safari</client_name>     <client_version>537.75.14</client_version>   </client_details>   <CEO_datastructure>     <CEO_name>myCoolProductName</CEO_name>     <CEO_tranche1> //product parameter dials       <Name>myCoolSafeHighIncomeStreamTranche</Name>       <priority>medium</priority>       <fundsRaised>$123</fundsRaised>       <FixedYield>.01</FixedYield>       <YieldUpside>%ofTheResidualDividendsPaidAnnually</YieldUpside>         <PrincipalUpside> % of Residual Market Value Of The  Portfolio At Maturity </PrincipalUpside>     </CEO_tranche1>     <CEO_tranche2>       <Name>myCoolGrowth+IncomeTranche</Name>  ...     <CEO_tranche2>  ...     <asset1>       <name>PG</name>       <ID>123abc</ID       <QTY>100</QTY>       <InitialCost>$23.45</InitialCost>       <CurrentValue>$25.55</CurrentValue>       <InitialQuarterlyDividend>$0.55</InitialQuarterlyDividend>       <CurrentQuarterlyDividend>$0.65</CurrentQuarterlyDividend>       <PurchaseTime>2020-12-31:12:59:59</PurchaseTime>       <Alpha>0.5</Alpha>       <Beta>0.6</Beta>       <CurrentYield>0.03</CurrentYield>       <TotalReturn>.072345</TotalReturn>     <asset2>       <name>GILD</name>  ...     </asset2> ...     <asset3>       <name>BAC</name>     </asset3> ...     <SliceType1>       <Type>Income</Type>       <asset1SliceReturn>.007</asset1SliceReturn>       <asset2SliceReturn>.011</asset2SliceReturn>       <asset3SliceReturn>.015</asset3SliceReturn>     </SliceType1>     <SliceType2>       <Type>Growth+Income</Type>       <asset1SliceReturn>.007</asset1SliceReturn>       <asset2SliceReturn>.011</asset2SliceReturn>       <asset3SliceReturn>.015</asset3SliceReturn>     </SliceType2>       <Type>Capital Appreciation</Type>       <asset1SliceReturn>.007</asset1SliceReturn>       <asset2SliceReturn>.011</asset2SliceReturn>       <asset3SliceReturn>.015</asset3SliceReturn>     </SliceType3>     <CEO_maturity_date>2025-12-31-23:59:59</CEO_maturity_date>     <CEO_income_interval>quarterly</CEO_income_interval>   </CEO_datastructure>  </CEO_parameter_message>

Once the MMACC 199 generates the CEO product datastructure, the MMACC stores it in its database. Then, the MMACC may make the CEO and/or its tranches available to the market via 3^(rd) party servers 198 by sending an asset tranche offer message 104 detailing the types of CEO tranche products that are available. In one embodiment, the asset tranche offer message is the same as the CEO parameter message 102. In one embodiment, the 3^(rd) party server and/or market servers 198 may be incorporated into the MMACC server 199; while in an alternative embodiment, while in another embodiment, either the MMACC or the 3^(rd) party/market servers 198 may instantiate and execute the tranche asset transact component (e.g., see FIG. 2b and/or 2342 of FIG. 23 for more details). As such, the servers 198, 199 may store the asset tranche offer message 104 in their respective databases and make the new CEO product and tranches available for asset buyers 187 to search out such asset for procurement. In one embodiment, asset buyers 187 a provide criteria via their clients 187 b to search for desired assets employing the 3^(rd) party/market servers 198 (e.g., in one embodiment, the servers are financial institution equity brokerage systems allowing for asset searches of items in their database systems, which now includes the new CEO products and tranches). The asset buyer's 187 a client devices 187 b may further on the search request and criteria 107 to the tranche asset transact component running on the server(s) 198, 199. An example PHP/SQL listing for querying a database for a an asset search is below:

<?PHP header(‘Content-Type: text/plain’); mysql_connect(“254.93.179.112”,$DBserver,$password); // access database server mysql_select_db(“Asset.SQL”); // select database table to search //create query for asset data $query = “SELECT assetName FROM AssetTable WHERE assetID LIKE ‘%’ $123abc” ; $result = mysql_query($query); // perform the search query mysql_close(“MMACC.SQL”); // close database access ?>

The server may run a database select command on the search criteria, and when CEO products and tranches are selected, the servers will generate an asset search response 108 providing a display of matching assets 109 to the asset buyers 187 a. At this point, the asset buyers 187 a may make selections of desired CEO products and/or tranches 110 and their client devices 187 b will further on an asset tranche purchase order 111 back to the tranche asset transact component 142 at the server(s) 198, 199. The asset tranche purchase order may include payment credentials (e.g., bank account, credit card, etc.) along with desired quintiles of product, and the tranche asset transact component may use to obtain funds to secure the desired CEO product tranche for the asset buyer.

Once the asset buyers acquire the CEO product tranche, the MMACC may seek to make distributions according to asset buyers' secured right. The distribute income tranche component (e.g., see FIG. 2c and/or 2343 of FIG. 23 for more details) 143 seek to make payouts to all asset buyers having an income tranche CEO product (and/or hybrid/apportioned product). Upon determining distributions, the distribute income tranche component 143 will issue an income distribution message 113 to the tranche asset transact component 142 which may in turn move funds to/from the asset buyers based on the performance of the CEO product tranche owned (e.g. pro-rata share) by the asset buyers, and as such, the asset buyers 187 a will obtain an income distribution message informing them of such distribution 114. The MMACC server 199 will also seek to distribute capital appreciation via the distribute principal tranche component 144 (e.g., see FIG. 2c and/or 2344 of FIG. 23 for more details), which also compute the appropriate distribution of asset appreciation and issue a principal distribution message 116 to the tranche asset transact component 142, similarly causing fund movement and a principal distribution message 117 to the asset buyers 187 a.

FIG. 2a shows a logic flow diagram illustrating embodiments of a pool tranche instantiation component for the MMACC. The pool tranche instantiation component 241 initializes 202 and may provide a display login/create screen 204. In one embodiment, an existing asset/brokerage order and account system may be modified to allow users 286 to create new CEO datastructures and products. In one embodiment, the XML fields from the CEO parameter message 102 may be used to generate web form text fields, pop up lists, and/or other widgets for the specification of such parameters for transfer via HTTPS POST command. Upon logging in 204 and supplying parameters for the new CEO product (e.g., via web form with corresponding fields for the parameters), the client 286 may send the CEO parameter message 102 to the MMACC server 299, and it may determine if such a CEO product already exists and if there is enough capacity for additional asset buyers for the product 212. If the product does exist and has enough capacity, the user may be presented with a massage for them to confirm 210 that they want to make another CEO product with similar features and give it a new and unique name. Then the MMACC server 299 may select asset(s) to be employed for the new CEO product 214. Then, for each asset 216, the MMACC will create a new current yield slice data structure (e.g., as specified in the CEO parameter message 102) 218. In one implementation, after receiving the new CEO parameter message 102, the MMACC server may parse the message and create/update CEO product record tables and associated slice record tables. An exemplary listing, written substantially in the form of PHP/SQL commands, to update the records in the MMACC database, is provided below:

<?PHP header(‘Content-Type: text/plain’); // store input data in a database mysql_connect(“201.408.185.132”,$DBserver,$password); // access database server mysql_select(“MMACC_DB.SQL”); // select database to append mysql_query(“UPDATE CEO SET CEO_name = ‘myCoolProductName’ , CEO_tranche1Name = ‘myCoolSafeHighIncomeStreamTranche’ , SliceType1 = ‘Income’ , asset1SliceType1Return = ‘.007’, asset2SliceType1Return = ‘.011’, asset3SliceType1Return = ‘.015’ , timestamp = ‘2020-02-22 15:22:43’ WHERE username = ‘JDoe@gmail.com’”); mysql_close(“MMACC_DB.SQL”); // close connection to database ?>

Similarly, the MMACC then creates a new dividend growth slide data structure 220 and then it creates a principal appreciation slice data structure 222. It should be noted, that various apportionments may be specified via the CEO parameter datastructure 102 where the current yield, dividend growth and/or principal appreciation slices have no value, all the value, and/or any number of permutation/hybrid values between the slices. It should also be noted that in another embodiment, the hybrids may employ plurality of slices (e.g., more than 3). The MMACC then determines if there are more assets and if so 224, execution will iterate 216 until all assets have been examined 224. Upon examining all the assets specified for the new CEO product 224, the MMACC server 299 will then examine and iterate for each slice type specified by the CEO parameter datastructure 102. For each slice type the MMACC will select all the assets for that slice type. An example PHP/SQL listing for querying a database for a assets for the slice type is below:

<?PHP header(‘Content-Type: text/plain’); mysql_connect(“254.93.179.112”,$DBserver,$password); // access database server mysql_select_db(“Asset.SQL”); // select database table to search //create query for asset data $query = “SELECT sliceID FROM AssetTable WHERE assetID LIKE ‘%’ $123abc” ; $result = mysql_query($query); // perform the search query mysql_close(“MMACC.SQL”); // close database access ?>

By selecting all the assets associated with a slice type (e.g., sliceID), the MMACC may create tranche of that slice type (e.g., see FIG. 10 for more details). The slice datastructure may then be updated to be associated with all the identified and related assets (e.g., assetID) and adding slice type values to the asset records (e.g., sliceIDs). An exemplary listing, written substantially in the form of PHP/SQL commands, to update the records in the MMACC database, is provided below:

<?PHP header(‘Content-Type: text/plain’); // Update Assets with related slice IDs mysql_connect(“201.408.185.132”,$DBserver,$password); // access database server mysql_select(“MMACC_DB.SQL”); // select database to append mysql_query(“UPDATE Asset SET sliceID = ‘myCoolSafeHighIncomeStreamTranche’ , timestamp = ‘2020-02-22 15:22:43’ WHERE username = ‘JDoe@gmail.com’”); mysql_close(“MMACC_DB.SQL”); // close connection to database ?> <?PHP header(‘Content-Type: text/plain’); // Update Slices with related Asset IDs mysql_connect(“201.408.185.132”,$DBserver,$password); // access database server mysql_select(“MMACC_DB.SQL”); // select database to append mysql_query(“UPDATE Slice SET assetName = ‘PG’ , assetID = ‘123abc’ , timestamp = ‘2020-02-22 15:22:43’ WHERE username = ‘JDoe@gmail.com’”); mysql_close(“MMACC_DB.SQL”); // close connection to database ?>

The MMACC determine if there are more slice types 232 and if so it continues to iterate through the slice types 226, otherwise the CEO datastructure is instantiated 234. An exemplary listing, written substantially in the form of PHP/SQL commands, to create/update the records in the MMACC database, is provided below:

<?PHP header(‘Content-Type: text/plain’); // Create/Update CEO datastructure product with related asset slice IDs mysql_connect(“201.408.185.132”,$DBserver,$password); // access database server mysql_select(“MMACC_DB.SQL”); // select database to append mysql_query(“UPDATE CEO SET CEO_name = ‘myCoolProductName’ , CEO_tranche1Name = ‘myCoolSafeHighIncomeStreamTranche’ , SliceType1 = ‘Income’ sliceID1 = ‘123abc’ , asset1 = ‘PG’ , asset1ID = ‘abc123’ ... SliceType2...asset2... , timestamp = ‘2020-02-22 15:22:43’ WHERE username = ‘JDoe@gmail.com’”); mysql_close(“MMACC_DB.SQL”); // close connection to database ?>

FIG. 2b shows a logic flow diagram illustrating embodiments of a tranche asset transact component for the MMACC. The tranche asset transact component 242 initializes 202 and may provide a display login/create screen 240. As has already been discussed 106 of FIG. 1, asset buyers 287 may provide asset search criteria 245 to search the server(s) 298, 299 (and as has already been noted, the tranche asset transact component may run on either and/or both the MMACC 299 and/or market/3^(rd) party server(s) 298). The search results may be presented to the asset buyers 247 (e.g., CEO product, tranche options, etc.) for purchase. The asset buyer 287 may then select a desired product/tranche (e.g., along with a funding source, constraints and/or conditions, etc.) 248 and the MMACC server will determine if the quantities are within the limits/availability of current CEO product offerings 250. If not 250, the server(s) may need to purchase additional assets 252 so that the CEO product constraints are maintained. Then a purchase of the CEO product (e.g., tranche) 254 will commence (e.g., the server(s) may request funds to cover the collateralized purchase of the tranche 256). If funds are not sufficient 258, an error message and retry option may be presented to the asset buyer 260 and the process may iterate 247. Once sufficient funds are obtained 258, the server(s) will allocate the collateral CEO tranche record to the asset buyer by updating the slice record with the asset buyer's identifier. An exemplary listing, written substantially in the form of PHP/SQL commands, to create/update the records in the MMACC database, is provided below:

<?PHP header(‘Content-Type: text/plain’); // Create/Update CEO datastructure product with asset buyer’s ID mysql_connect(“201.408.185.132”,$DBserver,$password); // access database server mysql_select(“MMACC_DB.SQL”); // select database to append mysql_query(“UPDATE CEO SET userID = ‘123-45-6789’, timestamp = ‘2020-02-22 15:22:43’ WHERE sliceID = ‘abc123’”); mysql_close(“MMACC_DB.SQL”); // close connection to database ?>

FIG. 2c shows a logic flow diagram illustrating embodiments of a distribute income tranche and distribute principal tranche components for the MMACC. The tranche asset transact component 242 initializes 202 and may iterate fore each CEO datastructure record (e.g., product) 266. For each CEO, the MMACC will determine if a threshold time interval (e.g., dynamically, on-demand, periodic (e.g., second, minute, hour, day, week, month, quarterly, semi/bi annual, etc.), realtime, etc.) has elapsed 268 and if not, the MMACC will continue to iterate 266. If a threshold interval has elapsed for a specific CEO product 266, 268, then the MMACC will iterate for each CEO product slice and asset buyer 270. As such, fore each asset buyer's tranche 270, the MMACC 299 will then determine the tranche value over time (e.g., see FIG. 3 for more calculation details) and update the MMACC database 219 accordingly 272. Thereafter if there is maturity due on the asset buyer's tranche 274, the distribute income tranche component 243 will provide (or request) funds to cover collateralized performance of the tranche (e.g., pay out income) 275 and provide notification of the update 278 (and tranche iteration will continue if there are more asset buyer slices 282, 270, or continue to the next CEO product 266 there are no more slices 282. However, if the MMACC server 299 determines there is a maturity due 274, then the distribute principal tranche component 244 will similarly provide (or request) funds to cover collateralized performance of the tranche (e.g., pay out income and return capital) 276 and provide notification of the update 278 (and tranche iteration will continue if there are more asset buyer slices 282, 270, or continue to the next CEO product 266 there are no more slices 282.

FIG. 3 shows a datagraph illustrating example embodiments of the MMACC. It is an alternative embodiment to FIG. 1 and shows multiple asset (e.g., tranche) buyers 1 thru N 387 may have their funds pooled to buy an initial portfolio 302. For some term of years 1 thru T, the MMACC will distribute (e.g., dividend) income to tranches 1 thru N 308, and then at maturity, the positions will be sold and proceed swill be distributed to the tranches 310. One can create many CEO datastructure product permutations by manipulating the product parameter ‘dials’ as specified in the CEO parameter message 102. The dials vary the structure of the tranches, and the distribute income tranche component 243 and distribute principal tranche component 244 of FIG. 2c may use the following calculations for determining tranche structure over time:

${Income}_{n,t} = {{{Minimum}\left( {{{MV}_{n,0} \times Y_{n}},{{\sum\limits_{m = 1}^{M}{S_{m} \times D_{m,t}}} - {\sum\limits_{{nn} = 1}^{n - 1}{Income}_{{nn},t}}}} \right)} + {\left( {{\sum\limits_{m = 1}^{M}{S_{m} \times D_{m,t}}} - {\sum\limits_{{nn} = 1}^{N}{Income}_{{nn},t}}} \right) \times {YU}_{n}}}$ ${MV}_{n,t} = {{{Minimum}\left( {{MV}_{n,0},{{\sum\limits_{m = 1}^{M}{S_{m} \times P_{m,t}}} - {\sum\limits_{{nn} = 1}^{n - 1}{MV}_{{nn},t}}}} \right)} + {\left( {{\sum\limits_{m = 1}^{M}{S_{m} \times P_{m,t}}} - {\sum\limits_{{nn} = 1}^{N}{MV}_{{nn},t}}} \right) \times {CU}_{n}}}$ ${{{Subject}\mspace{14mu}{{to}:\;{\sum\limits_{n = 1}^{N}{YU}_{n}}}} = 1};{{\sum\limits_{n = 1}^{N}{CU}_{n}} = 1};{{tranches}\mspace{14mu}{are}\mspace{14mu}{in}\mspace{14mu}{order}\mspace{14mu}{of}\mspace{14mu}{claim}}$ where the above has the following values:

-   -   N=number of tranches; n=1 to N     -   T=number of time periods; t=1 to T; t=0=initial investment     -   M=number of securities in the portfolio; m=1 to M     -   D=dividends per share, D_(m,t)=security m's dividend at time t     -   S=shares held; S_(m)=shares held in security m     -   P=price; P_(m,t)=security m's price at time t     -   Y=yield; % yield tranche was sold with     -   YU=yield upside; % of excess portfolio income any tranche is         entitled to     -   CU=capital upside; % of excess portfolio capital any tranche is         entitled to     -   MV=market value of a tranche; MV_(n,t)     -   Income=income paid to each tranche; Income_(n,t)

We can use the above to drive a ‘Vintage 2008’ product parameter example to see the resulting products. With the CEO datastructure having the following values:

Example product parameters for ‘2008 Vintage’ example Underlying Portfolio Large Cap U.S. Stocks Number of Tranches 3: Income, Growth & Income, Capital Appreciation Maturity date or length 5 Years (Dec. 31, 2008-Dec. 31, 2013) For Each Tranche Funds Raised $100,000,000 × 3 Fixed Yield 3.1%/3.1%/3.1% Yield upside 0%/100%/0% Priority 1^(st)/2^(nd)/3rd Principal Upside 0%/0%/100%

FIG. 4 shows a calculation worksheet illustrating embodiments of a 2008 vintage CEO datastructure parameters for the MMACC. It uses the above parameters showing tranche levels, income, market value allocation, portfolio market value, 5 year returns and annual IRR.

FIG. 5 shows a datagraph companion to the worksheet illustrating embodiments of a 2008 vintage CEO datastructure parameters for the MMACC. Three tranches 501 of $100,000,000 each are pooled into a portfolio on Dec. 31, 2008 502. Each year's distribution per tranche 504 is broken down per FIG. 4's worksheet and with totals per year 503. The aggregated total 505 at maturity Dec. 31, 2013 is further broken out to show the income and growth and income tranches returned the principal $100,000,000 each 506, and the capital appreciation tranche benefited from growth 507.

FIG. 6 shows a graph illustrating embodiments an equity product line relationship between returns and risk for the MMACC. FIG. 7 shows a datagraph illustrating funds' relationship between returns and risk for the MMACC. FIG. 8 shows graphs illustrating funds' performances for the MMACC. FIG. 9 shows graphs illustrating funds' correlated performances for the MMACC. One may conclude that such equity funds have high/similar absolute risk and are highly correlated with the S&P and will lose money if the S&P is down significantly. As such, current equity income funds do not provide principal protection and are too risky to be used as a bond substitute.

In contrast, rather than allocate stocks to types of funds, the MMACC may allocate a portion of each stock's return to different funds. As such, dividend income and the most principal protection=Income Dividend income and dividend growth and some principal protection=Growth and Income. Also, the MMACC provides possible dividend income and all the capital appreciation with the least principal protection=Capital Appreciation. An example CEO product from the MMACC may illustrate this contrast more effectively. FIGS. 10-22 will provide example CEO structures and show relative performances to such funds.

FIG. 10 show a datagraphs illustrating a CEO structure for the MMACC. The CEO includes 3 slices: an income fund slice 1001, growth and income slice 1002, and a capital appreciation slice 1003. Constituent assets 1004 are compared across a risk spectrum 1005 and returns rates 1006. FIG. 11 show a datagraphs illustrating a CEO structure values for the MMACC. FIG. 12 show a calculation worksheet actual 1970 CEO structure values for the MMACC. FIGS. 13-14 show graphs of a range of outcomes from 1961-2008 of average annual returns and volatility for the example CEO structure for the MMACC. FIG. 15 shows a graph of a range of outcomes from 1961-2008 of average annual returns and volatility with risk shifted by changing tranche allocations for the example CEO structure for the MMACC. FIG. 16 shows a graph of a range of outcomes from 1961-2008 of average 5 year cumulative returns and volatility for the example CEO structure for the MMACC. FIG. 17 shows a graph of a trailing 5 year MMACC tranche correlations with the S&P 500 for the example CEO structure for the MMACC. FIGS. 18-19 show graphs of a annual return and cumulative value of a 2003-tranche for the example CEO structure for the MMACC. FIG. 20 shows a block diagram illustrating example tranche outcomes for a $300 M fund with 5% yield for the example CEO structure for the MMACC. FIG. 21 shows a graph illustrating dividends received by tranche vs dividends received in a given year, as an option (income) the example CEO structure for the MMACC. FIG. 22 shows a graph illustrating dividends received by tranche vs dividends received in a given year, as an option (capital) the example CEO structure for the MMACC. FIG. 23 shows a block diagram illustrating embodiments of a MMACC controller. APPENDIX 1 illustrates initial purchase embodiments of the MMACC. APPENDIX 2 illustrates 5 years of dividends embodiments of the MMACC. APPENDIX 3 illustrates Dec. 31, 2013 liquidation embodiments of the MMACC.

MMACC Controller

FIG. 23 shows a block diagram illustrating embodiments of a MMACC controller. In this embodiment, the MMACC controller 2301 may serve to aggregate, process, store, search, serve, identify, instruct, generate, match, and/or facilitate interactions with a computer through information technology technologies, and/or other related data.

Typically, users, which may be people and/or other systems, may engage information technology systems (e.g., computers) to facilitate information processing. In turn, computers employ processors to process information; such processors 2303 may be referred to as central processing units (CPU). One form of processor is referred to as a microprocessor. CPUs use communicative circuits to pass binary encoded signals acting as instructions to enable various operations. These instructions may be operational and/or data instructions containing and/or referencing other instructions and data in various processor accessible and operable areas of memory 2329 (e.g., registers, cache memory, random access memory, etc.). Such communicative instructions may be stored and/or transmitted in batches (e.g., batches of instructions) as programs and/or data components to facilitate desired operations. These stored instruction codes, e.g., programs, may engage the CPU circuit components and other motherboard and/or system components to perform desired operations. One type of program is a computer operating system, which, may be executed by CPU on a computer; the operating system enables and facilitates users to access and operate computer information technology and resources. Some resources that may be employed in information technology systems include: input and output mechanisms through which data may pass into and out of a computer; memory storage into which data may be saved; and processors by which information may be processed. These information technology systems may be used to collect data for later retrieval, analysis, and manipulation, which may be facilitated through a database program. These information technology systems provide interfaces that allow users to access and operate various system components.

In one embodiment, the MMACC controller 2301 may be connected to and/or communicate with entities such as, but not limited to: one or more users from peripheral devices 2312 (e.g., user input devices 2311); an optional cryptographic processor device 2328; and/or a communications network 2313.

Networks are commonly thought to comprise the interconnection and interoperation of clients, servers, and intermediary nodes in a graph topology. It should be noted that the term “server” as used throughout this application refers generally to a computer, other device, program, or combination thereof that processes and responds to the requests of remote users across a communications network. Servers serve their information to requesting “clients.” The term “client” as used herein refers generally to a computer, program, other device, user and/or combination thereof that is capable of processing and making requests and obtaining and processing any responses from servers across a communications network. A computer, other device, program, or combination thereof that facilitates, processes information and requests, and/or furthers the passage of information from a source user to a destination user is commonly referred to as a “node.” Networks are generally thought to facilitate the transfer of information from source points to destinations. A node specifically tasked with furthering the passage of information from a source to a destination is commonly called a “router.” There are many forms of networks such as Local Area Networks (LANs), Pico networks, Wide Area Networks (WANs), Wireless Networks (WLANs), etc. For example, the Internet is generally accepted as being an interconnection of a multitude of networks whereby remote clients and servers may access and interoperate with one another.

The MMACC controller 2301 may be based on computer systems that may comprise, but are not limited to, components such as: a computer systemization 2302 connected to memory 2329.

Computer Systemization

A computer systemization 2302 may comprise a clock 2330, central processing unit (“CPU(s)” and/or “processor(s)” (these terms are used interchangeable throughout the disclosure unless noted to the contrary)) 2303, a memory 2329 (e.g., a read only memory (ROM) 2306, a random access memory (RAM) 2305, etc.), and/or an interface bus 2307, and most frequently, although not necessarily, are all interconnected and/or communicating through a system bus 2304 on one or more (mother)board(s) 2302 having conductive and/or otherwise transportive circuit pathways through which instructions (e.g., binary encoded signals) may travel to effectuate communications, operations, storage, etc. The computer systemization may be connected to a power source 2386; e.g., optionally the power source may be internal. Optionally, a cryptographic processor 2326 may be connected to the system bus. In another embodiment, the cryptographic processor, transceivers (e.g., ICs) 2374, and/or sensor array (e.g., accelerometer, altimeter, ambient light, barometer, global positioning system (GPS) (thereby allowing MMACC controller to determine its location), gyroscope, magnetometer, pedometer, proximity, ultra-violet sensor, etc.) 2373 may be connected as either internal and/or external peripheral devices 2312 via the interface bus I/O 2308 (not pictured) and/or directly via the interface bus 2307. In turn, the transceivers may be connected to antenna(s) 2375, thereby effectuating wireless transmission and reception of various communication and/or sensor protocols; for example the antenna(s) may connect to various transceiver chipsets (depending on deployment needs), including: Broadcom BCM4329FKUBG transceiver chip (e.g., providing 802.11n, Bluetooth 2.1+EDR, FM, etc.); a Broadcom BCM4752 GPS receiver with accelerometer, altimeter, GPS, gyroscope, magnetometer; a Broadcom BCM4335 transceiver chip (e.g., providing 2G, 3G, and 4G long-term evolution (LTE) cellular communications; 802.11ac, Bluetooth 4.0 low energy (LE) (e.g., beacon features)); a Broadcom BCM43341 transceiver chip (e.g., providing 2G, 3G and 4G LTE cellular communications; 802.11 g/, Bluetooth 4.0, near field communication (NFC), FM radio); an Infineon Technologies X-Gold 618-PMB9800 transceiver chip (e.g., providing 2G/3G HSDPA/HSUPA communications); a MediaTek MT6620 transceiver chip (e.g., providing 802.11a/ac/b/g/n, Bluetooth 4.0 LE, FM, GPS; a Lapis Semiconductor ML8511 UV sensor; a maxim integrated MAX44000 ambient light and infrared proximity sensor; a Texas Instruments WiLink WL1283 transceiver chip (e.g., providing 802.11n, Bluetooth 3.0, FM, GPS); and/or the like. The system clock typically has a crystal oscillator and generates a base signal through the computer systemization's circuit pathways. The clock is typically coupled to the system bus and various clock multipliers that will increase or decrease the base operating frequency for other components interconnected in the computer systemization. The clock and various components in a computer systemization drive signals embodying information throughout the system. Such transmission and reception of instructions embodying information throughout a computer systemization may be commonly referred to as communications. These communicative instructions may further be transmitted, received, and the cause of return and/or reply communications beyond the instant computer systemization to: communications networks, input devices, other computer systemizations, peripheral devices, and/or the like. It should be understood that in alternative embodiments, any of the above components may be connected directly to one another, connected to the CPU, and/or organized in numerous variations employed as exemplified by various computer systems.

The CPU comprises at least one high-speed data processor adequate to execute program components for executing user and/or system-generated requests. The CPU is often packaged in a number of formats varying from large supercomputer(s) and mainframe(s) computers, down to mini computers, servers, desktop computers, laptops, thin clients (e.g., Chromebooks), netbooks, tablets (e.g., iPads, Android and Windows tablets, etc.), mobile smartphones (e.g., Android, iPhones, Nokia, Palm and Windows phones, etc.), wearable device(s) (e.g., watches, glasses, goggles (e.g., Google Glass), etc.), and/or the like. Often, the processors themselves will incorporate various specialized processing units, such as, but not limited to: integrated system (bus) controllers, memory management control units, floating point units, and even specialized processing sub-units like graphics processing units, digital signal processing units, and/or the like. Additionally, processors may include internal fast access addressable memory, and be capable of mapping and addressing memory 2329 beyond the processor itself; internal memory may include, but is not limited to: fast registers, various levels of cache memory (e.g., level 1, 2, 3, etc.), RAM, etc. The processor may access this memory through the use of a memory address space that is accessible via instruction address, which the processor can construct and decode allowing it to access a circuit path to a specific memory address space having a memory state. The CPU may be a microprocessor such as: AMD's Athlon, Duron and/or Opteron; Apple's A series of processors (e.g., A5, A6, A7, A8, etc.); ARM's application, embedded and secure processors; IBM and/or Motorola's DragonBall and PowerPC; IBM's and Sony's Cell processor; Intel's 80X86 series (e.g., 80386, 80486), Pentium, Celeron, Core (2) Duo, i series (e.g., i3, i5, i7, etc.), Itanium, Xeon, and/or XScale; Motorola's 680X0 series (e.g., 68020, 68030, 68040, etc.); and/or the like processor(s). The CPU interacts with memory through instruction passing through conductive and/or transportive conduits (e.g., (printed) electronic and/or optic circuits) to execute stored instructions (i.e., program code) according to conventional data processing techniques. Such instruction passing facilitates communication within the MMACC controller and beyond through various interfaces. Should processing requirements dictate a greater amount speed and/or capacity, distributed processors (e.g., Distributed MMACC), mainframe, multi-core, parallel, and/or super-computer architectures may similarly be employed. Alternatively, should deployment requirements dictate greater portability, smaller Personal Digital Assistants (PDAs) may be employed.

Depending on the particular implementation, features of the MMACC may be achieved by implementing a microcontroller such as CAST's R8051XC2 microcontroller; Intel's MCS 51 (i.e., 8051 microcontroller); and/or the like. Also, to implement certain features of the MMACC, some feature implementations may rely on embedded components, such as: Application-Specific Integrated Circuit (“ASIC”), Digital Signal Processing (“DSP”), Field Programmable Gate Array (“FPGA”), and/or the like embedded technology. For example, any of the MMACC component collection (distributed or otherwise) and/or features may be implemented via the microprocessor and/or via embedded components; e.g., via ASIC, coprocessor, DSP, FPGA, and/or the like. Alternately, some implementations of the MMACC may be implemented with embedded components that are configured and used to achieve a variety of features or signal processing.

Depending on the particular implementation, the embedded components may include software solutions, hardware solutions, and/or some combination of both hardware/software solutions. For example, MMACC features discussed herein may be achieved through implementing FPGAs, which are a semiconductor devices containing programmable logic components called “logic blocks”, and programmable interconnects, such as the high performance FPGA Virtex series and/or the low cost Spartan series manufactured by Xilinx. Logic blocks and interconnects can be programmed by the customer or designer, after the FPGA is manufactured, to implement any of the MMACC features. A hierarchy of programmable interconnects allow logic blocks to be interconnected as needed by the MMACC system designer/administrator, somewhat like a one-chip programmable breadboard. An FPGA's logic blocks can be programmed to perform the operation of basic logic gates such as AND, and XOR, or more complex combinational operators such as decoders or mathematical operations. In most FPGAs, the logic blocks also include memory elements, which may be circuit flip-flops or more complete blocks of memory. In some circumstances, the MMACC may be developed on regular FPGAs and then migrated into a fixed version that more resembles ASIC implementations. Alternate or coordinating implementations may migrate MMACC controller features to a final ASIC instead of or in addition to FPGAs. Depending on the implementation all of the aforementioned embedded components and microprocessors may be considered the “CPU” and/or “processor” for the MMACC.

Power Source

The power source 2386 may be of any standard form for powering small electronic circuit board devices such as the following power cells: alkaline, lithium hydride, lithium ion, lithium polymer, nickel cadmium, solar cells, and/or the like. Other types of AC or DC power sources may be used as well. In the case of solar cells, in one embodiment, the case provides an aperture through which the solar cell may capture photonic energy. The power cell 2386 is connected to at least one of the interconnected subsequent components of the MMACC thereby providing an electric current to all subsequent components. In one example, the power source 2386 is connected to the system bus component 2304. In an alternative embodiment, an outside power source 2386 is provided through a connection across the I/O 2308 interface. For example, a USB and/or IEEE 1394 connection carries both data and power across the connection and is therefore a suitable source of power.

Interface Adapters

Interface bus(ses) 2307 may accept, connect, and/or communicate to a number of interface adapters, conventionally although not necessarily in the form of adapter cards, such as but not limited to: input output interfaces (I/O) 2308, storage interfaces 2309, network interfaces 2310, and/or the like. Optionally, cryptographic processor interfaces 2327 similarly may be connected to the interface bus. The interface bus provides for the communications of interface adapters with one another as well as with other components of the computer systemization. Interface adapters are adapted for a compatible interface bus. Interface adapters conventionally connect to the interface bus via a slot architecture. Conventional slot architectures may be employed, such as, but not limited to: Accelerated Graphics Port (AGP), Card Bus, (Extended) Industry Standard Architecture ((E)ISA), Micro Channel Architecture (MCA), NuBus, Peripheral Component Interconnect (Extended) (PCI(X)), PCI Express, Personal Computer Memory Card International Association (PCMCIA), and/or the like.

Storage interfaces 2309 may accept, communicate, and/or connect to a number of storage devices such as, but not limited to: storage devices 2314, removable disc devices, and/or the like. Storage interfaces may employ connection protocols such as, but not limited to: (Ultra) (Serial) Advanced Technology Attachment (Packet Interface) ((Ultra) (Serial) ATA(PI)), (Enhanced) Integrated Drive Electronics ((E)IDE), Institute of Electrical and Electronics Engineers (IEEE) 1394, fiber channel, Small Computer Systems Interface (SCSI), Universal Serial Bus (USB), and/or the like.

Network interfaces 2310 may accept, communicate, and/or connect to a communications network 2313. Through a communications network 2313, the MMACC controller is accessible through remote clients 2333 b (e.g., computers with web browsers) by users 2333 a. Network interfaces may employ connection protocols such as, but not limited to: direct connect, Ethernet (thick, thin, twisted pair 10/100/1000/10000 Base T, and/or the like), Token Ring, wireless connection such as IEEE 802.11a-x, and/or the like. Should processing requirements dictate a greater amount speed and/or capacity, distributed network controllers (e.g., Distributed MMACC), architectures may similarly be employed to pool, load balance, and/or otherwise decrease/increase the communicative bandwidth required by the MMACC controller. A communications network may be any one and/or the combination of the following: a direct interconnection; the Internet; Interplanetary Internet (e.g., Coherent File Distribution Protocol (CFDP), Space Communications Protocol Specifications (SCPS), etc.); a Local Area Network (LAN); a Metropolitan Area Network (MAN); an Operating Missions as Nodes on the Internet (OMNI); a secured custom connection; a Wide Area Network (WAN); a wireless network (e.g., employing protocols such as, but not limited to a cellular, WiFi, Wireless Application Protocol (WAP), I-mode, and/or the like); and/or the like. A network interface may be regarded as a specialized form of an input output interface. Further, multiple network interfaces 2310 may be used to engage with various communications network types 2313. For example, multiple network interfaces may be employed to allow for the communication over broadcast, multicast, and/or unicast networks.

Input Output interfaces (I/O) 2308 may accept, communicate, and/or connect to user, peripheral devices 2312 (e.g., input devices 2311), cryptographic processor devices 2328, and/or the like. I/O may employ connection protocols such as, but not limited to: audio: analog, digital, monaural, RCA, stereo, and/or the like; data: Apple Desktop Bus (ADB), IEEE 1394a-b, serial, universal serial bus (USB); infrared; joystick; keyboard; midi; optical; PC AT; PS/2; parallel; radio; touch interfaces: capacitive, optical, resistive, etc. displays; video interface: Apple Desktop Connector (ADC), BNC, coaxial, component, composite, digital, Digital Visual Interface (DVI), (mini) displayport, high-definition multimedia interface (HDMI), RCA, RF antennae, S-Video, VGA, and/or the like; wireless transceivers: 802.11a/ac/b/g/n/x; Bluetooth; cellular (e.g., code division multiple access (CDMA), high speed packet access (HSPA(+)), high-speed downlink packet access (HSDPA), global system for mobile communications (GSM), long term evolution (LTE), WiMax, etc.); and/or the like. One typical output device may include a video display, which typically comprises a Cathode Ray Tube (CRT) or Liquid Crystal Display (LCD) based monitor with an interface (e.g., DVI circuitry and cable) that accepts signals from a video interface, may be used. The video interface composites information generated by a computer systemization and generates video signals based on the composited information in a video memory frame. Another output device is a television set, which accepts signals from a video interface. Typically, the video interface provides the composited video information through a video connection interface that accepts a video display interface (e.g., an RCA composite video connector accepting an RCA composite video cable; a DVI connector accepting a DVI display cable, etc.).

Peripheral devices 2312 may be connected and/or communicate to I/O and/or other facilities of the like such as network interfaces, storage interfaces, directly to the interface bus, system bus, the CPU, and/or the like. Peripheral devices may be external, internal and/or part of the MMACC controller. Peripheral devices may include: antenna, audio devices (e.g., line-in, line-out, microphone input, speakers, etc.), cameras (e.g., gesture (e.g., Microsoft Kinect) detection, motion detection, still, video, webcam, etc.), dongles (e.g., for copy protection, ensuring secure transactions with a digital signature, and/or the like), external processors (for added capabilities; e.g., crypto devices 528), force-feedback devices (e.g., vibrating motors), infrared (IR) transceiver, network interfaces, printers, scanners, sensors/sensor arrays and peripheral extensions (e.g., ambient light, GPS, gyroscopes, proximity, temperature, etc.), storage devices, transceivers (e.g., cellular, GPS, etc.), video devices (e.g., goggles, monitors, etc.), video sources, visors, and/or the like. Peripheral devices often include types of input devices (e.g., cameras).

User input devices 2311 often are a type of peripheral device 512 (see above) and may include: card readers, dongles, finger print readers, gloves, graphics tablets, joysticks, keyboards, microphones, mouse (mice), remote controls, security/biometric devices (e.g., fingerprint reader, iris reader, retina reader, etc.), touch screens (e.g., capacitive, resistive, etc.), trackballs, trackpads, styluses, and/or the like.

It should be noted that although user input devices and peripheral devices may be employed, the MMACC controller may be embodied as an embedded, dedicated, and/or monitor-less (i.e., headless) device, wherein access would be provided over a network interface connection.

Cryptographic units such as, but not limited to, microcontrollers, processors 2326, interfaces 2327, and/or devices 2328 may be attached, and/or communicate with the MMACC controller. A MC68HC16 microcontroller, manufactured by Motorola Inc., may be used for and/or within cryptographic units. The MC68HC16 microcontroller utilizes a 16-bit multiply-and-accumulate instruction in the 16 MHz configuration and requires less than one second to perform a 512-bit RSA private key operation. Cryptographic units support the authentication of communications from interacting agents, as well as allowing for anonymous transactions. Cryptographic units may also be configured as part of the CPU. Equivalent microcontrollers and/or processors may also be used. Other commercially available specialized cryptographic processors include: Broadcom's CryptoNetX and other Security Processors; nCipher's nShield; SafeNet's Luna PCI (e.g., 7100) series; Semaphore Communications' 40 MHz Roadrunner 184; Sun's Cryptographic Accelerators (e.g., Accelerator 6000 PCIe Board, Accelerator 500 Daughtercard); Via Nano Processor (e.g., L2100, L2200, U2400) line, which is capable of performing 500+MB/s of cryptographic instructions; VLSI Technology's 33 MHz 6868; and/or the like.

Memory

Generally, any mechanization and/or embodiment allowing a processor to affect the storage and/or retrieval of information is regarded as memory 2329. However, memory is a fungible technology and resource, thus, any number of memory embodiments may be employed in lieu of or in concert with one another. It is to be understood that the MMACC controller and/or a computer systemization may employ various forms of memory 2329. For example, a computer systemization may be configured wherein the operation of on-chip CPU memory (e.g., registers), RAM, ROM, and any other storage devices are provided by a paper punch tape or paper punch card mechanism; however, such an embodiment would result in an extremely slow rate of operation. In a typical configuration, memory 2329 will include ROM 2306, RAM 2305, and a storage device 2314. A storage device 2314 may be any conventional computer system storage. Storage devices may include: an array of devices (e.g., Redundant Array of Independent Disks (RAID)); a drum; a (fixed and/or removable) magnetic disk drive; a magneto-optical drive; an optical drive (i.e., Blueray, CD ROM/RANI/Recordable (R)/ReWritable (RW), DVD R/RW, HD DVD R/RW etc.); RAM drives; solid state memory devices (USB memory, solid state drives (SSD), etc.); other processor-readable storage mediums; and/or other devices of the like. Thus, a computer systemization generally requires and makes use of memory.

Component Collection

The memory 2329 may contain a collection of program and/or database components and/or data such as, but not limited to: operating system component(s) 2315 (operating system); information server component(s) 2316 (information server); user interface component(s) 2317 (user interface); Web browser component(s) 2318 (Web browser); database(s) 2319; mail server component(s) 2321; mail client component(s) 2322; cryptographic server component(s) 2320 (cryptographic server); the MMACC component(s) 2335; and/or the like (i.e., collectively a component collection). These components may be stored and accessed from the storage devices and/or from storage devices accessible through an interface bus. Although non-conventional program components such as those in the component collection, typically, are stored in a local storage device 2314, they may also be loaded and/or stored in memory such as: peripheral devices, RAM, remote storage facilities through a communications network, ROM, various forms of memory, and/or the like.

Operating System

The operating system component 2315 is an executable program component facilitating the operation of the MMACC controller. Typically, the operating system facilitates access of I/O, network interfaces, peripheral devices, storage devices, and/or the like. The operating system may be a highly fault tolerant, scalable, and secure system such as: Apple's Macintosh OS X (Server); AT&T Plan 9; Be OS; Google's Chrome; Microsoft's Windows 7/8; Unix and Unix-like system distributions (such as AT&T's UNIX; Berkley Software Distribution (BSD) variations such as FreeBSD, NetBSD, OpenBSD, and/or the like; Linux distributions such as Red Hat, Ubuntu, and/or the like); and/or the like operating systems. However, more limited and/or less secure operating systems also may be employed such as Apple Macintosh OS, IBM OS/2, Microsoft DOS, Microsoft Windows 2000/2003/3.1/95/98/CE/Millenium/Mobile/NT/Vista/XP (Server), Palm OS, and/or the like. Additionally, for robust mobile deployment applications, mobile operating systems may be used, such as: Apple's iOS; China Operating System COS; Google's Android; Microsoft Windows RT/Phone; Palm's WebOS; Samsung/Intel's Tizen; and/or the like. An operating system may communicate to and/or with other components in a component collection, including itself, and/or the like. Most frequently, the operating system communicates with other program components, user interfaces, and/or the like. For example, the operating system may contain, communicate, generate, obtain, and/or provide program component, system, user, and/or data communications, requests, and/or responses. The operating system, once executed by the CPU, may enable the interaction with communications networks, data, I/O, peripheral devices, program components, memory, user input devices, and/or the like. The operating system may provide communications protocols that allow the MMACC controller to communicate with other entities through a communications network 2313. Various communication protocols may be used by the MMACC controller as a subcarrier transport mechanism for interaction, such as, but not limited to: multicast, TCP/IP, UDP, unicast, and/or the like.

Information Server

An information server component 2316 is a stored program component that is executed by a CPU. The information server may be a conventional Internet information server such as, but not limited to Apache Software Foundation's Apache, Microsoft's Internet Information Server, and/or the like. The information server may allow for the execution of program components through facilities such as Active Server Page (ASP), ActiveX, (ANSI) (Objective-) C (++), C# and/or .NET, Common Gateway Interface (CGI) scripts, dynamic (D) hypertext markup language (HTML), FLASH, Java, JavaScript, Practical Extraction Report Language (PERL), Hypertext Pre-Processor (PHP), pipes, Python, wireless application protocol (WAP), WebObjects, and/or the like. The information server may support secure communications protocols such as, but not limited to, File Transfer Protocol (FTP); HyperText Transfer Protocol (HTTP); Secure Hypertext Transfer Protocol (HTTPS), Secure Socket Layer (SSL), messaging protocols (e.g., America Online (AOL) Instant Messenger (AIM), Application Exchange (APEX), ICQ, Internet Relay Chat (IRC), Microsoft Network (MSN) Messenger Service, Presence and Instant Messaging Protocol (PRIM), Internet Engineering Task Force's (IETF's) Session Initiation Protocol (SIP), SIP for Instant Messaging and Presence Leveraging Extensions (SIMPLE), open XML-based Extensible Messaging and Presence Protocol (XMPP) (i.e., Jabber or Open Mobile Alliance's (OMA's) Instant Messaging and Presence Service (IMPS)), Yahoo! Instant Messenger Service, and/or the like. The information server provides results in the form of Web pages to Web browsers, and allows for the manipulated generation of the Web pages through interaction with other program components. After a Domain Name System (DNS) resolution portion of an HTTP request is resolved to a particular information server, the information server resolves requests for information at specified locations on the MMACC controller based on the remainder of the HTTP request. For example, a request such as http://123.124.125.126/myInformation.html might have the IP portion of the request “123.124.125.126” resolved by a DNS server to an information server at that IP address; that information server might in turn further parse the http request for the “/myInformation.html” portion of the request and resolve it to a location in memory containing the information “myInformation.html.” Additionally, other information serving protocols may be employed across various ports, e.g., FTP communications across port 21, and/or the like. An information server may communicate to and/or with other components in a component collection, including itself, and/or facilities of the like. Most frequently, the information server communicates with the MMACC database 2319, operating systems, other program components, user interfaces, Web browsers, and/or the like.

Access to the MMACC database may be achieved through a number of database bridge mechanisms such as through scripting languages as enumerated below (e.g., CGI) and through inter-application communication channels as enumerated below (e.g., CORBA, WebObjects, etc.). Any data requests through a Web browser are parsed through the bridge mechanism into appropriate grammars as required by the MMACC. In one embodiment, the information server would provide a Web form accessible by a Web browser. Entries made into supplied fields in the Web form are tagged as having been entered into the particular fields, and parsed as such. The entered terms are then passed along with the field tags, which act to instruct the parser to generate queries directed to appropriate tables and/or fields. In one embodiment, the parser may generate queries in standard SQL by instantiating a search string with the proper join/select commands based on the tagged text entries, wherein the resulting command is provided over the bridge mechanism to the MMACC as a query. Upon generating query results from the query, the results are passed over the bridge mechanism, and may be parsed for formatting and generation of a new results Web page by the bridge mechanism. Such a new results Web page is then provided to the information server, which may supply it to the requesting Web browser.

Also, an information server may contain, communicate, generate, obtain, and/or provide program component, system, user, and/or data communications, requests, and/or responses.

User Interface

Computer interfaces in some respects are similar to automobile operation interfaces. Automobile operation interface elements such as steering wheels, gearshifts, and speedometers facilitate the access, operation, and display of automobile resources, and status. Computer interaction interface elements such as check boxes, cursors, menus, scrollers, and windows (collectively and commonly referred to as widgets) similarly facilitate the access, capabilities, operation, and display of data and computer hardware and operating system resources, and status. Operation interfaces are commonly called user interfaces. Graphical user interfaces (GUIs) such as the Apple's iOS, Macintosh Operating System's Aqua; IBM's OS/2; Google's Chrome; Microsoft's Windows varied UIs 2000/2003/3.1/95/98/CE/Millenium/Mobile/NT/Vista/XP (Server) (i.e., Aero, Surface, etc.); Unix's X-Windows (e.g., which may include additional Unix graphic interface libraries and layers such as K Desktop Environment (KDE), mythTV and GNU Network Object Model Environment (GNOME)), web interface libraries (e.g., ActiveX, AJAX, (D)HTML, FLASH, Java, JavaScript, etc. interface libraries such as, but not limited to, Dojo, jQuery(UI), MooTools, Prototype, script.aculo.us, SWFObject, Yahoo! User Interface, any of which may be used and) provide a baseline and means of accessing and displaying information graphically to users.

A user interface component 2317 is a stored program component that is executed by a CPU. The user interface may be a conventional graphic user interface as provided by, with, and/or atop operating systems and/or operating environments such as already discussed. The user interface may allow for the display, execution, interaction, manipulation, and/or operation of program components and/or system facilities through textual and/or graphical facilities. The user interface provides a facility through which users may affect, interact, and/or operate a computer system. A user interface may communicate to and/or with other components in a component collection, including itself, and/or facilities of the like. Most frequently, the user interface communicates with operating systems, other program components, and/or the like. The user interface may contain, communicate, generate, obtain, and/or provide program component, system, user, and/or data communications, requests, and/or responses.

Web Browser

A Web browser component 2318 is a stored program component that is executed by a CPU. The Web browser may be a conventional hypertext viewing application such as Apple's (mobile) Safari, Google's Chrome, Microsoft Internet Explorer, Mozilla's Firefox, Netscape Navigator, and/or the like. Secure Web browsing may be supplied with 128 bit (or greater) encryption by way of HTTPS, SSL, and/or the like. Web browsers allowing for the execution of program components through facilities such as ActiveX, AJAX, (D)HTML, FLASH, Java, JavaScript, web browser plug-in APIs (e.g., FireFox, Safari Plug-in, and/or the like APIs), and/or the like. Web browsers and like information access tools may be integrated into PDAs, cellular telephones, and/or other mobile devices. A Web browser may communicate to and/or with other components in a component collection, including itself, and/or facilities of the like. Most frequently, the Web browser communicates with information servers, operating systems, integrated program components (e.g., plug-ins), and/or the like; e.g., it may contain, communicate, generate, obtain, and/or provide program component, system, user, and/or data communications, requests, and/or responses. Also, in place of a Web browser and information server, a combined application may be developed to perform similar operations of both. The combined application would similarly affect the obtaining and the provision of information to users, user agents, and/or the like from the MMACC enabled nodes. The combined application may be nugatory on systems employing standard Web browsers.

Mail Server

A mail server component 2321 is a stored program component that is executed by a CPU 2303. The mail server may be a conventional Internet mail server such as, but not limited to: dovecot, Courier IMAP, Cyrus IMAP, Maildir, Microsoft Exchange, sendmail, and/or the like. The mail server may allow for the execution of program components through facilities such as ASP, ActiveX, (ANSI) (Objective−) C (++), C# and/or .NET, CGI scripts, Java, JavaScript, PERL, PHP, pipes, Python, WebObjects, and/or the like. The mail server may support communications protocols such as, but not limited to: Internet message access protocol (IMAP), Messaging Application Programming Interface (MAPI)/Microsoft Exchange, post office protocol (POP3), simple mail transfer protocol (SMTP), and/or the like. The mail server can route, forward, and process incoming and outgoing mail messages that have been sent, relayed and/or otherwise traversing through and/or to the MMACC. Alternatively, the mail server component may be distributed out to mail service providing entities such as Google's cloud services (e.g., Gmail and notifications may alternatively be provided via messenger services such as AOL's Instant Messenger, Apple's iMessage, Google Messenger, SnapChat, etc.).

Access to the MMACC mail may be achieved through a number of APIs offered by the individual Web server components and/or the operating system.

Also, a mail server may contain, communicate, generate, obtain, and/or provide program component, system, user, and/or data communications, requests, information, and/or responses.

Mail Client

A mail client component 2322 is a stored program component that is executed by a CPU 2303. The mail client may be a conventional mail viewing application such as Apple Mail, Microsoft Entourage, Microsoft Outlook, Microsoft Outlook Express, Mozilla, Thunderbird, and/or the like. Mail clients may support a number of transfer protocols, such as: IMAP, Microsoft Exchange, POP3, SMTP, and/or the like. A mail client may communicate to and/or with other components in a component collection, including itself, and/or facilities of the like. Most frequently, the mail client communicates with mail servers, operating systems, other mail clients, and/or the like; e.g., it may contain, communicate, generate, obtain, and/or provide program component, system, user, and/or data communications, requests, information, and/or responses. Generally, the mail client provides a facility to compose and transmit electronic mail messages.

Cryptographic Server

A cryptographic server component 2320 is a stored program component that is executed by a CPU 2303, cryptographic processor 2326, cryptographic processor interface 2327, cryptographic processor device 2328, and/or the like. Cryptographic processor interfaces will allow for expedition of encryption and/or decryption requests by the cryptographic component; however, the cryptographic component, alternatively, may run on a conventional CPU. The cryptographic component allows for the encryption and/or decryption of provided data. The cryptographic component allows for both symmetric and asymmetric (e.g., Pretty Good Protection (PGP)) encryption and/or decryption. The cryptographic component may employ cryptographic techniques such as, but not limited to: digital certificates (e.g., X.509 authentication framework), digital signatures, dual signatures, enveloping, password access protection, public key management, and/or the like. The cryptographic component will facilitate numerous (encryption and/or decryption) security protocols such as, but not limited to: checksum, Data Encryption Standard (DES), Elliptical Curve Encryption (ECC), International Data Encryption Algorithm (IDEA), Message Digest 5 (MD5, which is a one way hash operation), passwords, Rivest Cipher (RC5), Rijndael, RSA (which is an Internet encryption and authentication system that uses an algorithm developed in 1977 by Ron Rivest, Adi Shamir, and Leonard Adleman), Secure Hash Algorithm (SHA), Secure Socket Layer (SSL), Secure Hypertext Transfer Protocol (HTTPS), Transport Layer Security (TLS), and/or the like. Employing such encryption security protocols, the MMACC may encrypt all incoming and/or outgoing communications and may serve as node within a virtual private network (VPN) with a wider communications network. The cryptographic component facilitates the process of “security authorization” whereby access to a resource is inhibited by a security protocol wherein the cryptographic component effects authorized access to the secured resource. In addition, the cryptographic component may provide unique identifiers of content, e.g., employing and MD5 hash to obtain a unique signature for an digital audio file. A cryptographic component may communicate to and/or with other components in a component collection, including itself, and/or facilities of the like. The cryptographic component supports encryption schemes allowing for the secure transmission of information across a communications network to enable the MMACC component to engage in secure transactions if so desired. The cryptographic component facilitates the secure accessing of resources on the MMACC and facilitates the access of secured resources on remote systems; i.e., it may act as a client and/or server of secured resources. Most frequently, the cryptographic component communicates with information servers, operating systems, other program components, and/or the like. The cryptographic component may contain, communicate, generate, obtain, and/or provide program component, system, user, and/or data communications, requests, and/or responses.

The MMACC Database

The MMACC database component 2319 may be embodied in a database and its stored data. The database is a stored program component, which is executed by the CPU; the stored program component portion configuring the CPU to process the stored data. The database may be a conventional, fault tolerant, relational, scalable, secure database such as MySQL, Oracle, Sybase, etc. may be used. Additionally, optimized fast memory and distributed databases such as IBM's Netezza, MongoDB's MongoDB, opensource Hadoop, opensource VoltDB, SAP's Hana, etc. Relational databases are an extension of a flat file. Relational databases consist of a series of related tables. The tables are interconnected via a key field. Use of the key field allows the combination of the tables by indexing against the key field; i.e., the key fields act as dimensional pivot points for combining information from various tables. Relationships generally identify links maintained between tables by matching primary keys. Primary keys represent fields that uniquely identify the rows of a table in a relational database. Alternative key fields may be used from any of the fields having unique value sets, and in some alternatives, even non-unique values in combinations with other fields. More precisely, they uniquely identify rows of a table on the “one” side of a one-to-many relationship.

Alternatively, the MMACC database may be implemented using various standard data-structures, such as an array, hash, (linked) list, struct, structured text file (e.g., XML), table, and/or the like. Such data-structures may be stored in memory and/or in (structured) files. In another alternative, an object-oriented database may be used, such as Frontier, ObjectStore, Poet, Zope, and/or the like. Object databases can include a number of object collections that are grouped and/or linked together by common attributes; they may be related to other object collections by some common attributes. Object-oriented databases perform similarly to relational databases with the exception that objects are not just pieces of data but may have other types of capabilities encapsulated within a given object. If the MMACC database is implemented as a data-structure, the use of the MMACC database 2319 may be integrated into another component such as the MMACC component 2335. Also, the database may be implemented as a mix of data structures, objects, and relational structures. Databases may be consolidated and/or distributed in countless variations through standard data processing techniques. Portions of databases, e.g., tables, may be exported and/or imported and thus decentralized and/or integrated.

In one embodiment, the database component 2319 includes several tables 2319 a-z:

An accounts table 2319 a includes fields such as, but not limited to: an accountID, accountOwnerID, accountContactID, assetIDs, deviceIDs, paymentIDs, transactionIDs, userIDs, CEO_ID, SliceTypeID, accountType (e.g., agent, entity (e.g., corporate, non-profit, partnership, etc.), individual, etc.), accountCreationDate, accountUpdateDate, accountName, accountNumber, routingNumber, linkWalletsID, accountPrioritAccaountRatio, accountAddress, accountState, accountZIPcode, accountCountry, accountEmail, accountPhone, accountAuthKey, accountIPaddress, accountURLAccessCode, accountPortNo, accountAuthorizationCode, accountAccessPrivileges, accountPreferences, accountRestrictions, and/or the like;

A users table 2319 b includes fields such as, but not limited to: a userID, userSSN, taxID, userContactID, accountID, assetIDs, deviceIDs, paymentIDs, transactionIDs, CEO_ID, SliceTypeID, userType (e.g., MMACC product user, asset buyer, agent, entity (e.g., corporate, non-profit, partnership, etc.), individual, etc.), namePrefix, firstName, middleName, lastName, nameSuffix, DateOfBirth, userAge, userName, userEmail, userSocialAccountID, contactType, contactRelationship, userPhone, userAddress, userCity, userState, userZIPCode, userCountry, userAuthorizationCode, userAccessPrivilges, userPreferences, userRestrictions, and/or the like (the user table may support and/or track multiple entity accounts on a MMACC);

An devices table 2319 c includes fields such as, but not limited to: deviceID, sensorIDs, accountID, assetIDs, paymentIDs, deviceType, deviceName, deviceManufacturer, deviceModel, deviceVersion, deviceSerialNo, deviceIPaddress, deviceMACaddress, device_ECID, deviceUUID, deviceLocation, deviceCertificate, deviceOS, appIDs, deviceResources, deviceSession, authKey, deviceSecureKey, walletAppinstalledFlag, deviceAccessPrivileges, devicePreferences, deviceRestrictions, hardware_config, software_config, storage_location, sensor_value, pin_reading, data_length, channel_requirement, sensor_name, sensor_model_no, sensor_manufacturer, sensor_type, sensor_serial_number, sensor_power_requirement, device_power_requirement, location, sensor_associated_tool, sensor_dimensions, device_dimensions, power_condition, temperature_setting, speed_adjust, hold_duration, part_actuation, and/or the like. Device table may, in some embodiments, include fields corresponding to one or more Bluetooth profiles, such as those published at https://www.bluetooth.org/en-us/specification/adopted-specifications, and/or other device specifications, and/or the like;

An apps table 2319 d includes fields such as, but not limited to: appID, appName, appType, appDependencies, accountID, deviceIDs, transactionID, userID, appStoreAuthKey, appStoreAccountID, appStoreIPaddress, appStoreURLaccessCode, appStorePortNo, appAccessPrivileges, appPreferences, appRestrictions, portNum, access_API_call, linked_wallets_list, and/or the like;

An assets table 2319 e includes fields such as, but not limited to: assetID, accountID, userID, distributorAccountID, distributorPaymentID, distributorOnwerID, CEO_ID, SliceTypeID, assetType, assetName, assetCode, assetQuantity, assetCost, assetPrice, assetManufactuer, assetModelNo, assetSerialNo, assetLocation, assetAddress, assetState, assetZIPcode, assetState, assetCountry, assetEmail, assetIPaddress, assetURLaccessCode, assetOwnerAccountID, subscriptionIDs, assetAuthroizationCode, assetAccessPrivileges, assetPreferences, assetRestrictions, assetConditions, initialCost, currentValue, initialQuarterlyDividend, currentQuarterlyDividend, purchaseTime, alpha, beta, currentYield, totalReturn, and/or the like;

A payments table 2319 f includes fields such as, but not limited to: paymentID, accountID, userID, CEO_ID, SliceTypeID, paymentType, paymentAccountNo, paymentAccountName, paymentAccountAuthorizationCodes, paymentExpirationDate, paymentCCV, paymentRoutingNo, paymentRoutingType, paymentAddress, paymentState, paymentZIPcode, paymentCountry, paymentEmail, paymentAuthKey, paymentIPaddress, paymentURLaccessCode, paymentPortNo, paymentAccessPrivileges, paymentPreferences, payementRestrictions, and/or the like;

An transactions table 2319 g includes fields such as, but not limited to: transactionID, accountID, assetIDs, deviceIDs, paymentIDs, transactionIDs, userID, merchantID, CEO_ID, SliceTypeID, transactionType, transactionDate, transactionTime, transactionAmount, transactionQuantity, transactionDetails, productsList, productType, productTitle, productsSummary, productParamsList, transactionNo, transactionAccessPrivileges, transactionPreferences, transactionRestrictions, merchantAuthKey, merchantAuthCode, and/or the like;

An merchants table 2319 h includes fields such as, but not limited to: merchantID, merchantTaxID, merchanteName, merchantContactUserID, accountID, issuerID, acquirerID, merchantEmail, merchantAddress, merchantState, merchantZIPcode, merchantCountry, merchantAuthKey, merchantIPaddress, portNum, merchantURLaccessCode, merchantPortNo, merchantAccessPrivileges, merchantPreferences, merchantRestrictions, and/or the like;

An CEO table 2319 i includes fields such as, but not limited to: CEO_ID, sliceID, CEO_Name, SliceType, SliceName, assetID, accountID, userID, distributorAccountID, distributorPaymentID, distributorOnwerID, priority, fundsRaised, FixedYield, YieldUpside, and/or the like;

An SliceType table 2319 i includes fields such as, but not limited to: SliceTypeID, CEO_ID, sliceID, SliceType, SliceName, assetID, accountID, userID, distributorAccountID, distributorPaymentID, distributorOnwerID, priority, fundsRaised, FixedYield, YieldUpside, and/or the like;

A market_data table 2319 z includes fields such as, but not limited to: market_data_feed_ID, asset_ID, asset_symbol, asset_name, spot_price, bid_price, ask_price, and/or the like; in one embodiment, the market data table is populated through a market data feed (e.g., Bloomberg's PhatPipe, Dun & Bradstreet, Reuter's Tib, Triarch, etc.), for example, through Microsoft's Active Template Library and Dealing Object Technology's real-time toolkit Rtt.Multi.

In one embodiment, the MMACC database may interact with other database systems. For example, employing a distributed database system, queries and data access by search MMACC component may treat the combination of the MMACC database, an integrated data security layer database as a single database entity.

In one embodiment, user programs may contain various user interface primitives, which may serve to update the MMACC. Also, various accounts may require custom database tables depending upon the environments and the types of clients the MMACC may need to serve. It should be noted that any unique fields may be designated as a key field throughout. In an alternative embodiment, these tables have been decentralized into their own databases and their respective database controllers (i.e., individual database controllers for each of the above tables). Employing standard data processing techniques, one may further distribute the databases over several computer systemizations and/or storage devices. Similarly, configurations of the decentralized database controllers may be varied by consolidating and/or distributing the various database components 2319 a-z. The MMACC may be configured to keep track of various settings, inputs, and parameters via database controllers.

The MMACC database may communicate to and/or with other components in a component collection, including itself, and/or facilities of the like. Most frequently, the MMACC database communicates with the MMACC component, other program components, and/or the like. The database may contain, retain, and provide information regarding other nodes and data.

The MMACCs

The MMACC component 2335 is a stored program component that is executed by a CPU. In one embodiment, the MMACC component incorporates any and/or all combinations of the aspects of the MMACC that was discussed in the previous figures. As such, the MMACC affects accessing, obtaining and the provision of information, services, transactions, and/or the like across various communications networks. The features and embodiments of the MMACC discussed herein increase network efficiency by reducing data transfer requirements the use of more efficient data structures and mechanisms for their transfer and storage. As a consequence, more data may be transferred in less time, and latencies with regard to transactions, are also reduced. In many cases, such reduction in storage, transfer time, bandwidth requirements, latencies, etc., will reduce the capacity and structural infrastructure requirements to support the MMACC's features and facilities, and in many cases reduce the costs, energy consumption/requirements, and extend the life of MMACC's underlying infrastructure; this has the added benefit of making the MMACC more reliable. Similarly, many of the features and mechanisms are designed to be easier for users to use and access, thereby broadening the audience that may enjoy/employ and exploit the feature sets of the MMACC; such ease of use also helps to increase the reliability of the MMACC. In addition, the feature sets include heightened security as noted via the Cryptographic components 2320, 2326, 2328 and throughout, making access to the features and data more reliable and secure

The MMACC transforms collateralized equity obligation structure parameters, asset search, tranche selections inputs, via MMACC components (e.g., pool tranche instantiation 2341, tranche asset transact 2342, distribute income tranche 2343, distribute principal tranche 2344 of FIG. 23), into asset income distribution message, principal distribution message outputs.

The MMACC component enabling access of information between nodes may be developed by employing standard development tools and languages such as, but not limited to: Apache components, Assembly, ActiveX, binary executables, (ANSI) (Objective-) C (++), C# and/or .NET, database adapters, CGI scripts, Java, JavaScript, mapping tools, procedural and object oriented development tools, PERL, PHP, Python, shell scripts, SQL commands, web application server extensions, web development environments and libraries (e.g., Microsoft's ActiveX; Adobe AIR, FLEX & FLASH; AJAX; (D)HTML; Dojo, Java; JavaScript; jQuery(UI); MooTools; Prototype; script.aculo.us; Simple Object Access Protocol (SOAP); SWFObject; Yahoo! User Interface; and/or the like), WebObjects, and/or the like. In one embodiment, the MMACC server employs a cryptographic server to encrypt and decrypt communications. The MMACC component may communicate to and/or with other components in a component collection, including itself, and/or facilities of the like. Most frequently, the MMACC component communicates with the MMACC database, operating systems, other program components, and/or the like. The MMACC may contain, communicate, generate, obtain, and/or provide program component, system, user, and/or data communications, requests, and/or responses.

Distributed MMACCs

The structure and/or operation of any of the MMACC node controller components may be combined, consolidated, and/or distributed in any number of ways to facilitate development and/or deployment. Similarly, the component collection may be combined in any number of ways to facilitate deployment and/or development. To accomplish this, one may integrate the components into a common code base or in a facility that can dynamically load the components on demand in an integrated fashion. As such a combination of hardware may be distributed within a location, within a region and/or globally where logical access to a controller may be abstracted as a singular node, yet where a multitude of private, semiprivate and publically accessible node controllers (e.g., via dispersed data centers) are coordinated to serve requests (e.g., providing private cloud, semi-private cloud, and public cloud computing resources) and allowing for the serving of such requests in discrete regions (e.g., isolated, local, regional, national, global cloud access).

The component collection may be consolidated and/or distributed in countless variations through standard data processing and/or development techniques. Multiple instances of any one of the program components in the program component collection may be instantiated on a single node, and/or across numerous nodes to improve performance through load-balancing and/or data-processing techniques. Furthermore, single instances may also be distributed across multiple controllers and/or storage devices; e.g., databases. All program component instances and controllers working in concert may do so through standard data processing communication techniques.

The configuration of the MMACC controller will depend on the context of system deployment. Factors such as, but not limited to, the budget, capacity, location, and/or use of the underlying hardware resources may affect deployment requirements and configuration. Regardless of if the configuration results in more consolidated and/or integrated program components, results in a more distributed series of program components, and/or results in some combination between a consolidated and distributed configuration, data may be communicated, obtained, and/or provided. Instances of components consolidated into a common code base from the program component collection may communicate, obtain, and/or provide data. This may be accomplished through intra-application data processing communication techniques such as, but not limited to: data referencing (e.g., pointers), internal messaging, object instance variable communication, shared memory space, variable passing, and/or the like.

If component collection components are discrete, separate, and/or external to one another, then communicating, obtaining, and/or providing data with and/or to other component components may be accomplished through inter-application data processing communication techniques such as, but not limited to: Application Program Interfaces (API) information passage; (distributed) Component Object Model ((D)COM), (Distributed) Object Linking and Embedding ((D)OLE), and/or the like), Common Object Request Broker Architecture (CORBA), Jini local and remote application program interfaces, JavaScript Object Notation (JSON), Remote Method Invocation (RMI), SOAP, process pipes, shared files, and/or the like. Messages sent between discrete component components for inter-application communication or within memory spaces of a singular component for intra-application communication may be facilitated through the creation and parsing of a grammar. A grammar may be developed by using development tools such as lex, yacc, XML, and/or the like, which allow for grammar generation and parsing capabilities, which in turn may form the basis of communication messages within and between components.

For example, a grammar may be arranged to recognize the tokens of an HTTP post command, e.g.:

-   -   w3c-post http:// . . . Value1

where Value1 is discerned as being a parameter because “http://” is part of the grammar syntax, and what follows is considered part of the post value. Similarly, with such a grammar, a variable “Value1” may be inserted into an “http://” post command and then sent. The grammar syntax itself may be presented as structured data that is interpreted and/or otherwise used to generate the parsing mechanism (e.g., a syntax description text file as processed by lex, yacc, etc.). Also, once the parsing mechanism is generated and/or instantiated, it itself may process and/or parse structured data such as, but not limited to: character (e.g., tab) delineated text, HTML, structured text streams, XML, and/or the like structured data. In another embodiment, inter-application data processing protocols themselves may have integrated and/or readily available parsers (e.g., JSON, SOAP, and/or like parsers) that may be employed to parse (e.g., communications) data. Further, the parsing grammar may be used beyond message parsing, but may also be used to parse: databases, data collections, data stores, structured data, and/or the like. Again, the desired configuration will depend upon the context, environment, and requirements of system deployment.

For example, in some implementations, the MMACC controller may be executing a PHP script implementing a Secure Sockets Layer (“SSL”) socket server via the information server, which listens to incoming communications on a server port to which a client may send data, e.g., data encoded in JSON format. Upon identifying an incoming communication, the PHP script may read the incoming message from the client device, parse the received JSON-encoded text data to extract information from the JSON-encoded text data into PHP script variables, and store the data (e.g., client identifying information, etc.) and/or extracted information in a relational database accessible using the Structured Query Language (“SQL”). An exemplary listing, written substantially in the form of PHP/SQL commands, to accept JSON-encoded input data from a client device via a SSL connection, parse the data to extract variables, and store the data to a database, is provided below:

<?PHP header(‘Content-Type: text/plain’); // set ip address and port to listen to for incoming data $address = ‘192.168.0.100’; $port = 255; // create a server-side SSL socket, listen for/accept incoming communication $sock = socket_create(AF_INET, SOCK_STREAM, 0); socket_bind($sock, $address, $port) or die(‘Could not bind to address’); socket_listen($sock); $client = socket_accept($sock); // read input data from client device in 1024 byte blocks until end of message do {  $input = “”;  $input = socket_read($client, 1024);  $data .= $input; } while($input != “”); // parse data to extract variables $obj = json_decode($data, true); // store input data in a database mysql_connect(“201.408.185.132”,$DBserver,$password); // access database server mysql_select(“CLIENT_DB.SQL”); // select database to append mysql_query(“INSERT INTO UserTable (transmission) VALUES ($data)”); // add data to UserTable table in a CLIENT database mysql_close(“CLIENT_DB.SQL”); // close connection to database ?>

Also, the following resources may be used to provide example embodiments regarding SOAP parser implementation:

http://www.xav.com/perl/site/lib/SOAP/Parser.html http://publib.boulder.ibm.com/infocenter/tivihelp/v2r1/index.jsp?topic=/ com.ibm.IBMDI.doc/referenceguide295.htm and other parser implementations:

http://publib.boulder.ibm.com/infocenter/tivihelp/v2r1/index.jsp?topic=/ com.ibm.IBMDI.doc/referenceguide259.htm all of which are hereby expressly incorporated by reference.

In order to address various issues and advance the art, the entirety of this application for Multiple Modular Asset Class Constructor Apparatuses, Methods and Systems (including the Cover Page, Title, Headings, Field, Background, Summary, Brief Description of the Drawings, Detailed Description, Claims, Abstract, Figures, Appendices, and otherwise) shows, by way of illustration, various embodiments in which the claimed innovations may be practiced. The advantages and features of the application are of a representative sample of embodiments only, and are not exhaustive and/or exclusive. They are presented only to assist in understanding and teach the claimed principles. It should be understood that they are not representative of all claimed innovations. As such, certain aspects of the disclosure have not been discussed herein. That alternate embodiments may not have been presented for a specific portion of the innovations or that further undescribed alternate embodiments may be available for a portion is not to be considered a disclaimer of those alternate embodiments. It will be appreciated that many of those undescribed embodiments incorporate the same principles of the innovations and others are equivalent. Thus, it is to be understood that other embodiments may be utilized and functional, logical, operational, organizational, structural and/or topological modifications may be made without departing from the scope and/or spirit of the disclosure. As such, all examples and/or embodiments are deemed to be non-limiting throughout this disclosure. Also, no inference should be drawn regarding those embodiments discussed herein relative to those not discussed herein other than it is as such for purposes of reducing space and repetition. For instance, it is to be understood that the logical and/or topological structure of any combination of any program components (a component collection), other components, data flow order, logic flow order, and/or any present feature sets as described in the figures and/or throughout are not limited to a fixed operating order and/or arrangement, but rather, any disclosed order is exemplary and all equivalents, regardless of order, are contemplated by the disclosure. Similarly, descriptions of embodiments disclosed throughout this disclosure, any reference to direction or orientation is merely intended for convenience of description and is not intended in any way to limit the scope of described embodiments. Relative terms such as “lower,” “upper,” “horizontal,” “vertical,” “above,” “below,” “up,” “down,” “top” and “bottom” as well as derivative thereof (e.g., “horizontally,” “downwardly,” “upwardly,” etc.) should not be construed to limit embodiments, and instead, again, are offered for convenience of description of orientation. These relative descriptors are for convenience of description only and do not require that any embodiments be constructed or operated in a particular orientation unless explicitly indicated as such. Terms such as “attached,” “affixed,” “connected,” “coupled,” “interconnected,” and similar may refer to a relationship wherein structures are secured or attached to one another either directly or indirectly through intervening structures, as well as both movable or rigid attachments or relationships, unless expressly described otherwise. Furthermore, it is to be understood that such features are not limited to serial execution, but rather, any number of threads, processes, services, servers, and/or the like that may execute asynchronously, concurrently, in parallel, simultaneously, synchronously, and/or the like are contemplated by the disclosure. As such, some of these features may be mutually contradictory, in that they cannot be simultaneously present in a single embodiment. Similarly, some features are applicable to one aspect of the innovations, and inapplicable to others. In addition, the disclosure includes other innovations not presently claimed. Applicant reserves all rights in those presently unclaimed innovations including the right to claim such innovations, file additional applications, continuations, continuations in part, divisions, and/or the like thereof. As such, it should be understood that advantages, embodiments, examples, functional, features, logical, operational, organizational, structural, topological, and/or other aspects of the disclosure are not to be considered limitations on the disclosure as defined by the claims or limitations on equivalents to the claims. It is to be understood that, depending on the particular needs and/or characteristics of a MMACC individual and/or enterprise user, database configuration and/or relational model, data type, data transmission and/or network framework, syntax structure, and/or the like, various embodiments of the MMACC, may be implemented that enable a great deal of flexibility and customization. For example, aspects of the MMACC may be adapted for separating, e.g., physical, asset benefits and liabilities across slices of an asset collection. While various embodiments and discussions of the MMACC have included information technology, however, it is to be understood that the embodiments described herein may be readily configured and/or customized for a wide variety of other applications and/or implementations.

APPENDIX 1 Example MMACC embodiments (initial purchases) 2008 Tranche - 5 Year Maturity Initialization (Dec. 31, 2008) Initial $ Purchase Company Name Weight (%) Invested Price* Shares Sum: 100.00 300,000,001 3M Company 0.51 1,530,116 57.5 26,592 Abbott Laboratories 1.06 3,177,767 53.4 59,542 Abercrombie & Fitch Co. Class A 0.03 77,053 23.1 3,340 Adobe Systems Incorporated 0.14 433,796 21.3 20,376 Advanced Micro Devices, Inc. 0.02 50,437 2.2 23,351 AES Corporation 0.07 212,729 8.2 25,817 Aetna Inc. 0.17 504,301 28.5 17,695 Affiliated Computer Services Inc. Cl A 0.06 172,015 46.0 3,744 Aflac Incorporated 0.27 819,965 45.8 17,888 Agilent Technologies, Inc. 0.07 209,930 15.6 13,431 Air Products and Chemicals, Inc. 0.13 404,279 50.3 8,042 AK Steel Holding Corporation 0.01 40,063 9.3 4,299 Akamai Technologies, Inc. 0.03 97,937 15.1 6,490 Alcoa Inc. 0.12 345,820 11.3 30,712 Allegheny Energy 0.07 219,665 33.9 6,487 Allegheny Technologies Incorporated 0.03 94,339 25.5 3,695 Allergan, Inc. 0.16 475,808 40.3 11,801 Allstate Corporation 0.22 673,794 32.8 20,568 Altera Corporation 0.06 190,685 16.7 11,411 Altria Group, Inc. 0.40 1,190,765 15.1 79,068 Amazon.com, Inc. 0.21 632,917 51.3 12,342 Ameren Corporation 0.09 269,889 33.3 8,115 American Capital, Ltd. 0.01 25,708 3.2 7,935 American Electric Power Company, Inc. 0.17 515,389 33.3 15,486 American Express Company 0.28 825,678 18.6 44,511 American International Group, Inc. 0.05 162,000 31.4 5,159 American Tower Corporation 0.15 446,343 29.3 15,223 Ameriprise Financial, Inc. 0.06 194,168 23.4 8,312 AmerisourceBergen Corporation 0.07 213,778 17.8 11,990 Amgen Inc. 0.78 2,348,072 57.8 40,659 Amphenol Corporation Class A 0.05 161,759 12.0 13,491 Anadarko Petroleum Corporation 0.23 679,085 38.6 17,616 Analog Devices, Inc. 0.07 212,539 19.0 11,175 Aon plc 0.16 472,922 45.7 10,353 Apache Corporation 0.32 957,188 74.5 12,843 Apartment Investment and Management Company C 0.01 44,878 11.6 3,886 Apollo Education Group, Inc. Class A 0.10 313,266 76.6 4,089 Apple Inc. 0.97 2,911,545 12.2 238,791 Applied Materials, Inc. 0.17 521,557 10.1 51,486 Archer-Daniels-Midland Company 0.24 709,699 28.8 24,617 Assurant, Inc. 0.05 135,408 30.0 4,514 AT&T Inc. 2.15 6,445,124 28.5 226,145 Autodesk, Inc. 0.06 170,638 19.7 8,684 Automatic Data Processing, Inc. 0.26 766,735 39.3 19,490 AutoNation, Inc. 0.01 40,904 9.9 4,140 AutoZone, Inc. 0.07 204,789 139.5 1,468 AvalonBay Communities, Inc. 0.06 179,268 60.6 2,959 Avery Dennison Corporation 0.04 133,498 32.7 4,079 Avon Products, Inc. 0.13 393,112 24.0 16,359 Baker Hughes Incorporated 0.13 378,474 32.1 11,802 Ball Corporation 0.05 150,968 20.8 7,260 Bank of America Corporation 0.90 2,711,107 14.1 192,550 Bank of New York Mellon Corporation 0.42 1,247,596 28.3 44,038 Baxter International Inc. 0.43 1,275,396 53.6 23,799 BB&T Corporation 0.19 582,200 27.5 21,202 Becton, Dickinson and Company 0.21 638,049 68.4 9,330 Bed Bath & Beyond Inc. 0.08 253,335 25.4 9,966 Bemis Company, Inc. 0.03 90,576 23.7 3,825 Best Buy Co., Inc. 0.12 364,376 28.1 12,962 Big Lots, Inc. 0.02 45,661 14.5 3,151 Biogen Idec Inc. 0.18 533,269 47.6 11,196 BJ Services Co 0.04 130,738 11.7 11,203 Black & Decker Corporation 0.03 96,418 41.8 2,306 BMC Software, Inc. 0.06 193,632 26.9 7,196 Boeing Company 0.40 1,199,991 42.7 28,123 Boston Properties, Inc. 0.08 254,974 55.0 4,636 Boston Scientific Corporation 0.15 445,987 7.7 57,621 Bristol-Myers Squibb Company 0.59 1,766,255 23.3 75,968 Broadcom Corporation Class A 0.10 289,233 17.0 17,044 Brown-Forman Corporation Class B 0.06 193,791 34.3 5,646 Burlington Northern 0.27 815,563 75.7 10,772 C. R. Bard, Inc. 0.11 320,763 84.3 3,807 C.H. Robinson Worldwide, Inc. 0.12 357,322 55.0 6,493 CA, Inc. 0.09 280,097 18.5 15,116 Cabot Oil & Gas Corporation 0.03 103,119 6.5 15,865 Cameron International Corporation 0.06 172,693 20.5 8,424 Campbell Soup Company 0.08 236,940 30.0 7,895 Capital One Financial Corporation 0.16 479,303 31.9 15,030 Cardinal Health, Inc. 0.16 475,691 34.5 13,800 Carnival Corporation 0.14 407,849 24.3 16,770 Caterpillar Inc. 0.34 1,034,075 44.7 23,149 CB Richard Ellis Group Inc. 0.01 36,968 4.3 8,558 CBS Corporation Class B 0.07 213,693 8.2 26,092 Celgene Corporation 0.32 971,988 27.6 35,166 CenterPoint Energy, Inc. 0.06 166,676 12.6 13,207 Centex Corp. 0.02 50,760 10.6 4,771 CenturyLink, Inc. 0.04 105,024 27.3 3,843 Cephalon Inc 0.07 202,355 77.0 2,627 CF Industries Holdings, Inc. 0.04 107,269 49.2 2,182 Charles Schwab Corporation 0.19 580,633 16.2 35,908 Chesapeake Energy Corporation 0.11 335,615 16.2 20,755 Chevron Corporation 1.92 5,767,461 74.0 77,970 Chubb Corporation 0.23 696,155 51.0 13,650 Ciena Corporation 0.01 23,222 6.7 3,466 Cigna Corporation 0.06 177,728 16.9 10,548 Cincinnati Financial Corporation 0.06 181,148 29.1 6,231 Cintas Corporation 0.04 117,134 23.2 5,042 Cisco Systems, Inc. 1.22 3,662,443 16.3 224,690 CIT Group Inc. (Old) 0.02 62,815 4.5 13,836 Citigroup Inc. 0.47 1,403,241 67.1 20,913 Citrix Systems, Inc. 0.05 164,305 23.6 6,971 Clorox Company 0.10 295,754 55.6 5,323 CME Group Inc. Class A 0.18 534,951 41.6 12,853 CMS Energy Corporation 0.03 87,761 10.1 8,681 Coach, Inc. 0.09 260,575 20.8 12,546 Coca-Cola Company 1.15 3,456,518 22.6 152,707 Coca-Cola Enterprises, Inc. 0.05 146,416 12.0 12,171 Cognizant Technology Solutions Corporation Class A 0.07 201,809 9.0 22,349 Colgate-Palmolive Company 0.44 1,327,517 34.3 38,737 Comcast Corporation Class A 0.62 1,865,439 16.9 110,512 Comerica Incorporated 0.04 114,633 19.9 5,775 Computer Sciences Corporation 0.07 204,274 35.1 5,813 Compuware Corporation 0.02 63,849 6.8 9,459 ConAgra Foods, Inc. 0.09 283,089 16.5 17,157 ConocoPhillips 0.99 2,963,495 51.8 57,210 CONSOL Energy Inc. 0.07 198,727 28.6 6,953 Consolidated Edison, Inc. 0.14 408,786 38.9 10,501 Constellation Brands, Inc. Class A 0.04 117,803 15.8 7,470 Constellation Energy Group Inc. 0.06 171,783 25.1 6,847 Convergys Corporation 0.01 30,026 6.4 4,684 Cooper Industries PLC Cl A 0.06 194,406 29.2 6,651 Corning Incorporated 0.19 568,442 9.5 59,648 Costco Wholesale Corporation 0.29 869,695 52.5 16,566 Coventry Health Care Inc. 0.03 85,068 14.9 5,717 Covidien Plc 0.23 700,331 36.2 19,325 CSX Corporation 0.16 491,525 10.8 45,413 Cummins Inc. 0.07 206,561 26.7 7,728 CVS Health Corporation 0.53 1,584,018 28.7 55,115 D.R. Horton, Inc. 0.02 74,744 7.1 10,572 Danaher Corporation 0.19 555,458 28.3 19,624 Darden Restaurants, Inc. 0.05 150,016 28.2 5,324 DaVita HealthCare Partners Inc. 0.07 197,455 24.8 7,967 Dean Foods Company 0.04 106,163 35.9 2,954 Deere & Company 0.21 627,928 38.3 16,386 Dell Inc. 0.23 680,037 10.2 66,410 DENTSPLY International Inc. 0.05 161,421 28.2 5,716 Developers Diversified Realty Corp. 0.01 22,523 4.9 4,615 Devon Energy Corporation 0.37 1,114,056 65.7 16,954 DirecTV Group Inc. 0.16 480,159 22.9 20,959 Discover Financial Services 0.06 175,514 9.5 18,417 Dominion Resources, Inc. 0.27 799,557 35.8 22,309 Dover Corporation 0.08 234,930 32.9 7,136 Dow Chemical Company 0.18 534,944 15.1 35,450 Dr Pepper Snapple Group, Inc. 0.05 158,197 16.3 9,735 DTE Energy Company 0.07 223,155 35.7 6,256 Duke Energy Corporation 0.24 728,820 45.0 16,185 Dun & Bradstreet Corporation 0.05 159,722 77.2 2,069 Dynegy Inc. 0.01 38,816 1,228.6 32 E*TRADE Financial Corporation 0.01 24,834 11.5 2,160 E. I. du Pont de Nemours and Company 0.29 876,095 25.3 34,628 Eastman Chemical Company 0.03 88,277 15.9 5,568 Eastman Kodak Company 0.02 67,787 6.6 10,302 Eaton Corp. 0.10 314,568 24.9 12,656 eBay Inc. 0.19 574,628 14.0 41,162 Ecolab Inc. 0.08 226,147 35.2 6,434 Edison International 0.13 401,597 32.1 12,503 El Paso Corp. 0.07 210,695 7.8 26,909 Electronic Arts Inc. 0.07 197,513 16.0 12,314 Eli Lilly and Company 0.52 1,546,167 40.3 38,395 Embarq Corp. 0.07 196,142 36.0 5,454 EMC Corporation 0.27 819,950 10.5 78,314 Emerson Electric Co. 0.36 1,077,657 36.6 29,436 Ensco plc 0.05 154,512 28.4 5,442 Entergy Corporation 0.20 603,985 83.1 7,266 EOG Resources, Inc. 0.21 637,684 33.3 19,155 Equifax Inc. 0.04 128,544 26.5 4,847 Equitable Resources Inc. 0.06 168,475 33.6 5,022 Equity Residential 0.10 311,290 29.8 10,439 Estee Lauder Companies Inc. Class A 0.05 137,653 15.5 8,892 Exelon Corporation 0.47 1,404,034 55.6 25,248 Expedia, Inc. 0.02 66,235 16.5 4,019 Expeditors International of Washington, Inc. 0.09 270,736 33.3 8,138 Express Scripts Holding Company 0.17 522,105 27.5 18,993 Exxon Mobil Corporation 5.19 15,582,884 79.8 195,201 Family Dollar Stores, Inc. 0.05 139,781 26.1 5,362 Fastenal Company 0.06 172,817 17.4 9,918 Federated Investors, Inc. Class B 0.02 57,648 17.0 3,399 FedEx Corporation 0.26 766,205 64.2 11,944 Fidelity National Information Services, Inc. 0.04 118,625 16.3 7,291 Fifth Third Bancorp 0.06 183,050 8.3 22,161 First Horizon National Corporation 0.03 83,275 9.2 9,011 FirstEnergy Corp. 0.19 568,294 48.6 11,698 Fiserv, Inc. 0.07 223,525 18.2 12,292 Flowserve Corporation 0.04 111,743 17.2 6,509 Fluor Corporation 0.10 312,534 44.9 6,965 Ford Motor Company 0.07 209,930 2.3 91,672 Forest Laboratories, Inc. 0.10 294,573 25.5 11,565 Fortune Brands Inc. 0.08 237,470 41.3 5,753 FPL Group Inc. 0.26 789,424 50.3 15,685 Franklin Resources, Inc. 0.12 370,215 21.3 17,414 Freeport-McMoRan, Inc. 0.12 354,197 12.2 28,985 Frontier Communications Corporation Class B 0.03 104,415 8.7 11,947 GameStop Corp. Class A 0.05 136,132 21.7 6,285 Gannett Co., Inc. 0.02 70,032 8.0 8,754 Gap, Inc. 0.08 239,594 13.4 17,894 General Dynamics Corporation 0.29 861,574 57.6 14,960 General Electric Company 2.18 6,529,650 16.2 403,065 General Mills, Inc. 0.26 778,971 30.4 25,645 General Motors Corporation 0.02 74,964 3.2 23,426 Genuine Parts Company 0.08 231,643 37.9 6,118 Genworth Financial, Inc. Class A 0.02 47,038 2.8 16,621 Genzyme Corp. 0.23 689,004 66.4 10,381 Gilead Sciences, Inc. 0.60 1,805,338 25.6 70,604 Goldman Sachs Group, Inc. 0.48 1,432,029 84.4 16,969 Goodrich Corp. 0.06 174,881 37.0 4,724 Goodyear Tire & Rubber Company 0.02 55,279 6.0 9,260 Google Inc. Class A 0.94 2,824,175 154.0 18,342 Graham Holdings Co. 0.03 89,768 390.3 230 H&R Block, Inc. 0.10 295,522 22.7 13,007 H. J. Heinz Company 0.15 453,707 37.6 12,067 Halliburton Company 0.21 623,538 18.2 34,298 Harley-Davidson, Inc. 0.05 151,622 17.0 8,935 Harman International Industries, Incorporated 0.01 37,586 16.7 2,247 Harris Corporation 0.07 196,527 38.1 5,165 Hartford Financial Services Group, Inc. 0.06 189,850 16.4 11,562 Hasbro, Inc. 0.05 138,681 29.2 4,754 HCP, Inc. 0.09 269,247 27.8 9,696 Hershey Company 0.07 221,112 34.7 6,365 Hess Corporation 0.19 583,938 53.6 10,886 Hewlett-Packard Company 1.14 3,410,705 36.3 93,985 Home Depot, Inc. 0.50 1,497,761 23.0 65,063 Honeywell International Inc. 0.31 915,016 32.8 27,871 Hospira, Inc. 0.05 164,259 26.8 6,125 Host Hotels & Resorts, Inc. 0.05 151,800 7.6 20,053 Hudson City Bancorp, Inc. 0.11 319,247 16.0 20,003 Humana Inc. 0.08 241,363 37.3 6,474 Huntington Bancshares Incorporated 0.04 107,603 7.7 14,047 Illinois Tool Works Inc. 0.18 529,406 35.1 15,104 IMS Health Inc. 0.04 105,807 15.2 6,979 Ingersoll-Rand Plc 0.07 212,250 17.4 12,233 Integrys Energy Group, Inc. 0.04 126,050 43.0 2,933 Intel Corporation 1.04 3,129,068 14.7 213,443 IntercontinentalExchange, Inc. 0.08 228,554 82.4 2,772 International Business Machines Corporation 1.45 4,338,901 84.2 51,555 International Flavors & Fragrances Inc. 0.03 89,696 29.7 3,018 International Game Technology 0.04 134,465 11.9 11,309 International Paper Company 0.06 193,608 11.8 16,407 Interpublic Group of Companies, Inc. 0.02 72,418 4.0 18,287 Intuit Inc. 0.10 292,198 23.8 12,282 Intuitive Surgical, Inc. 0.06 190,613 127.0 1,501 Invesco Ltd. 0.07 213,326 14.4 14,773 ITT Corporation 0.11 320,483 92.0 3,484 J. C. Penney Company, Inc. 0.06 167,969 19.7 8,526 J. M. Smucker Company 0.07 197,064 43.4 4,545 Jabil Circuit, Inc. 0.02 54,565 6.8 8,084 Jacobs Engineering Group Inc. 0.08 226,792 48.1 4,715 Janus Capital Group Inc. 0.02 48,644 8.0 6,058 JDS Uniphase Corporation 0.01 30,795 3.7 8,437 Johnson & Johnson 2.12 6,370,364 59.8 106,474 Johnson Controls, Inc. 0.14 414,078 18.2 22,802 Jones Apparel Group Inc. 0.01 18,760 5.9 3,201 JPMorgan Chase & Co. 1.51 4,516,035 31.5 143,230 Juniper Networks, Inc. 0.12 354,754 17.5 20,260 KB Home 0.01 39,349 13.6 2,889 Kellogg Company 0.14 423,922 43.9 9,668 KeyCorp 0.05 161,846 8.5 18,996 Kimberly-Clark Corporation 0.28 837,412 52.7 15,878 Kimco Realty Corporation 0.05 160,647 18.3 8,788 King Pharmaceuticals 0.03 100,450 10.6 9,459 KLA-Tencor Corporation 0.05 141,200 21.8 6,480 Kohl's Corporation 0.14 423,307 36.2 11,694 Kraft Foods Inc. 0.50 1,513,749 26.9 56,378 Kroger Co. 0.22 661,277 26.4 25,039 L-3 Communications Holdings, Inc. 0.11 338,056 73.8 4,582 Laboratory Corporation of America Holdings 0.09 266,948 64.4 4,145 Legg Mason, Inc. 0.04 119,330 21.9 5,446 Leggett & Platt, Incorporated 0.03 91,052 15.2 5,994 Lennar Corporation Class A 0.02 47,011 8.7 5,422 Leucadia National Corporation 0.04 134,486 19.8 6,792 Lexmark International, Inc. Class A 0.03 80,930 26.9 3,009 Life Technologies Corporation 0.05 154,358 23.3 6,622 Limited Brands Inc. 0.03 104,252 10.0 10,384 Lincoln National Corporation 0.06 184,999 18.8 9,819 Linear Technology Corporation 0.06 188,217 22.1 8,509 Lockheed Martin Corporation 0.36 1,074,243 84.1 12,776 Loews Corporation 0.13 392,395 28.3 13,890 Lorillard, Inc. 0.12 363,444 18.8 19,349 Lowe's Companies, Inc. 0.40 1,210,408 21.5 56,246 LSI Corporation 0.03 81,446 3.3 24,756 M&T Bank Corporation 0.06 170,081 57.4 2,963 Macy's Inc 0.06 167,041 10.4 16,139 Manitowoc Company, Inc. 0.01 43,320 8.7 5,002 Marathon Oil Corporation 0.25 740,816 27.4 27,077 Marriott International, Inc. Class A 0.07 218,876 19.2 11,377 Marsh & McLennan Companies, Inc. 0.16 478,794 24.3 19,728 Marshall & Ilsley 0.05 136,249 13.6 9,989 Masco Corporation 0.05 153,719 11.1 13,811 Massey Energy Co. 0.02 45,053 13.8 3,267 MasterCard Incorporated Class A 0.13 396,957 14.3 27,773 Mattel, Inc. 0.07 220,078 16.0 13,755 MBIA Inc. 0.01 29,424 4.1 7,229 McAfee 0.07 202,499 34.6 5,858 McCormick & Company, Incorporated 0.05 158,935 31.9 4,989 McDonald's Corporation 0.89 2,659,916 62.2 42,771 McGraw Hill Financial, Inc. 0.09 279,880 23.2 12,069 McKesson Corporation 0.14 410,079 38.7 10,588 MeadWestvaco Corporation 0.02 73,349 11.2 6,555 Medco Health Solutions 0.27 800,967 41.9 19,112 Medtronic, Inc. 0.45 1,348,296 31.4 42,912 Memc Electronic Materials Inc. 0.04 123,000 14.3 8,613 Merck & Co., Inc. 0.82 2,466,417 30.4 81,132 Meredith Corporation 0.01 23,741 17.1 1,387 MetLife, Inc. 0.35 1,061,633 34.9 30,454 Microchip Technology Incorporated 0.05 136,321 19.5 6,980 Micron Technology, Inc. 0.03 77,378 2.6 29,310 Microsoft Corporation 1.90 5,707,141 19.4 293,577 Millipore Corp 0.04 109,212 51.5 2,120 Molex Incorporated 0.03 78,321 14.5 5,405 Molson Coors Brewing Company Class B 0.09 279,410 48.9 5,712 Monsanto Company 0.49 1,479,260 70.4 21,027 Monster Worldwide, Inc. 0.02 57,169 12.1 4,729 Moody's Corporation 0.05 149,748 20.1 7,454 Morgan Stanley 0.22 653,690 16.0 40,754 Motorola Inc. 0.13 385,284 31.0 12,425 Murphy Oil Corporation 0.11 324,195 44.4 7,310 Mylan Inc. 0.04 115,642 9.9 11,693 Nabors Industries Ltd. 0.04 130,720 12.0 10,921 NASDAQ OMX Group, Inc. 0.04 129,090 24.7 5,224 National Oilwell Varco, Inc. 0.13 391,404 24.4 16,015 National Semiconductor Corp 0.03 75,383 10.1 7,486 NetApp, Inc. 0.06 176,999 14.0 12,670 New York Times Company Class A 0.01 32,762 7.3 4,470 Newell Rubbermaid Inc. 0.03 104,035 9.8 10,638 Newmont Mining Corporation 0.24 709,545 40.7 17,434 News Corp. Cl A 0.27 802,284 9.1 88,260 Nicor Inc 0.02 60,245 34.7 1,734 NIKE, Inc. Class B 0.26 767,841 25.5 30,111 NiSource Inc. 0.04 115,449 11.0 10,524 Noble Corp. 0.07 223,742 22.1 10,129 Noble Energy, Inc. 0.11 326,286 24.6 13,258 Nordstrom, Inc. 0.03 81,410 13.3 6,116 Norfolk Southern Corporation 0.22 668,557 47.1 14,210 Northern Trust Corporation 0.15 446,264 52.1 8,559 Northrop Grumman Corporation 0.19 565,091 45.0 12,546 Novell, Inc. 0.02 51,540 3.9 13,249 Novellus Systems Inc. 0.02 46,249 12.3 3,748 Nucor Corporation 0.19 556,612 46.2 12,048 NVIDIA Corporation 0.06 166,320 8.1 20,610 NYSE Euronext 0.09 278,437 27.4 10,169 Occidental Petroleum Corporation 0.62 1,864,438 60.0 31,079 Office Depot, Inc. 0.01 31,436 3.0 10,549 Omnicom Group Inc 0.11 321,073 26.9 11,927 Oracle Corporation 0.89 2,665,355 17.7 150,330 PACCAR Inc 0.13 398,051 28.6 13,918 Pactiv Corp 0.04 125,450 24.9 5,042 Pall Corporation 0.04 128,825 28.4 4,531 Parker-Hannifin Corporation 0.09 263,079 42.5 6,184 Patterson Companies, Inc. 0.02 65,606 18.8 3,499 Paychex, Inc. 0.11 323,836 26.3 12,323 Peabody Energy Corporation 0.08 232,779 22.8 10,232 People's United Financial, Inc. 0.08 237,961 17.8 13,346 Pepco Holdings, Inc. 0.05 147,356 17.8 8,297 Pepsi Bottling 0.04 116,733 22.5 5,186 PepsiCo, Inc. 1.09 3,264,359 54.8 59,601 PerkinElmer, Inc. 0.02 63,044 13.9 4,532 Pfizer Inc. 1.53 4,582,659 17.7 258,761 PG&E Corporation 0.18 536,243 38.7 13,853 Philip Morris International Inc. 1.13 3,377,865 43.5 77,634 Pinnacle West Capital Corporation 0.04 124,305 32.1 3,869 Pioneer Natural Resources Company 0.02 73,075 16.2 4,516 Pitney Bowes Inc. 0.07 201,550 25.5 7,910 Plum Creek Timber Company, Inc. 0.07 222,359 34.7 6,401 PNC Financial Services Group, Inc. 0.22 654,639 49.0 13,360 Polo Ralph Lauren Corp. 0.03 98,042 45.4 2,159 PPG Industries, Inc. 0.09 267,379 42.4 6,302 PPL Corporation 0.15 441,651 30.7 14,391 Praxair, Inc. 0.23 702,512 59.4 11,835 Precision Castparts Corp. 0.11 318,235 59.5 5,350 Principal Financial Group, Inc. 0.07 224,622 22.6 9,952 Procter & Gamble Company 2.36 7,083,139 61.8 114,577 Progress Energy Inc. 0.13 402,326 39.9 10,096 Progressive Corporation 0.13 383,985 14.8 25,927 Prologis 0.05 141,603 13.9 10,195 Prudential Financial, Inc. 0.16 492,363 30.3 16,271 Public Service Enterprise Group Incorporated 0.19 566,525 29.2 19,422 Public Storage 0.13 382,436 79.5 4,811 PulteGroup, Inc. 0.03 89,639 10.9 8,201 QLogic Corporation 0.02 65,982 13.4 4,909 QUALCOMM Incorporated 0.76 2,276,244 35.8 63,529 Quest Diagnostics Incorporated 0.11 315,626 51.9 6,080 Questar Corporation 0.07 217,571 32.7 6,656 Qwest Communications International Inc 0.07 204,633 3.6 56,218 R.R. Donnelley & Sons Company 0.04 106,832 13.6 7,867 RadioShack Corporation 0.02 57,307 11.9 4,800 Range Resources Corporation 0.07 205,000 34.4 5,961 Raytheon Company 0.27 811,019 51.0 15,890 Regions Financial Corporation 0.07 211,370 8.0 26,554 Republic Services, Inc. 0.10 305,417 24.8 12,320 Reynolds American Inc. 0.09 261,491 20.2 12,974 Robert Half International Inc. 0.04 123,955 20.8 5,954 Rockwell Automation, Inc. 0.06 175,065 32.2 5,430 Rockwell Collins, Inc. 0.08 237,476 39.1 6,075 Rohm & Haas Co. 0.10 296,230 61.8 4,794 Rowan Cos. Plc Class A 0.02 68,950 15.9 4,336 Ryder System, Inc. 0.03 82,769 38.8 2,134 Safeway Inc. 0.13 391,051 23.8 16,451 salesforce.com, inc. 0.04 128,882 8.0 16,105 SanDisk Corporation 0.03 83,272 9.6 8,674 Sara Lee Corp. 0.09 265,583 49.0 5,426 Schering-Plough Corp. 0.35 1,062,371 17.0 62,382 Schlumberger NV 0.65 1,943,079 42.3 45,903 Scripps Networks Interactive, Inc. Class A 0.03 76,034 22.0 3,456 Sealed Air Corporation 0.03 90,512 14.9 6,058 Sears Holdings Corporation 0.03 82,998 38.9 2,135 Sempra Energy 0.13 398,563 42.6 9,349 Sherwin-Williams Company 0.08 225,158 59.8 3,768 Sigma-Aldrich Corporation 0.07 203,199 42.2 4,811 Simon Property Group, Inc. 0.15 460,399 51.9 8,872 SLM Corp 0.05 159,595 8.9 17,932 Smith International 0.06 192,246 22.9 8,399 Snap-on Incorporated 0.03 86,803 39.4 2,204 Southern Company 0.37 1,099,810 37.0 29,725 Southwest Airlines Co. 0.08 244,696 8.6 28,387 Southwestern Energy Company 0.13 381,686 29.0 13,175 Sovereign Bancorp Inc. 0.02 62,261 3.0 20,893 Spectra Energy Corp 0.12 369,088 15.7 23,449 Sprint Nextel Corporation 0.07 200,622 1.8 109,630 St. Jude Medical, Inc. 0.15 435,335 33.0 13,208 Staples, Inc. 0.16 490,585 17.9 27,376 Starbucks Corporation 0.09 267,008 9.5 28,225 Starwood Hotels & Resorts Worldwide, Inc. 0.04 125,724 17.9 7,024 State Street Corporation 0.22 651,946 39.3 16,576 Stericycle, Inc. 0.06 171,015 52.1 3,284 Stryker Corporation 0.12 371,375 40.0 9,296 Sun Microsystems 0.04 108,272 3.8 28,343 Sunoco Inc. 0.06 194,900 43.5 4,485 SunTrust Banks, Inc. 0.13 401,419 29.5 13,589 SUPERVALU INC. 0.04 118,640 14.6 8,126 Symantec Corporation 0.14 433,751 13.5 32,082 Sysco Corporation 0.18 527,439 22.9 22,992 T. Rowe Price Group 0.12 351,422 35.4 9,916 Target Corporation 0.33 997,504 34.5 28,888 TECO Energy, Inc. 0.03 100,844 12.4 8,166 Tellabs, Inc. 0.02 62,930 4.1 15,274 Tenet Healthcare Corporation 0.01 18,320 4.6 3,983 Teradata Corporation 0.03 100,163 14.8 6,754 Teradyne, Inc. 0.01 27,414 4.2 6,496 Tesoro Corporation 0.02 69,978 13.2 5,313 Texas Instruments Incorporated 0.26 772,128 15.5 49,751 Textron Inc. 0.04 128,328 13.9 9,252 The Stanley Works 0.03 103,110 34.1 3,024 Thermo Fisher Scientific Inc. 0.18 549,405 34.1 16,126 Tiffany & Co. 0.04 111,635 23.6 4,724 Time Warner Inc. 0.46 1,384,951 30.2 45,890 Titanium Metals Corp. 0.01 28,770 8.8 3,266 TJX Companies, Inc. 0.11 328,648 10.3 31,954 Torchmark Corporation 0.05 145,864 19.9 7,342 Total System Services, Inc. 0.04 105,747 14.0 7,553 Travelers Companies, Inc. 0.34 1,013,887 45.2 22,431 Tyco Electronics Ltd. 0.09 284,671 16.2 17,561 Tyco International Ltd. 0.13 392,015 21.6 18,149 Tyson Foods, Inc. Class A 0.03 101,559 8.8 11,593 U.S. Bancorp 0.56 1,683,977 25.0 67,332 Union Pacific Corporation 0.31 928,963 23.9 38,869 United Parcel Service, Inc. Class B 0.70 2,106,579 55.2 38,190 United States Steel Corporation 0.06 165,962 37.2 4,461 United Technologies Corporation 0.65 1,955,327 53.6 36,480 UnitedHealth Group Incorporated 0.41 1,232,907 26.6 46,350 Unum Group 0.08 236,343 18.6 12,707 UST Inc. 0.13 395,095 69.4 5,695 V.F. Corporation 0.06 185,086 13.7 13,517 Valero Energy Corporation 0.14 428,520 21.6 19,802 Varian Medical Systems, Inc. 0.06 167,071 35.0 4,768 VeriSign, Inc. 0.05 142,074 19.1 7,446 Verizon Communications Inc. 1.23 3,695,235 33.9 109,004 Viacom Inc. Class B 0.15 448,750 19.1 23,544 Vornado Realty Trust 0.11 318,154 60.4 5,272 Vulcan Materials Company 0.10 294,106 69.6 4,227 W.W. Grainger, Inc. 0.07 195,620 78.8 2,481 Walgreen Co. 0.31 937,138 24.7 37,987 Wal-Mart Stores, Inc. 1.60 4,810,018 56.1 85,801 Walt Disney Company 0.54 1,611,749 22.7 71,033 Waste Management, Inc. 0.21 623,884 33.1 18,826 Waters Corporation 0.05 138,268 36.7 3,773 Watson Pharmaceuticals Inc. 0.04 106,660 26.6 4,014 Weatherford International Ltd. 0.09 282,806 10.8 26,137 WellPoint, Inc. 0.27 822,988 42.1 19,534 Wells Fargo & Company 1.43 4,287,306 29.5 145,431 Western Union Company 0.13 393,781 14.3 27,460 Weyerhaeuser Company 0.08 248,194 12.1 20,535 Whirlpool Corporation 0.04 116,636 41.4 2,821 Whole Foods Market, Inc. 0.02 50,832 4.7 10,769 Williams Companies, Inc. 0.11 321,552 14.5 22,207 Windstream Corp. 0.05 155,139 9.2 16,863 Wisconsin Energy Corporation 0.06 188,356 21.0 8,974 Wyeth 0.64 1,916,611 37.5 51,096 Wyndham Worldwide Corporation 0.01 44,571 6.6 6,805 Wynn Resorts, Limited 0.03 99,910 42.3 2,364 Xcel Energy Inc. 0.11 319,660 18.6 17,232 Xerox Corporation 0.09 264,742 8.0 33,217 Xilinx, Inc. 0.06 187,307 17.8 10,511 XL Capital Ltd. 0.02 46,969 3.7 12,694 XTO Energy Inc 0.26 780,719 35.3 22,135 Yahoo! Inc. 0.22 649,698 12.2 53,254 YUM! Brands, Inc. 0.19 559,149 31.5 17,751 Zimmer Holdings, Inc. 0.12 348,336 40.4 8,618 Zions Bancorporation 0.04 108,489 24.5 4,426 *Split adjusted for consistency ** - Companies that stop trading have their cash balances carried forward

APPENDIX 2 Example MMACC embodiments (5 years of dividends) 2008 Tranche - 5 Year Maturity 2009-2013 Dividend Income Row Y1 Y1 Y2 Y2 Y3 Y3 Y4 Y4 Y5 Y5 Divs Div $ Divs Div $ Divs Div $ Divs Div $ Divs Div $ Company Name P/S* Rec'd P/S* Rec'd P/S* Rec'd P/S* Rec'd P/S* Rec'd Sum: 8,044,745 8,287,523 10,444,385 13,651,874 14,405,821 3M Company 2.04 54,248 2.10 55,843 2.20 58,502 2.36 62,757 2.54 67,544 Abbott Laboratories 1.56 92,885 1.72 102,412 1.88 111,939 2.01 119,679 34.72 2,067,298 Abercrombie & Fitch Co. Class A 0.70 2,338 0.70 2,338 0.70 2,338 0.70 2,338 0.80 2,672 Adobe Systems Incorporated 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Advanced Micro Devices, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 AES Corporation 0.00 0 0.00 0 0.00 0 0.04 1,033 0.16 4,131 Aetna Inc. 0.04 708 0.04 708 0.45 7,963 0.70 12,386 0.80 14,156 Affiliated Computer Services Inc. Cl A 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Aflac Incorporated 1.12 20,035 1.14 20,392 1.23 22,002 1.34 23,970 1.42 25,401 Agilent Technologies, Inc. 0.00 0 0.00 0 0.00 0 0.40 5,372 0.49 6,608 Air Products and Chemicals, Inc. 1.80 14,476 1.96 15,762 2.32 18,657 2.56 20,588 2.84 22,839 AK Steel Holding Corporation 0.20 860 0.20 860 0.20 860 0.10 430 0.00 0 Akamai Technologies, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Alcoa Inc. 0.26 7,985 0.12 3,685 0.12 3,685 0.12 3,685 0.12 3,685 Allegheny Energy 0.60 3,892 0.60 3,892 0.00 0 0.00 0 0.00 0 Allegheny Technologies Incorporated 0.72 2,660 0.72 2,660 0.72 2,660 0.72 2,660 0.72 2,660 Allergan, Inc. 0.20 2,360 0.20 2,360 0.20 2,360 0.20 2,360 0.20 2,360 Allstate Corporation 0.80 16,454 0.80 16,454 0.84 17,277 0.88 18,100 1.00 20,568 Altera Corporation 0.20 2,282 0.22 2,510 0.28 3,195 0.36 4,108 0.50 5,706 Altria Group, Inc. 1.32 104,369 1.46 115,439 1.58 124,928 1.70 134,417 1.84 145,486 Amazon.com, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Ameren Corporation 1.54 12,497 1.54 12,497 1.55 12,619 1.60 12,984 1.60 12,984 American Capital, Ltd. 1.07 8,490 0.00 0 0.00 0 0.00 0 0.00 0 American Electric Power Company, Inc. 1.64 25,397 1.71 26,481 1.85 28,649 1.88 29,114 1.95 30,198 American Express Company 0.72 32,048 0.72 32,048 0.72 32,048 0.78 34,719 0.86 38,279 American International Group, Inc. 0.00 0 0.00 0 8.28 42,696 0.00 0 0.20 1,032 American Tower Corporation 0.00 0 0.00 0 0.35 5,328 0.90 13,701 1.10 16,745 Ameriprise Financial, Inc. 0.68 5,652 0.71 5,902 0.87 7,231 1.43 11,886 2.01 16,707 AmerisourceBergen Corporation 0.24 2,878 0.34 4,077 0.46 5,515 0.60 7,194 0.87 10,371 Amgen Inc. 0.00 0 0.00 0 0.56 22,769 1.44 58,549 1.88 76,439 Amphenol Corporation Class A 0.03 405 0.03 405 0.03 405 0.21 2,833 0.31 4,115 Anadarko Petroleum Corporation 0.36 6,342 0.36 6,342 0.36 6,342 0.36 6,342 0.54 9,513 Analog Devices, Inc. 0.80 8,940 0.86 9,610 0.97 10,840 1.20 13,410 1.36 15,198 Aon plc 0.60 6,212 0.60 6,212 0.60 6,212 0.62 6,445 0.68 7,066 Apache Corporation 0.60 7,706 0.60 7,706 0.60 7,706 0.66 8,476 0.77 9,889 Apartment Investment and Management 0.40 1,554 0.30 1,166 0.48 1,865 0.76 2,953 0.96 3,731 Company C Apollo Education Group, Inc. Class A 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Apple Inc. 0.00 0 0.00 0 0.00 0 0.76 180,799 1.69 402,533 Applied Materials, Inc. 0.24 12,357 0.27 13,901 0.31 15,961 0.35 18,020 0.39 20,080 Archer-Daniels-Midland Company 0.56 13,786 0.60 14,770 0.65 16,124 0.70 17,232 0.76 18,709 Assurant, Inc. 0.59 2,663 0.63 2,844 0.70 3,160 0.81 3,656 0.96 4,333 AT&T Inc. 1.64 370,878 1.68 379,922 1.72 388,970 1.76 398,014 1.80 407,062 Autodesk, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Automatic Data Processing, Inc. 1.33 25,922 1.38 26,896 1.48 28,748 1.62 31,574 1.78 34,790 AutoNation, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 AutoZone, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 AvalonBay Communities, Inc. 3.57 10,564 3.57 10,564 3.57 10,564 3.88 11,481 4.28 12,665 Avery Dennison Corporation 1.22 4,976 0.80 3,263 1.00 4,079 1.08 4,405 1.14 4,650 Avon Products, Inc. 0.84 13,742 0.88 14,396 0.92 15,050 0.75 12,269 0.24 3,926 Baker Hughes Incorporated 0.60 7,081 0.60 7,081 0.60 7,081 0.60 7,081 0.60 7,081 Ball Corporation 0.20 1,452 0.20 1,452 0.28 2,033 0.40 2,904 0.52 3,775 Bank of America Corporation 0.04 7,702 0.04 7,702 0.04 7,702 0.04 7,702 0.04 7,702 Bank of New York Mellon Corporation 0.51 22,459 0.36 15,854 0.48 21,138 0.52 22,900 0.58 25,542 Baxter International Inc. 1.07 25,465 1.18 28,083 1.26 30,106 1.57 37,364 1.92 45,694 BB&T Corporation 1.24 26,290 0.60 12,721 0.64 13,569 0.76 16,114 1.12 23,746 Becton, Dickinson and Company 1.36 12,689 1.52 14,182 1.68 15,674 1.84 17,214 2.03 18,940 Bed Bath & Beyond Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Bemis Company, Inc. 0.90 3,443 0.92 3,519 0.96 3,672 1.00 3,825 1.04 3,978 Best Buy Co., Inc. 0.70 9,073 0.72 9,333 0.77 9,981 0.66 8,555 0.68 8,814 Big Lots, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Biogen Idec Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 BJ Services Co 0.20 2,241 0.05 560 0.00 0 0.00 0 0.00 0 Black & Decker Corporation 0.78 1,799 0.12 277 0.00 0 0.00 0 0.00 0 BMC Software, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Boeing Company 1.68 47,247 1.68 47,247 1.68 47,247 1.76 49,497 1.94 54,559 Boston Properties, Inc. 2.18 10,106 2.00 9,272 2.05 9,504 2.30 10,663 4.85 22,485 Boston Scientific Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Bristol-Myers Squibb Company 1.25 94,960 0.96 72,929 1.32 100,278 1.36 103,317 1.76 133,704 Broadcom Corporation Class A 0.00 0 0.32 5,454 0.36 6,136 0.40 6,818 0.44 7,499 Brown-Forman Corporation Class B 0.77 4,376 1.48 8,356 0.87 4,931 4.95 27,976 1.05 5,957 Burlington Northern 1.60 17,235 0.00 0 0.00 0 0.00 0 0.00 0 C. R. Bard, Inc. 0.66 2,513 0.70 2,665 0.74 2,817 0.78 2,969 0.82 3,122 C.H. Robinson Worldwide, Inc. 0.97 6,298 1.04 6,753 1.20 7,792 1.34 8,701 1.40 9,090 CA, Inc. 0.16 2,419 0.16 2,419 0.19 2,872 1.00 15,116 1.00 15,116 Cabot Oil & Gas Corporation 0.03 476 0.03 476 0.03 476 0.04 635 0.06 952 Cameron International Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Campbell Soup Company 1.02 8,092 1.11 8,803 1.16 9,158 1.45 11,448 0.60 4,753 Capital One Financial Corporation 0.52 7,891 0.20 3,006 0.20 3,006 0.20 3,006 0.95 14,279 Cardinal Health, Inc. 10.42 143,727 0.76 10,488 0.84 11,592 0.97 13,317 1.18 16,318 Carnival Corporation 0.00 0 0.40 6,708 1.00 16,770 1.50 25,155 1.00 16,770 Caterpillar Inc. 1.68 38,890 1.72 39,816 1.80 41,668 2.48 57,410 1.72 39,816 CB Richard Ellis Group Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 CBS Corporation Class B 0.20 5,218 0.20 5,218 0.35 9,132 0.44 11,480 0.48 12,524 Celgene Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 CenterPoint Energy, Inc. 0.76 10,037 0.78 10,301 0.79 10,433 0.81 10,698 0.83 10,962 Centex Corp. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 CenturyLink, Inc. 2.80 10,760 2.90 11,145 2.90 11,145 2.90 11,145 2.16 8,301 Cephalon Inc 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 CF Industries Holdings, Inc. 0.40 873 0.40 873 1.00 2,182 1.60 3,491 2.20 4,800 Charles Schwab Corporation 0.24 8,618 0.24 8,618 0.24 8,618 0.24 8,618 0.24 8,618 Chesapeake Energy Corporation 0.30 6,227 0.30 6,227 0.25 5,189 0.35 7,264 0.35 7,264 Chevron Corporation 2.66 207,400 2.84 221,435 3.09 240,927 3.51 273,675 3.90 304,083 Chubb Corporation 1.40 19,110 1.48 20,202 1.56 21,294 1.64 22,386 1.76 24,024 Ciena Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Cigna Corporation 0.04 422 0.04 422 0.04 422 0.04 422 0.04 422 Cincinnati Financial Corporation 1.57 9,783 1.59 9,907 1.60 10,001 1.62 10,094 1.65 10,312 Cintas Corporation 0.47 2,370 0.97 4,891 0.54 2,723 0.64 3,227 0.77 3,882 Cisco Systems, Inc. 0.00 0 0.00 0 0.18 40,444 0.50 112,345 0.51 114,592 CIT Group Inc. (Old) 0.02 277 0.00 0 0.00 0 0.00 0 0.00 0 Citigroup Inc. 0.10 2,091 0.00 0 0.03 627 0.04 836 0.04 836 Citrix Systems, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Clorox Company 1.92 10,220 2.10 11,178 2.30 12,243 2.48 13,201 2.70 14,372 CME Group Inc. Class A 0.92 11,825 0.92 11,825 1.12 14,395 3.69 47,453 4.40 56,553 CMS Energy Corporation 0.50 4,341 0.66 5,729 0.84 7,292 0.96 8,334 1.02 8,855 Coach, Inc. 0.23 2,823 0.53 6,587 0.83 10,350 1.13 14,114 1.31 16,467 Coca-Cola Company 0.82 125,220 0.88 134,382 0.94 143,544 1.02 155,761 1.12 171,032 Coca-Cola Enterprises, Inc. 0.30 3,651 10.39 126,457 0.51 6,207 0.64 7,789 0.80 9,737 Cognizant Technology Solutions Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Class A Colgate-Palmolive Company 0.86 33,314 1.02 39,318 1.14 43,967 1.22 47,259 1.33 51,520 Comcast Corporation Class A 0.27 29,286 0.38 41,774 0.54 60,174 0.76 84,265 0.78 86,199 Comerica Incorporated 0.20 1,155 0.25 1,444 0.40 2,310 0.55 3,176 0.68 3,927 Computer Sciences Corporation 0.00 0 0.50 2,907 0.80 4,650 0.80 4,650 0.80 4,650 Compuware Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.38 3,547 ConAgra Foods, Inc. 0.77 13,211 0.83 14,240 0.93 15,956 0.97 16,642 1.00 17,157 ConocoPhillips 1.91 109,271 2.15 123,001 2.64 151,034 19.66 1,125,035 2.70 154,467 CONSOL Energy Inc. 0.40 2,781 0.40 2,781 0.42 2,955 0.63 4,346 0.38 2,607 Consolidated Edison, Inc. 2.36 24,782 2.38 24,992 2.40 25,202 2.42 25,412 2.46 25,833 Constellation Brands, Inc. Class A 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Constellation Energy Group Inc. 0.96 6,573 0.96 6,573 0.96 6,573 0.24 1,643 0.00 0 Convergys Corporation 0.00 0 0.00 0 0.00 0 0.15 703 0.24 1,124 Cooper Industries PLC Cl A 1.00 6,651 1.08 7,183 1.16 7,715 1.14 7,582 0.00 0 Corning Incorporated 0.20 11,930 0.20 11,930 0.23 13,421 0.31 18,789 0.39 23,263 Costco Wholesale Corporation 0.70 11,596 0.79 13,170 0.92 15,324 8.07 133,605 1.21 19,962 Coventry Health Care Inc. 0.00 0 0.00 0 0.00 0 0.50 2,859 0.13 715 Covidien Plc 0.66 12,754 0.74 14,301 0.83 15,943 1.19 23,093 6.52 125,975 CSX Corporation 0.29 13,321 0.33 14,835 0.45 20,284 0.54 24,523 0.59 26,794 Cummins Inc. 0.70 5,410 0.88 6,762 1.32 10,240 1.80 13,910 2.25 17,388 CVS Health Corporation 0.31 16,810 0.35 19,290 0.50 27,558 0.65 35,825 0.90 49,604 D.R. Horton, Inc. 0.15 1,586 0.15 1,586 0.15 1,586 0.30 3,172 0.00 0 Danaher Corporation 0.06 1,276 0.08 1,570 0.09 1,766 0.10 1,962 0.10 1,962 Darden Restaurants, Inc. 0.90 4,792 1.14 6,069 1.50 7,986 1.86 9,903 2.10 11,180 DaVita HealthCare Partners Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Dean Foods Company 0.00 0 0.00 0 0.00 0 0.00 0 21.84 64,507 Deere & Company 1.12 18,352 1.23 20,155 1.58 25,890 1.84 30,150 2.04 33,427 Dell Inc. 0.00 0 0.00 0 0.00 0 0.16 10,626 0.37 24,572 DENTSPLY International Inc. 0.20 1,143 0.20 1,143 0.20 1,172 0.22 1,258 0.25 1,429 Developers Diversified Realty Corp. 0.44 2,031 0.08 369 0.22 1,015 0.48 2,215 0.54 2,492 Devon Energy Corporation 0.64 10,851 0.64 10,851 0.67 11,359 0.80 13,563 0.86 14,580 DirecTV Group Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Discover Financial Services 0.08 1,473 0.08 1,473 0.28 5,157 0.44 8,103 0.74 13,629 Dominion Resources, Inc. 1.75 39,041 1.83 40,825 1.97 43,949 2.11 47,072 2.25 50,195 Dover Corporation 1.02 7,279 1.07 7,636 1.18 8,420 1.33 9,491 1.45 10,347 Dow Chemical Company 0.60 21,270 0.60 21,270 0.90 31,905 1.21 42,894 1.28 45,376 Dr Pepper Snapple Group, Inc. 0.15 1,460 0.90 8,762 1.21 11,779 1.36 13,240 1.52 14,797 DTE Energy Company 2.12 13,263 2.18 13,638 2.32 14,530 2.42 15,108 2.58 16,172 Duke Energy Corporation 2.82 45,642 2.91 47,098 2.97 48,069 3.03 49,041 3.09 50,012 Dun & Bradstreet Corporation 1.36 2,814 1.40 2,897 1.44 2,979 1.52 3,145 1.60 3,310 Dynegy Inc. 0.00 0 0.00 0 0.00 0 23.41 749 0.00 0 E*TRADE Financial Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 E. I. du Pont de Nemours and Company 1.64 56,790 1.64 56,790 1.64 56,790 1.70 58,868 1.78 61,638 Eastman Chemical Company 0.88 4,900 0.90 4,983 0.99 5,512 1.08 6,013 1.25 6,960 Eastman Kodak Company 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Eaton Corp. 1.00 12,656 1.08 13,668 1.36 17,212 1.52 19,237 1.68 21,262 eBay Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Ecolab Inc. 0.57 3,700 0.64 4,118 0.73 4,665 0.83 5,340 0.96 6,209 Edison International 1.24 15,566 1.27 15,816 1.28 16,066 1.31 16,410 1.37 17,098 El Paso Corp. 0.16 4,305 0.04 1,076 0.04 1,076 0.01 269 0.00 0 Electronic Arts Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Eli Lilly and Company 1.96 75,254 1.96 75,254 1.96 75,254 1.96 75,254 1.96 75,254 Embarq Corp. 1.38 7,499 0.00 0 0.00 0 0.00 0 0.00 0 EMC Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.20 15,663 Emerson Electric Co. 1.32 39,003 1.35 39,739 1.43 42,241 1.61 47,392 1.66 48,864 Ensco plc 0.10 544 1.07 5,850 1.40 7,619 1.50 8,163 2.25 12,245 Entergy Corporation 3.00 21,798 3.24 23,542 3.32 24,123 3.32 24,123 3.32 24,123 EOG Resources, Inc. 0.28 5,459 0.30 5,842 0.32 6,082 0.34 6,417 0.37 7,016 Equifax Inc. 0.16 776 0.28 1,357 0.64 3,102 0.72 3,490 0.88 4,265 Equitable Resources Inc. 0.88 4,419 0.88 4,419 0.88 4,419 0.88 4,419 0.12 603 Equity Residential 1.64 17,120 1.47 15,345 1.58 16,494 1.78 18,581 1.85 19,312 Estee Lauder Companies Inc. Class A 0.28 2,445 0.38 3,335 0.53 4,668 0.72 6,402 0.74 6,580 Exelon Corporation 2.10 53,021 2.10 53,021 2.10 53,021 2.10 53,021 1.46 36,736 Expedia, Inc. 0.00 0 0.56 2,251 30.81 123,825 0.96 3,858 0.56 2,251 Expeditors International of Washington, Inc. 0.38 3,092 0.40 3,255 0.50 4,069 0.56 4,557 0.60 4,883 Express Scripts Holding Company 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Exxon Mobil Corporation 1.66 324,034 1.74 339,650 1.85 361,122 2.18 425,538 2.46 480,194 Family Dollar Stores, Inc. 0.54 2,895 0.62 3,324 0.72 3,861 0.84 4,504 1.04 5,576 Fastenal Company 0.36 3,570 0.62 6,149 0.65 6,447 1.24 12,298 0.80 7,934 Federated Investors, Inc. Class B 0.96 3,263 2.22 7,546 0.96 3,263 2.47 8,396 0.98 3,331 FedEx Corporation 0.44 5,255 0.47 5,614 0.51 6,091 0.55 6,569 0.59 7,047 Fidelity National Information Services, Inc. 0.20 1,458 0.20 1,458 0.20 1,458 0.80 5,833 0.88 6,416 Fifth Third Bancorp 0.04 886 0.04 886 0.28 6,205 0.36 7,978 0.47 10,416 First Horizon National Corporation 0.00 0 0.00 0 0.04 360 0.04 360 0.20 1,802 FirstEnergy Corp. 2.20 25,736 2.20 25,736 2.20 25,736 2.20 25,736 2.20 25,736 Fiserv, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Flowserve Corporation 0.36 2,343 0.39 2,517 0.43 2,777 0.48 3,124 0.56 3,645 Fluor Corporation 0.50 3,483 0.50 3,483 0.50 3,482 0.64 4,458 0.64 4,458 Ford Motor Company 0.00 0 0.00 0 0.00 0 0.20 18,336 0.40 36,668 Forest Laboratories, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Fortune Brands Inc. 1.01 5,810 0.76 4,372 13.06 75,134 0.82 4,718 0.90 5,178 FPL Group Inc. 1.89 29,645 2.00 31,370 2.20 34,507 2.40 37,644 2.64 41,408 Franklin Resources, Inc. 1.28 22,348 0.30 5,282 1.01 17,530 1.37 23,799 0.41 7,198 Freeport-McMoRan, Inc. 0.00 0 0.95 27,536 1.50 43,478 1.19 34,420 2.25 65,216 Frontier Communications Corporation Class B 1.00 11,947 0.88 10,454 0.75 8,960 0.40 4,779 0.40 4,779 GameStop Corp. Class A 0.00 0 0.00 0 0.00 0 0.80 5,028 1.10 6,913 Gannett Co., Inc. 0.16 1,401 0.16 1,401 0.24 2,101 0.80 7,003 0.80 7,003 Gap, Inc. 0.34 6,084 0.38 6,889 0.55 9,842 0.61 10,960 0.50 8,947 General Dynamics Corporation 1.49 22,290 1.64 24,534 1.83 27,377 2.51 37,550 1.68 25,133 General Electric Company 0.61 245,870 0.46 185,410 0.61 245,870 0.70 282,145 0.79 318,421 General Mills, Inc. 0.90 23,080 1.05 26,927 1.17 30,005 1.27 32,569 1.42 36,416 General Motors Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Genuine Parts Company 1.60 9,789 1.64 10,034 1.80 11,012 1.98 12,114 2.15 13,154 Genworth Financial, Inc. Class A 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Genzyme Corp. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Gilead Sciences, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Goldman Sachs Group, Inc. 1.52 25,736 1.40 23,757 1.40 23,757 1.77 30,035 2.05 34,786 Goodrich Corp. 1.02 4,818 1.10 5,196 1.16 5,480 0.58 2,740 0.00 0 Goodyear Tire & Rubber Company 0.00 0 0.00 0 0.00 0 0.00 0 0.05 463 Google Inc. Class A 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Graham Holdings Co. 8.60 1,978 9.00 2,070 9.40 2,162 19.60 4,508 0.00 0 H&R Block, Inc. 0.60 7,804 0.60 7,804 0.65 8,455 0.80 10,406 0.80 10,406 H. J. Heinz Company 1.68 20,212 1.77 21,359 1.89 22,807 2.02 24,436 0.51 6,214 Halliburton Company 0.36 12,347 0.36 12,347 0.36 12,347 0.36 12,347 0.52 18,006 Harley-Davidson, Inc. 0.40 3,574 0.40 3,574 0.47 4,244 0.62 5,540 0.84 7,505 Harman International Industries, Incorporated 0.01 28 0.00 0 0.20 449 0.45 1,011 0.90 2,022 Harris Corporation 2.43 12,576 0.94 4,855 1.06 5,475 1.40 7,231 1.58 8,161 Hartford Financial Services Group, Inc. 0.20 2,312 0.20 2,312 0.40 4,625 0.40 4,625 0.50 5,781 Hasbro, Inc. 0.80 3,803 0.95 4,516 1.15 5,467 1.74 8,272 1.20 5,705 HCP, Inc. 1.84 17,841 1.86 18,035 1.92 18,616 2.00 19,392 2.10 20,362 Hershey Company 1.19 7,574 1.28 8,147 1.38 8,784 1.56 9,929 1.81 11,521 Hess Corporation 0.40 4,354 0.40 4,354 0.40 4,354 0.40 4,354 0.70 7,620 Hewlett-Packard Company 0.32 30,075 0.32 30,075 0.44 41,354 0.52 48,496 0.57 53,346 Home Depot, Inc. 0.90 58,557 0.94 61,485 1.04 67,666 1.16 75,473 1.56 101,498 Honeywell International Inc. 1.21 33,724 1.21 33,724 1.37 38,183 1.53 42,573 1.68 46,823 Hospira, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Host Hotels & Resorts, Inc. 0.25 5,013 0.04 802 0.14 2,807 0.30 6,016 0.46 9,224 Hudson City Bancorp, Inc. 0.59 11,802 0.60 12,002 0.39 7,801 0.32 6,401 0.20 4,001 Humana Inc. 0.00 0 0.00 0 0.75 4,856 1.03 6,668 1.07 6,927 Huntington Bancshares Incorporated 0.04 562 0.04 562 0.10 1,405 0.16 2,248 0.19 2,669 Illinois Tool Works Inc. 1.24 18,729 1.30 19,635 1.40 21,146 1.48 22,354 1.60 24,166 IMS Health Inc. 0.12 837 0.00 0 0.00 0 0.00 0 0.00 0 Ingersoll-Rand Plc 0.50 6,116 0.28 3,425 0.43 5,260 0.64 7,829 15.25 186,594 Integrys Energy Group, Inc. 2.72 7,978 2.72 7,978 2.72 7,978 2.72 7,978 2.72 7,978 Intel Corporation 0.56 119,528 0.63 134,469 0.78 166,998 0.87 185,695 0.90 192,099 IntercontinentalExchange, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.65 1,802 International Business Machines Corporation 2.15 110,843 2.50 128,887 2.90 149,509 3.30 170,132 3.70 190,754 International Flavors & Fragrances Inc. 1.00 3,018 1.04 3,139 1.16 3,501 1.30 3,923 1.46 4,406 International Game Technology 0.38 4,354 0.24 2,714 0.24 2,714 0.25 2,827 0.38 4,297 International Paper Company 0.32 5,332 0.40 6,563 0.98 15,997 1.09 17,843 1.25 20,509 Interpublic Group of Companies, Inc. 0.00 0 0.00 0 0.24 4,389 0.24 4,389 0.30 5,486 Intuit Inc. 0.00 0 0.00 0 0.15 1,842 0.62 7,615 0.70 8,597 Intuitive Surgical, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Invesco Ltd. 0.41 6,020 0.43 6,389 0.48 7,054 0.64 9,455 0.85 12,520 ITT Corporation 1.70 5,923 2.00 6,968 77.67 270,606 0.36 1,268 0.40 1,394 J. C. Penney Company, Inc. 0.80 6,821 0.80 6,821 0.80 6,821 0.40 3,410 0.00 0 J. M. Smucker Company 1.37 6,227 1.55 7,045 1.84 8,363 2.00 9,090 2.20 9,999 Jabil Circuit, Inc. 0.28 2,264 0.28 2,264 0.29 2,344 0.32 2,587 0.32 2,587 Jacobs Engineering Group Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Janus Capital Group Inc. 0.04 242 0.04 242 0.15 909 0.29 1,757 0.21 1,272 JDS Uniphase Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Johnson & Johnson 1.93 205,495 2.11 224,660 2.25 239,567 2.40 255,538 2.59 275,768 Johnson Controls, Inc. 0.52 11,857 0.55 12,541 0.66 15,049 0.73 16,645 0.79 18,014 Jones Apparel Group Inc. 0.20 640 0.20 640 0.20 640 0.20 640 0.20 640 JPMorgan Chase & Co. 0.53 75,911 0.20 28,646 0.80 114,584 1.15 164,714 1.36 194,792 Juniper Networks, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 KB Home 0.25 722 0.25 722 0.25 722 0.14 397 0.10 289 Kellogg Company 1.43 13,825 1.56 15,082 1.67 16,146 1.74 16,822 1.80 17,402 KeyCorp 0.09 1,757 0.04 760 0.10 1,900 0.18 3,419 0.22 4,084 Kimberly-Clark Corporation 2.40 38,107 2.64 41,918 2.80 44,458 2.96 46,999 3.24 51,445 Kimco Realty Corporation 0.72 6,327 0.66 5,800 0.73 6,415 0.97 8,524 0.85 7,514 King Pharmaceuticals 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 KLA-Tencor Corporation 0.60 3,888 0.80 5,184 1.20 7,776 1.50 9,720 1.70 11,016 Kohl's Corporation 0.00 0 0.00 0 1.00 11,694 1.28 14,968 1.40 16,372 Kraft Foods Inc. 1.16 65,398 1.16 65,398 1.16 65,398 15.70 885,135 0.54 30,444 Kroger Co. 0.37 9,139 0.39 9,765 0.43 10,767 0.49 12,394 0.61 15,399 L-3 Communications Holdings, Inc. 1.40 6,415 1.60 7,331 1.80 8,248 4.97 22,780 2.20 10,080 Laboratory Corporation of America Holdings 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Legg Mason, Inc. 0.33 1,797 0.17 926 0.30 1,634 0.41 2,233 0.50 2,723 Leggett & Platt, Incorporated 1.02 6,114 1.06 6,354 1.10 6,593 1.14 6,833 1.18 7,073 Lennar Corporation Class A 0.16 868 0.16 868 0.16 868 0.16 868 0.16 868 Leucadia National Corporation 0.00 0 0.25 1,698 0.25 1,698 0.25 1,698 0.98 6,629 Lexmark International, Inc. Class A 0.00 0 0.00 0 0.25 752 1.15 3,460 1.20 3,611 Life Technologies Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Limited Brands Inc. 0.60 6,230 4.60 47,766 3.80 39,459 5.00 51,920 1.20 12,461 Lincoln National Corporation 0.24 2,357 0.04 393 0.20 1,964 0.32 3,142 0.48 4,713 Linear Technology Corporation 0.88 7,488 0.92 7,828 0.96 8,169 1.26 10,721 0.78 6,637 Lockheed Martin Corporation 2.34 29,896 2.64 33,729 3.25 41,522 4.15 53,020 4.78 61,069 Loews Corporation 0.25 3,473 0.25 3,473 0.25 3,473 0.25 3,473 0.25 3,473 Lorillard, Inc. 1.28 24,767 1.42 27,411 1.73 33,538 2.07 39,988 2.20 42,568 Lowe's Companies, Inc. 0.35 19,686 0.40 22,498 0.50 28,123 0.60 33,748 0.68 38,247 LSI Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.06 1,485 M&T Bank Corporation 2.80 8,296 2.80 8,296 2.80 8,296 2.80 8,296 2.80 8,296 Macy's Inc 0.20 3,228 0.20 3,228 0.35 5,649 0.80 12,911 0.95 15,332 Manitowoc Company, Inc. 0.08 400 0.08 400 0.08 400 0.08 400 0.08 400 Marathon Oil Corporation 0.96 25,994 0.99 26,806 21.50 582,156 0.68 18,412 0.72 19,495 Marriott International, Inc. Class A 0.09 985 0.21 2,361 2.12 24,148 0.49 5,575 0.64 7,281 Marsh & McLennan Companies, Inc. 0.80 15,782 0.81 15,980 0.86 16,966 0.90 17,755 0.96 18,939 Marshall & Ilsley 0.04 400 0.04 400 0.02 200 0.00 0 0.00 0 Masco Corporation 0.46 6,353 0.30 4,143 0.30 4,143 0.30 4,143 0.30 4,143 Massey Energy Co. 0.24 784 0.24 784 0.06 196 0.00 0 0.00 0 MasterCard Incorporated Class A 0.06 1,666 0.06 1,666 0.06 1,666 0.10 2,916 0.21 5,832 Mattel, Inc. 0.75 10,316 0.83 11,417 0.92 12,655 1.24 17,056 1.44 19,807 MBIA Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 McAfee 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 McCormick & Company, Incorporated 0.98 4,889 1.06 5,288 1.15 5,737 1.27 6,336 1.39 6,935 McDonald's Corporation 2.05 87,681 2.26 96,662 2.53 108,211 2.87 122,753 3.12 133,446 McGraw Hill Financial, Inc. 0.90 10,862 0.94 11,345 1.00 12,069 3.52 42,483 1.12 13,517 McKesson Corporation 0.48 5,082 0.66 6,988 0.78 8,259 0.80 8,470 0.88 9,317 MeadWestvaco Corporation 0.92 6,031 0.94 6,162 1.00 6,555 4.48 29,367 1.00 6,555 Medco Health Solutions 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Medtronic, Inc. 0.60 25,640 0.86 36,904 0.93 40,123 1.26 54,284 1.10 47,203 Memc Electronic Materials Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Merck & Co., Inc. 1.52 123,320 1.52 123,320 1.56 126,566 1.69 137,113 1.73 140,358 Meredith Corporation 0.90 1,248 0.92 1,276 1.15 1,592 1.53 2,122 1.63 2,261 MetLife, Inc. 0.74 22,536 0.74 22,536 0.74 22,536 0.74 22,536 1.01 30,759 Microchip Technology Incorporated 1.36 9,472 1.71 11,971 1.04 7,266 1.40 9,786 1.42 9,877 Micron Technology, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Microsoft Corporation 0.52 152,660 0.55 161,467 0.68 199,632 0.83 243,669 0.97 284,770 Millipore Corp 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Molex Incorporated 0.61 3,297 0.63 3,419 0.78 4,189 0.86 4,648 0.70 3,783 Molson Coors Brewing Company Class B 0.92 5,255 1.08 6,169 1.24 7,083 1.28 7,311 1.28 7,311 Monsanto Company 1.03 21,763 1.07 22,604 1.14 23,971 1.28 26,809 1.55 32,697 Monster Worldwide, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Moody's Corporation 0.40 2,982 0.42 3,131 0.53 3,988 0.64 4,771 0.90 6,709 Morgan Stanley 0.44 17,796 0.20 8,151 0.20 8,151 0.20 8,151 0.20 8,151 Motorola Inc. 0.00 0 0.00 0 26.90 334,233 0.96 11,928 1.14 14,164 Murphy Oil Corporation 1.00 7,310 1.05 7,675 1.10 8,041 3.67 26,864 10.49 76,664 Mylan Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Nabors Industries Ltd. 0.00 0 0.00 0 0.00 0 0.00 0 0.16 1,747 NASDAQ OMX Group, Inc. 0.00 0 0.00 0 0.00 0 0.39 2,037 0.52 2,716 National Oilwell Varco, Inc. 1.10 17,617 0.41 6,566 0.45 7,207 0.49 7,847 0.91 14,574 National Semiconductor Corp 0.32 2,396 0.36 2,695 0.10 749 0.00 0 0.00 0 NetApp, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.30 3,801 New York Times Company Class A 0.00 0 0.00 0 0.00 0 0.00 0 0.04 179 Newell Rubbermaid Inc. 0.26 2,713 0.20 2,128 0.29 3,085 0.43 4,574 0.60 6,383 Newmont Mining Corporation 0.40 6,974 0.50 8,717 1.00 17,434 1.40 24,408 1.23 21,357 News Corp. CI A 0.12 10,591 0.15 13,239 0.17 15,004 0.17 15,004 4.02 355,026 Nicor Inc 1.86 3,225 1.86 3,225 1.40 2,419 0.00 0 0.00 0 NIKE, Inc. Class B 0.51 15,357 0.56 16,862 0.65 19,422 0.75 22,583 0.87 26,197 NiSource Inc. 0.92 9,682 0.92 9,682 0.92 9,682 0.94 9,893 0.98 10,314 Noble Corp. 0.18 1,858 0.89 9,008 0.60 6,090 0.54 5,490 0.76 7,698 Noble Energy, Inc. 0.36 4,773 0.36 4,773 0.40 5,303 0.45 6,032 0.55 7,226 Nordstrom, Inc. 0.64 3,914 0.76 4,648 0.92 5,627 1.08 6,605 1.20 7,339 Norfolk Southern Corporation 1.36 19,326 1.40 19,894 1.66 23,589 1.94 27,567 2.04 28,988 Northern Trust Corporation 1.12 9,586 1.12 9,586 1.12 9,586 1.18 10,100 1.23 10,528 Northrop Grumman Corporation 1.69 21,203 1.84 23,085 8.34 104,589 2.15 26,974 2.38 29,859 Novell, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Novellus Systems Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Nucor Corporation 1.41 16,988 1.44 17,379 1.45 17,500 1.46 17,620 1.47 17,741 NVIDIA Corporation 0.00 0 0.00 0 0.00 0 0.08 1,546 0.31 6,389 NYSE Euronext 1.20 12,203 1.20 12,203 1.20 12,203 1.20 12,203 0.90 9,152 Occidental Petroleum Corporation 1.31 40,713 1.47 45,686 1.84 57,185 2.16 67,131 2.56 79,562 Office Depot, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Omnicom Group Inc 0.60 7,156 0.80 9,542 1.00 11,927 1.20 14,312 1.60 19,083 Oracle Corporation 0.15 22,550 0.20 30,066 0.23 34,576 0.42 63,139 0.24 36,079 PACCAR Inc 0.54 7,516 0.69 9,603 1.30 18,093 1.58 21,990 1.70 23,661 Pactiv Corp 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Pall Corporation 0.58 2,628 0.64 2,900 0.70 3,172 0.88 3,987 1.02 4,644 Parker-Hannifin Corporation 1.00 6,184 1.07 6,617 1.43 8,843 1.62 10,018 1.78 11,008 Patterson Companies, Inc. 0.00 0 0.30 1,050 0.46 1,610 0.68 2,379 0.48 1,680 Paychex, Inc. 1.24 15,281 1.24 15,281 1.25 15,404 1.95 24,030 0.70 8,626 Peabody Energy Corporation 0.25 2,558 0.30 3,018 0.34 3,479 0.34 3,479 0.34 3,479 People's United Financial, Inc. 0.61 8,108 0.62 8,241 0.63 8,375 0.64 8,508 0.65 8,642 Pepco Holdings, Inc. 1.08 8,961 1.08 8,961 1.08 8,961 1.08 8,961 1.08 8,961 Pepsi Bottling 0.71 3,682 0.18 933 0.00 0 0.00 0 0.00 0 PepsiCo, Inc. 1.78 105,792 1.89 112,646 2.02 120,692 2.13 126,801 2.24 133,506 PerkinElmer, Inc. 0.28 1,269 0.28 1,269 0.28 1,269 0.28 1,269 0.28 1,269 Pfizer Inc. 0.80 207,009 0.72 186,308 0.80 207,009 0.88 227,710 0.96 248,410 PG&E Corporation 1.68 23,273 1.82 25,213 1.82 25,213 1.82 25,213 1.82 25,213 Philip Morris International Inc. 2.24 173,900 2.44 189,427 2.82 218,928 3.24 251,534 3.58 277,930 Pinnacle West Capital Corporation 2.10 8,125 2.10 8,125 2.10 8,125 2.12 8,202 2.20 8,521 Pioneer Natural Resources Company 0.08 361 0.08 361 0.08 361 0.08 361 0.08 361 Pitney Bowes Inc. 1.44 11,390 1.46 11,549 1.48 11,707 1.50 11,865 0.94 7,416 Plum Creek Timber Company, Inc. 1.68 10,754 1.68 10,754 1.68 10,754 1.68 10,754 1.74 11,138 PNC Financial Services Group, Inc. 0.96 12,826 0.40 5,344 1.15 15,364 1.55 20,708 1.72 22,979 Polo Ralph Lauren Corp. 0.25 540 0.40 864 0.80 1,727 1.40 3,023 1.65 3,562 PPG Industries, Inc. 2.13 13,423 2.18 13,738 2.26 14,243 2.34 14,747 2.42 15,251 PPL Corporation 1.38 19,860 1.40 20,147 1.40 20,147 1.44 20,723 1.47 21,155 Praxair, Inc. 1.60 18,936 1.80 21,303 2.00 23,670 2.20 26,037 2.40 28,404 Precision Castparts Corp. 0.12 642 0.12 642 0.12 642 0.12 642 0.12 642 Principal Financial Group, Inc. 0.50 4,976 0.55 5,474 0.70 6,966 0.78 7,763 0.98 9,753 Procter & Gamble Company 1.72 197,072 1.89 216,024 2.06 235,662 2.21 253,330 2.37 271,146 Progress Energy Inc. 2.48 25,038 2.48 25,038 2.74 27,653 1.24 12,519 0.00 0 Progressive Corporation 0.00 0 1.16 30,109 0.40 10,337 1.41 36,484 0.28 7,376 Prologis 0.70 7,136 0.56 5,735 0.22 2,294 0.00 0 0.00 0 Prudential Financial, Inc. 0.70 11,390 1.15 18,712 1.45 23,593 1.60 26,034 1.73 28,149 Public Service Enterprise Group Incorporated 1.33 25,831 1.37 26,608 1.37 26,608 1.42 27,579 1.44 27,968 Public Storage 2.20 10,584 3.05 14,674 3.65 17,560 4.40 21,168 5.15 24,777 PulteGroup, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.15 1,230 QLogic Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 QUALCOMM Incorporated 0.67 42,564 0.74 47,011 0.84 53,047 0.97 61,305 1.30 82,588 Quest Diagnostics Incorporated 0.40 2,432 0.40 2,432 0.40 2,432 0.68 4,134 1.20 7,296 Questar Corporation 0.51 3,361 31.37 208,799 0.62 4,127 0.66 4,426 0.71 4,726 Qwest Communications International Inc 0.32 17,990 0.32 17,990 0.08 4,497 0.00 0 0.00 0 R.R. Donnelley & Sons Company 1.04 8,182 1.04 8,182 1.04 8,182 1.04 8,182 1.04 8,182 RadioShack Corporation 0.25 1,200 0.25 1,200 0.50 2,400 0.25 1,200 0.00 0 Range Resources Corporation 0.16 954 0.16 954 0.16 954 0.16 954 0.16 954 Raytheon Company 1.24 19,704 1.13 17,876 2.10 33,290 2.43 38,613 2.20 34,958 Regions Financial Corporation 0.13 3,452 0.04 1,062 0.04 1,062 0.04 1,062 0.10 2,655 Republic Services, Inc. 0.76 9,363 0.78 9,610 0.84 10,349 0.91 11,211 0.99 12,197 Reynolds American Inc. 1.73 22,380 1.84 23,872 2.15 27,894 2.33 30,229 2.48 32,175 Robert Half International Inc. 0.48 2,858 0.52 3,096 0.56 3,334 0.60 3,572 0.64 3,811 Rockwell Automation, Inc. 1.16 6,299 1.28 6,950 1.55 8,417 1.79 9,720 2.09 11,349 Rockwell Collins, Inc. 0.96 5,832 0.96 5,832 0.96 5,832 1.14 6,926 1.20 7,290 Rohm & Haas Co. 0.41 1,966 0.00 0 0.00 0 0.00 0 0.00 0 Rowan Cos. Plc Class A 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Ryder System, Inc. 0.96 2,049 1.04 2,219 1.12 2,390 1.20 2,561 1.30 2,774 Safeway Inc. 0.38 6,297 0.46 7,567 0.55 9,130 0.67 11,022 0.77 12,750 salesforce.com, inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 SanDisk Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.45 3,903 Sara Lee Corp. 2.20 11,937 2.22 12,073 2.30 12,480 68.26 370,406 0.60 3,256 Schering-Plough Corp. 0.26 16,219 0.00 0 0.00 0 0.00 0 0.00 0 Schlumberger NV 0.84 38,559 0.84 38,559 1.00 45,903 1.10 50,493 1.25 57,379 Scripps Networks Interactive, Inc. Class A 0.30 1,037 0.30 1,037 0.38 1,296 0.48 1,659 0.60 2,074 Sealed Air Corporation 0.48 2,908 0.50 3,029 0.52 3,150 0.52 3,150 0.52 3,150 Sears Holdings Corporation 0.00 0 0.00 0 0.33 705 4.59 9,791 0.00 0 Sempra Energy 1.56 14,584 1.56 14,584 1.92 17,950 2.40 22,438 2.52 23,560 Sherwin-Williams Company 1.42 5,351 1.44 5,426 1.46 5,501 1.56 5,878 2.00 7,536 Sigma-Aldrich Corporation 0.58 2,790 0.64 3,079 0.72 3,464 0.80 3,849 0.86 4,137 Simon Property Group, Inc. 2.68 23,768 2.60 23,067 3.50 31,052 4.10 36,375 4.65 41,255 SLM Corp 0.00 0 0.00 0 0.30 5,380 0.50 8,966 0.60 10,759 Smith International 0.48 4,032 0.24 2,016 0.00 0 0.00 0 0.00 0 Snap-on Incorporated 1.20 2,645 1.22 2,689 1.30 2,865 1.40 3,086 1.58 3,482 Southern Company 1.73 51,499 1.80 53,579 1.87 55,660 1.94 57,741 2.01 59,822 Southwest Airlines Co. 0.02 511 0.02 511 0.02 511 0.03 979 0.13 3,690 Southwestern Energy Company 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Sovereign Bancorp Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Spectra Energy Corp 1.00 23,449 1.00 23,449 1.06 24,856 1.15 26,849 1.22 28,608 Sprint Nextel Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 St. Jude Medical, Inc. 0.00 0 0.00 0 0.84 11,095 0.92 12,151 1.00 13,208 Staples, Inc. 0.33 9,034 0.36 9,855 0.40 10,950 0.44 12,045 0.48 13,140 Starbucks Corporation 0.00 0 0.36 10,161 0.56 15,806 0.72 20,322 0.89 25,120 Starwood Hotels & Resorts Worldwide, Inc. 0.20 1,405 0.30 2,107 0.50 3,512 1.25 8,780 1.35 9,482 State Street Corporation 0.04 663 0.04 663 0.72 11,935 0.96 15,913 1.04 17,239 Stericycle, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Stryker Corporation 0.25 2,324 0.63 5,856 0.75 6,995 0.90 8,390 1.10 10,226 Sun Microsystems 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Sunoco Inc. 1.20 5,382 0.60 2,691 0.60 2,691 7.71 34,571 0.00 0 SunTrust Banks, Inc. 0.22 2,990 0.04 544 0.12 1,631 0.20 2,718 0.35 4,756 SUPERVALU INC. 0.69 5,648 0.35 2,844 0.35 2,844 0.17 1,422 0.00 0 Symantec Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.45 14,437 Sysco Corporation 0.97 22,302 0.75 17,244 1.04 23,912 1.08 24,831 1.41 32,419 T. Rowe Price Group 1.00 9,916 1.08 10,709 1.24 12,296 2.36 23,402 1.52 15,072 Target Corporation 0.66 19,066 0.84 24,266 1.10 31,777 1.32 38,132 1.58 45,643 TECO Energy, Inc. 0.80 6,533 0.82 6,655 0.85 6,941 0.88 7,186 0.88 7,186 Tellabs, Inc. 0.00 0 0.08 1,222 0.08 1,222 1.08 16,496 0.00 0 Tenet Healthcare Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Teradata Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Teradyne, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Tesoro Corporation 0.35 1,860 0.00 0 0.00 0 0.27 1,435 0.90 4,782 Texas Instruments Incorporated 0.45 22,388 0.49 24,378 0.56 27,861 0.72 35,821 1.07 53,234 Textron Inc. 0.08 740 0.08 740 0.08 740 0.08 740 0.08 740 The Stanley Works 1.30 3,931 1.34 4,052 1.64 4,959 1.80 5,443 1.98 5,988 Thermo Fisher Scientific Inc. 0.00 0 0.00 0 0.00 0 0.54 8,708 0.60 9,676 Tiffany & Co. 0.68 3,212 0.95 4,488 1.12 5,291 1.25 5,905 1.34 6,330 Time Warner Inc. 9.51 436,340 0.85 39,006 0.94 43,137 1.04 47,726 1.15 52,774 Titanium Metals Corp. 0.00 0 0.00 0 0.22 735 0.30 980 0.00 0 TJX Companies, Inc. 0.23 7,509 0.29 9,107 0.36 11,503 0.44 14,060 0.55 17,575 Torchmark Corporation 0.19 1,371 0.27 1,990 0.27 1,990 0.38 2,790 0.55 4,063 Total System Services, Inc. 0.28 2,115 0.28 2,115 0.31 2,341 0.40 3,021 0.40 3,021 Travelers Companies, Inc. 1.23 27,590 1.41 31,628 1.59 35,665 1.79 40,151 1.96 43,965 Tyco Electronics Ltd. 0.64 11,239 0.64 11,239 0.70 12,293 0.81 14,224 0.96 16,859 Tyco International Ltd. 0.85 15,372 0.86 15,548 0.99 17,904 29.52 535,713 0.63 11,434 Tyson Foods, Inc. Class A 0.16 1,855 0.16 1,855 0.16 1,855 0.27 3,130 0.22 2,608 U.S. Bancorp 0.20 13,466 0.20 13,466 0.50 33,666 0.78 52,519 0.88 59,589 Union Pacific Corporation 0.54 20,989 0.65 25,459 0.97 37,509 1.24 48,392 1.48 57,526 United Parcel Service, Inc. Class B 1.80 68,742 1.88 71,797 2.08 79,435 2.28 87,073 2.48 94,711 United States Steel Corporation 0.45 2,007 0.20 892 0.20 892 0.20 892 0.20 892 United Technologies Corporation 1.54 56,179 1.70 62,016 1.86 68,035 2.03 74,054 2.19 80,074 UnitedHealth Group Incorporated 0.03 1,391 0.41 18,772 0.61 28,389 0.80 37,080 1.05 48,783 Unum Group 0.32 4,003 0.35 4,447 0.39 5,019 0.47 5,972 0.55 6,989 UST Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 V.F. Corporation 0.59 8,009 0.61 8,212 0.65 8,820 0.76 10,239 0.91 12,368 Valero Energy Corporation 0.60 11,881 0.20 3,960 0.30 5,941 0.65 12,871 4.21 83,278 Varian Medical Systems, Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 VeriSign, Inc. 0.00 0 3.00 22,338 2.75 20,477 0.00 0 0.00 0 Verizon Communications Inc. 1.85 202,202 3.76 409,681 1.96 213,920 2.01 219,643 2.07 226,183 Viacom Inc. Class B 0.00 0 0.45 10,595 0.90 21,190 1.08 25,310 1.18 27,664 Vornado Realty Trust 3.20 16,870 2.60 13,707 2.76 14,551 3.76 19,823 2.92 15,394 Vulcan Materials Company 1.48 6,256 1.00 4,227 0.76 3,213 0.04 169 0.04 169 W.W. Grainger, Inc. 1.78 4,416 2.08 5,160 2.52 6,252 3.06 7,592 3.59 8,907 Walgreen Co. 0.50 18,994 0.63 23,742 0.80 30,390 1.00 37,987 1.18 44,825 Wal-Mart Stores, Inc. 1.09 93,523 1.21 103,819 1.46 125,269 1.59 136,424 1.88 161,306 Walt Disney Company 0.35 24,862 0.40 28,413 0.60 42,620 0.75 53,275 0.86 61,088 Waste Management, Inc. 1.16 21,838 1.26 23,721 1.36 25,603 1.42 26,733 1.46 27,486 Waters Corporation 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Watson Pharmaceuticals Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 Weatherford International Ltd. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 WellPoint, Inc. 0.00 0 0.00 0 1.00 19,534 1.15 22,464 1.50 29,301 Wells Fargo & Company 0.49 71,261 0.20 29,086 0.48 69,807 0.88 127,979 1.15 167,246 Western Union Company 0.06 1,648 0.25 6,865 0.31 8,513 0.43 11,671 0.50 13,730 Weyerhaeuser Company 0.24 4,865 1.13 23,295 0.60 12,321 0.62 12,732 0.81 16,633 Whirlpool Corporation 1.72 4,852 1.72 4,852 1.93 5,445 2.00 5,642 2.38 6,700 Whole Foods Market, Inc. 0.00 0 0.00 0 0.20 2,154 1.28 13,784 0.40 4,308 Williams Companies, Inc. 0.44 9,771 0.48 10,770 0.77 17,210 7.25 161,064 1.44 31,923 Windstream Corp. 1.00 16,863 1.00 16,863 1.00 16,863 1.00 16,863 1.00 16,863 Wisconsin Energy Corporation 0.67 6,057 0.80 7,179 1.04 9,333 1.20 10,769 1.44 12,967 Wyeth 0.90 45,986 0.00 0 0.00 0 0.00 0 0.00 0 Wyndham Worldwide Corporation 0.16 1,089 0.48 3,266 0.60 4,083 0.92 6,261 1.16 7,894 Wynn Resorts, Limited 4.00 9,456 8.50 20,094 6.50 15,366 9.50 22,458 7.00 16,548 Xcel Energy Inc. 0.97 16,758 1.00 17,275 1.03 17,792 1.07 18,438 1.11 19,127 Xerox Corporation 0.17 5,647 0.17 5,647 0.17 5,647 0.17 5,647 0.23 7,640 Xilinx, Inc. 0.58 6,096 0.64 6,727 0.73 7,673 0.85 8,934 0.97 10,196 XL Capital Ltd. 0.40 5,078 0.40 5,078 0.44 5,585 0.44 5,585 0.56 7,109 XTO Energy Inc 0.50 11,068 0.25 5,534 0.00 0 0.00 0 0.00 0 Yahoo! Inc. 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 YUM! Brands, Inc. 0.78 13,846 0.88 15,621 1.03 18,372 1.19 21,124 1.38 24,408 Zimmer Holdings, Inc. 0.00 0 0.00 0 0.00 0 0.72 6,205 0.80 6,894 Zions Bancorporation 0.10 443 0.04 177 0.04 177 0.04 177 0.13 575 *Split adjusted for consistency ** - Companies that stop trading have their cash balances carried forward

APPENDIX 3 Example MMACC embodiments (liquidation Dec. 31, 2013) 2008 Tranche - 5 Year Maturity Liquidation (Dec. 31, 2013) Y5 Ending Valuation Y5 Company Name Price As Of:** $ MV Sum: 595,740,879 3M Company 140.25 20131231 3,729,528 Abbott Laboratories 38.33 20131231 2,282,245 Abercrombie & Fitch Co. Class A 32.91 20131231 109,919 Adobe Systems Incorporated 59.88 20131231 1,220,095 Advanced Micro Devices, Inc. 3.87 20131231 90,368 AES Corporation 14.51 20131231 374,605 Aetna Inc. 68.59 20131231 1,213,700 Affiliated Computer Services Inc. CI A 59.64 20100205 223,292 Aflac Incorporated 66.80 20131231 1,194,919 Agilent Technologies, Inc. 57.19 20131231 768,119 Air Products and Chemicals, Inc. 111.78 20131231 898,935 AK Steel Holding Corporation 8.20 20131231 35,252 Akamai Technologies, Inc. 47.18 20131231 306,198 Alcoa Inc. 10.63 20131231 326,469 Allegheny Energy 24.99 20110225 162,110 Allegheny Technologies Incorporated 35.63 20131231 131,653 Allergan, Inc. 111.08 20131231 1,310,855 Allstate Corporation 54.54 20131231 1,121,779 Altera Corporation 32.51 20131231 370,983 Altria Group, Inc. 38.39 20131231 3,035,421 Amazon.com, Inc. 398.79 20131231 4,921,867 Ameren Corporation 36.16 20131231 293,438 American Capital, Ltd. 15.64 20131231 124,103 American Electric Power Company, Inc. 46.74 20131231 723,816 American Express Company 90.73 20131231 4,038,483 American International Group, Inc. 51.05 20131231 263,367 American Tower Corporation 79.82 20131231 1,215,100 Ameriprise Financial, Inc. 115.05 20131231 956,296 AmerisourceBergen Corporation 70.31 20131231 843,017 Amgen Inc. 114.08 20131231 4,638,379 Amphenol Corporation Class A 44.59 20131231 601,564 Anadarko Petroleum Corporation 79.32 20131231 1,397,301 Analog Devices, Inc. 50.93 20131231 569,143 Aon plc 83.89 20131231 868,513 Apache Corporation 85.94 20131231 1,103,728 Apartment Investment and Management Company C 25.91 20131231 100,686 Apollo Education Group, Inc. Class A 27.32 20131231 111,711 Apple Inc. 80.15 20131231 19,138,076 Applied Materials, Inc. 17.68 20131231 910,273 Archer-Daniels-Midland Company 43.40 20131231 1,068,378 Assurant, Inc. 66.37 20131231 299,594 AT&T Inc. 35.16 20131231 7,951,258 Autodesk, Inc. 50.32 20131231 436,970 Automatic Data Processing, Inc. 80.80 20131231 1,574,773 AutoNation, Inc. 49.69 20131231 205,717 AutoZone, Inc. 477.94 20131231 701,616 AvalonBay Communities, Inc. 118.23 20131231 349,843 Avery Dennison Corporation 50.19 20131231 204,725 Avon Products, Inc. 17.22 20131231 281,702 Baker Hughes Incorporated 55.26 20131231 652,179 Ball Corporation 51.66 20131231 375,052 Bank of America Corporation 15.57 20131231 2,998,004 Bank of New York Mellon Corporation 34.94 20131231 1,538,688 Baxter International Inc. 69.55 20131231 1,655,221 BB&T Corporation 37.32 20131231 791,259 Becton, Dickinson and Company 110.49 20131231 1,030,872 Bed Bath & Beyond Inc. 80.30 20131231 800,270 Bemis Company, Inc. 40.96 20131231 156,672 Best Buy Co., Inc. 39.88 20131231 516,925 Big Lots, Inc. 32.29 20131231 101,746 Biogen Idec Inc. 279.57 20131231 3,130,088 BJ Services Co 23.18 20100428 259,686 Black & Decker Corporation 74.05 20100312 170,759 BMC Software, Inc. 46.30 20130910 333,175 Boeing Company 136.49 20131231 3,838,509 Boston Properties, Inc. 100.37 20131231 465,315 Boston Scientific Corporation 12.02 20131231 692,604 Bristol-Myers Squibb Company 53.15 20131231 4,037,699 Broadcom Corporation Class A 29.65 20131231 505,269 Brown-Forman Corporation Class B 75.57 20131231 426,668 Burlington Northern 100.21 20100212 1,079,462 C. R. Bard, Inc. 133.94 20131231 509,910 C.H. Robinson Worldwide, Inc. 58.35 20131231 378,867 CA, Inc. 33.65 20131231 508,653 Cabot Oil & Gas Corporation 38.76 20131231 614,927 Cameron International Corporation 59.53 20131231 501,481 Campbell Soup Company 43.28 20131231 341,696 Capital One Financial Corporation 76.61 20131231 1,151,448 Cardinal Health, Inc. 66.81 20131231 921,978 Carnival Corporation 40.17 20131231 673,651 Caterpillar Inc. 90.81 20131231 2,102,161 CB Richard Ellis Group Inc. 26.30 20131231 225,075 CBS Corporation Class B 63.74 20131231 1,663,104 Celgene Corporation 84.48 20131231 2,970,965 CenterPoint Energy, Inc. 23.18 20131231 306,138 Centex Corp. 11.95 20090818 57,013 CenturyLink, Inc. 31.85 20131231 122,400 Cephalon Inc 81.50 20111014 214,087 CF Industries Holdings, Inc. 233.04 20131231 508,493 Charles Schwab Corporation 26.00 20131231 933,608 Chesapeake Energy Corporation 27.14 20131231 563,291 Chevron Corporation 124.91 20131231 9,739,233 Chubb Corporation 96.63 20131231 1,319,000 Ciena Corporation 23.93 20131231 82,941 Cigna Corporation 87.48 20131231 922,739 Cincinnati Financial Corporation 52.37 20131231 326,317 Cintas Corporation 59.59 20131231 300,453 Cisco Systems, Inc. 22.43 20131231 5,039,797 CIT Group Inc. (Old) 0.05 20091209 623 Citigroup Inc. 52.11 20131231 1,089,777 Citrix Systems, Inc. 63.25 20131231 440,916 Clorox Company 92.76 20131231 493,762 CME Group Inc. Class A 78.46 20131231 1,008,446 CMS Energy Corporation 26.77 20131231 232,390 Coach, Inc. 56.13 20131231 704,207 Coca-Cola Company 41.31 20131231 6,308,327 Coca-Cola Enterprises, Inc. 44.13 20131231 537,106 Cognizant Technology Solutions Corporation Class A 50.49 20131231 1,128,401 Colgate-Palmolive Company 65.21 20131231 2,526,040 Comcast Corporation Class A 51.97 20131231 5,742,756 Comerica Incorporated 47.54 20131231 274,544 Computer Sciences Corporation 55.88 20131231 324,830 Compuware Corporation 11.21 20131231 106,035 ConAgra Foods, Inc. 33.70 20131231 578,191 ConocoPhillips 70.65 20131231 4,041,887 CONSOL Energy Inc. 38.04 20131231 264,492 Consolidated Edison, Inc. 55.28 20131231 580,495 Constellation Brands, Inc. Class A 70.38 20131231 525,739 Constellation Energy Group Inc. 37.23 20120312 254,914 Convergys Corporation 21.05 20131231 98,598 Cooper Industries PLC CI A 74.50 20121130 495,500 Corning Incorporated 17.82 20131231 1,062,927 Costco Wholesale Corporation 119.02 20131231 1,971,685 Coventry Health Care Inc. 49.99 20130506 285,793 Covidien Plc 68.10 20131231 1,316,033 CSX Corporation 28.77 20131231 1,306,532 Cummins Inc. 140.97 20131231 1,089,416 CVS Health Corporation 71.57 20131231 3,944,581 D.R. Horton, Inc. 22.32 20131231 235,967 Danaher Corporation 77.20 20131231 1,514,973 Darden Restaurants, Inc. 54.37 20131231 289,466 DaVita HealthCare Partners Inc. 63.37 20131231 504,869 Dean Foods Company 17.19 20131231 50,779 Deere & Company 91.33 20131231 1,496,533 Dell Inc. 13.86 20131029 920,443 DENTSPLY International Inc. 48.48 20131231 277,112 Developers Diversified Realty Corp. 15.37 20131231 70,933 Devon Energy Corporation 61.87 20131231 1,048,944 DirecTV Group Inc. 69.06 20131231 1,447,429 Discover Financial Services 55.95 20131231 1,030,431 Dominion Resources, Inc. 64.69 20131231 1,443,169 Dover Corporation 96.54 20131231 688,909 Dow Chemical Company 44.40 20131231 1,573,980 Dr Pepper Snapple Group, Inc. 48.72 20131231 474,289 DTE Energy Company 66.39 20131231 415,336 Duke Energy Corporation 69.01 20131231 1,116,927 Dun & Bradstreet Corporation 122.75 20131231 253,970 Dynegy Inc. 21.52 20131231 689 E*TRADE Financial Corporation 19.64 20131231 42,422 E. I. du Pont de Nemours and Company 64.97 20131231 2,249,781 Eastman Chemical Company 80.70 20131231 449,338 Eastman Kodak Company 0.06 20130830 567 Eaton Corp. 76.12 20131231 963,375 eBay Inc. 54.87 20131231 2,258,353 Ecolab Inc. 104.27 20131231 670,873 Edison International 46.30 20131231 578,889 EI Paso Corp. 28.75 20120524 773,634 Electronic Arts Inc. 22.94 20131231 282,483 Eli Lilly and Company 51.00 20131231 1,958,145 Embarq Corp. 42.06 20090630 229,395 EMC Corporation 25.15 20131231 1,969,597 Emerson Electric Co. 70.18 20131231 2,065,819 Ensco plc 57.18 20131231 311,174 Entergy Corporation 63.27 20131231 459,720 EOG Resources, Inc. 83.92 20131231 1,607,488 Equifax Inc. 69.09 20131231 334,879 Equitable Resources Inc. 89.78 20131231 450,875 Equity Residential 51.87 20131231 541,471 Estee Lauder Companies Inc. Class A 75.32 20131231 669,745 Exelon Corporation 27.39 20131231 691,543 Expedia, Inc. 69.66 20131231 279,964 Expeditors International of Washington, Inc. 44.25 20131231 360,107 Express Scripts Holding Company 70.24 20131231 1,334,068 Exxon Mobil Corporation 101.20 20131231 19,754,340 Family Dollar Stores, Inc. 64.97 20131231 348,369 Fastenal Company 47.51 20131231 471,204 Federated Investors, Inc. Class B 28.80 20131231 97,891 FedEx Corporation 143.77 20131231 1,717,189 Fidelity National Information Services, Inc. 53.68 20131231 391,381 Fifth Third Bancorp 21.03 20131231 466,046 First Horizon National Corporation 11.65 20131231 104,978 FirstEnergy Corp. 32.98 20131231 385,800 Fiserv, Inc. 59.05 20131231 725,843 Flowserve Corporation 78.83 20131231 513,104 Fluor Corporation 80.29 20131231 559,220 Ford Motor Company 15.43 20131231 1,414,499 Forest Laboratories, Inc. 60.03 20131231 694,247 Fortune Brands Inc. 68.06 20131231 391,549 FPL Group Inc. 85.62 20131231 1,342,950 Franklin Resources, Inc. 57.73 20131231 1,005,310 Freeport-McMoRan, Inc. 37.74 20131231 1,093,894 Frontier Communications Corporation Class B 4.65 20131231 55,554 GameStop Corp. Class A 49.26 20131231 309,599 Gannett Co., Inc. 29.58 20131231 258,943 Gap, Inc. 39.08 20131231 699,298 General Dynamics Corporation 95.55 20131231 1,429,428 General Electric Company 28.03 20131231 11,297,912 General Mills, Inc. 49.91 20131231 1,279,942 General Motors Corporation 0.04 20110331 989 Genuine Parts Company 83.19 20131231 508,956 Genworth Financial, Inc. Class A 15.53 20131231 258,124 Genzyme Corp. 76.25 20110408 791,551 Gilead Sciences, Inc. 75.10 20131231 5,302,361 Goldman Sachs Group, Inc. 177.26 20131231 3,007,925 Goodrich Corp. 127.48 20120726 602,216 Goodyear Tire & Rubber Company 23.85 20131231 220,851 Google Inc. Class A 560.90 20131231 10,287,980 Graham Holdings Co. 663.32 20131231 152,564 H&R Block, Inc. 29.04 20131231 377,723 H. J. Heinz Company 72.49 20130607 874,737 Halliburton Company 50.75 20131231 1,740,624 Harley-Davidson, Inc. 69.24 20131231 618,659 Harman International Industries, Incorporated 81.85 20131231 183,917 Harris Corporation 69.81 20131231 360,569 Hartford Financial Services Group, Inc. 36.23 20131231 418,891 Hasbro, Inc. 55.01 20131231 261,518 HCP, Inc. 36.32 20131231 352,159 Hershey Company 97.23 20131231 618,869 Hess Corporation 83.00 20131231 903,538 Hewlett-Packard Company 27.98 20131231 2,629,700 Home Depot, Inc. 82.34 20131231 5,357,287 Honeywell International Inc. 91.37 20131231 2,546,573 Hospira, Inc. 41.28 20131231 252,840 Host Hotels & Resorts, Inc. 19.44 20131231 389,830 Hudson City Bancorp, Inc. 9.43 20131231 188,628 Humana Inc. 103.22 20131231 668,246 Huntington Bancshares Incorporated 9.65 20131231 135,554 Illinois Tool Works Inc. 84.08 20131231 1,269,944 IMS Health Inc. 21.98 20100225 153,398 Ingersoll-Rand Plc 61.60 20131231 753,553 Integrys Energy Group, Inc. 54.41 20131231 159,585 Intel Corporation 25.96 20131231 5,539,913 IntercontinentalExchange, Inc. 224.92 20131231 623,478 International Business Machines Corporation 187.57 20131231 9,670,172 International Flavors & Fragrances Inc. 85.98 20131231 259,488 International Game Technology 18.16 20131231 205,371 International Paper Company 49.03 20131231 804,435 Interpublic Group of Companies, Inc. 17.70 20131231 323,680 Intuit Inc. 76.32 20131231 937,362 Intuitive Surgical, Inc. 384.08 20131231 576,504 Invesco Ltd. 36.40 20131231 537,737 ITT Corporation 43.42 20131231 151,275 J. C. Penney Company, Inc. 9.15 20131231 78,013 J. M. Smucker Company 103.62 20131231 470,953 Jabil Circuit, Inc. 17.44 20131231 140,985 Jacobs Engineering Group Inc. 62.99 20131231 296,998 Janus Capital Group Inc. 12.37 20131231 74,937 JDS Uniphase Corporation 12.99 20131231 109,554 Johnson & Johnson 91.59 20131231 9,751,953 Johnson Controls, Inc. 51.30 20131231 1,169,743 Jones Apparel Group Inc. 14.96 20131231 47,887 JPMorgan Chase & Co. 58.48 20131231 8,376,091 Juniper Networks, Inc. 22.57 20131231 457,268 KB Home 18.28 20131231 52,811 Kellogg Company 61.07 20131231 590,425 KeyCorp 13.42 20131231 254,926 Kimberly-Clark Corporation 104.46 20131231 1,658,616 Kimco Realty Corporation 19.75 20131231 173,563 King Pharmaceuticals 14.24 20110228 134,696 KLA-Tencor Corporation 64.46 20131231 417,701 Kohl's Corporation 56.75 20131231 663,635 Kraft Foods Inc. 35.30 20131231 1,990,143 Kroger Co. 39.53 20131231 989,792 L-3 Communications Holdings, Inc. 106.86 20131231 489,633 Laboratory Corporation of America Holdings 91.37 20131231 378,729 Legg Mason, Inc. 43.48 20131231 236,792 Leggett & Platt, Incorporated 30.94 20131231 185,454 Lennar Corporation Class A 39.56 20131231 214,494 Leucadia National Corporation 28.34 20131231 192,485 Lexmark International, Inc. Class A 35.52 20131231 106,880 Life Technologies Corporation 75.80 20131231 501,948 Limited Brands Inc. 61.85 20131231 642,250 Lincoln National Corporation 51.62 20131231 506,857 Linear Technology Corporation 45.55 20131231 387,585 Lockheed Martin Corporation 148.66 20131231 1,899,280 Loews Corporation 48.24 20131231 670,054 Lorillard, Inc. 50.68 20131231 980,607 Lowe's Companies, Inc. 49.55 20131231 2,786,989 LSI Corporation 11.04 20131231 273,182 M&T Bank Corporation 116.42 20131231 344,952 Macy's Inc 53.40 20131231 861,823 Manitowoc Company, Inc. 23.32 20131231 116,647 Marathon Oil Corporation 35.30 20131231 955,818 Marriott International, Inc. Class A 49.35 20131231 561,466 Marsh & McLennan Companies, Inc. 48.36 20131231 954,046 Marshall & Ilsley 7.90 20110705 78,913 Masco Corporation 22.77 20131231 314,476 Massey Energy Co. 65.14 20110601 212,812 MasterCard Incorporated Class A 83.55 20131231 2,320,323 Mattel, Inc. 47.58 20131231 654,463 MBIA Inc. 11.94 20131231 86,314 McAfee 47.95 20110228 280,891 McCormick & Company, Incorporated 68.92 20131231 343,842 McDonald's Corporation 97.03 20131231 4,150,070 McGraw Hill Financial, Inc. 78.20 20131231 943,796 McKesson Corporation 161.40 20131231 1,708,903 MeadWestvaco Corporation 36.93 20131231 242,076 Medco Health Solutions 70.30 20120330 1,343,574 Medtronic, Inc. 57.39 20131231 2,462,720 Memc Electronic Materials Inc. 13.05 20131231 112,400 Merck & Co., Inc. 50.05 20131231 4,060,657 Meredith Corporation 51.80 20131231 71,847 MetLife, Inc. 53.92 20131231 1,642,080 Microchip Technology Incorporated 44.75 20131231 312,355 Micron Technology, Inc. 21.75 20131231 637,493 Microsoft Corporation 37.41 20131231 10,982,716 Millipore Corp 106.95 20100714 226,734 Molex Incorporated 38.68 20131209 209,038 Molson Coors Brewing Company Class B 56.15 20131231 320,729 Monsanto Company 116.55 20131231 2,450,697 Monster Worldwide, Inc. 7.13 20131231 33,718 Moody's Corporation 78.47 20131231 584,915 Morgan Stanley 31.36 20131231 1,278,046 Motorola Inc. 67.50 20131231 838,688 Murphy Oil Corporation 64.88 20131231 474,273 Mylan Inc. 43.40 20131231 507,476 Nabors Industries Ltd. 16.99 20131231 185,548 NASDAQ OMX Group, Inc. 39.80 20131231 207,915 National Oilwell Varco, Inc. 79.53 20131231 1,273,673 National Semiconductor Corp 24.99 20110923 187,075 NetApp, Inc. 41.14 20131231 521,244 New York Times Company Class A 15.87 20131231 70,939 Newell Rubbermaid Inc. 32.41 20131231 344,778 Newmont Mining Corporation 23.03 20131231 401,505 News Corp. CIA 35.17 20131231 3,104,104 Nicor Inc 54.84 20111209 95,093 NIKE, Inc. Class B 78.64 20131231 2,367,929 NiSource Inc. 32.88 20131231 346,029 Noble Corp. 37.47 20131231 379,534 Noble Energy, Inc. 68.11 20131231 903,002 Nordstrom, Inc. 61.80 20131231 377,969 Norfolk Southern Corporation 92.83 20131231 1,319,114 Northern Trust Corporation 61.89 20131231 529,717 Northrop Grumman Corporation 114.61 20131231 1,437,897 Novell, Inc. 6.10 20110427 80,806 Novellus Systems Inc. 40.39 20120604 151,382 Nucor Corporation 53.38 20131231 643,122 NVIDIA Corporation 16.02 20131231 330,172 NYSE Euronext 45.29 20131112 460,554 Occidental Petroleum Corporation 95.10 20131231 2,955,613 Office Depot, Inc. 5.29 20131231 55,804 Omnicom Group Inc 74.37 20131231 887,011 Oracle Corporation 38.26 20131231 5,751,626 PACCAR Inc 59.17 20131231 823,528 Pactiv Corp 33.23 20101116 167,546 Pall Corporation 85.35 20131231 386,721 Parker-Hannifin Corporation 128.64 20131231 795,510 Patterson Companies, Inc. 41.20 20131231 144,159 Paychex, Inc. 45.53 20131231 561,066 Peabody Energy Corporation 19.53 20131231 199,831 People's United Financial, Inc. 15.12 20131231 201,792 Pepco Holdings, Inc. 19.13 20131231 158,722 Pepsi Bottling 38.23 20100226 198,261 PepsiCo, Inc. 82.94 20131231 4,943,307 PerkinElmer, Inc. 41.23 20131231 186,854 Pfizer Inc. 30.63 20131231 7,925,849 PG&E Corporation 40.28 20131231 557,999 Philip Morris International Inc. 87.13 20131231 6,764,250 Pinnacle West Capital Corporation 52.92 20131231 204,747 Pioneer Natural Resources Company 184.07 20131231 831,260 Pitney Bowes Inc. 23.30 20131231 184,303 Plum Creek Timber Company, Inc. 46.51 20131231 297,711 PNC Financial Services Group, Inc. 77.58 20131231 1,036,469 Polo Ralph Lauren Corp. 176.57 20131231 381,215 PPG Industries, Inc. 189.66 20131231 1,195,237 PPL Corporation 30.09 20131231 433,025 Praxair, Inc. 130.03 20131231 1,538,905 Precision Castparts Corp. 269.30 20131231 1,440,755 Principal Financial Group, Inc. 49.31 20131231 490,733 Procter & Gamble Company 81.41 20131231 9,327,714 Progress Energy Inc. 60.82 20120702 614,039 Progressive Corporation 27.27 20131231 707,029 Prologis 15.21 20110602 155,066 Prudential Financial, Inc. 92.22 20131231 1,500,512 Public Service Enterprise Group Incorporated 32.04 20131231 622,281 Public Storage 150.52 20131231 724,152 PulteGroup, Inc. 20.37 20131231 167,054 QLogic Corporation 11.83 20131231 58,073 QUALCOMM Incorporated 74.25 20131231 4,717,028 Quest Diagnostics Incorporated 53.54 20131231 325,523 Questar Corporation 22.99 20131231 153,021 Qwest Communications International Inc 6.83 20110331 383,969 R.R. Donnelley & Sons Company 20.28 20131231 159,543 RadioShack Corporation 2.60 20131231 12,480 Range Resources Corporation 84.31 20131231 502,572 Raytheon Company 90.70 20131231 1,441,223 Regions Financial Corporation 9.89 20131231 262,619 Republic Services, Inc. 33.20 20131231 409,024 Reynolds American Inc. 49.99 20131231 648,570 Robert Half International Inc. 41.99 20131231 250,008 Rockwell Automation, Inc. 118.16 20131231 641,609 Rockwell Collins, Inc. 73.92 20131231 449,064 Rohm & Haas Co. 78.94 20090401 378,438 Rowan Cos. Plc Class A 35.36 20131231 153,321 Ryder System, Inc. 73.78 20131231 157,447 Safeway Inc. 32.57 20131231 535,809 salesforce.com, inc. 55.19 20131231 888,835 SanDisk Corporation 70.54 20131231 611,864 Sara Lee Corp. 33.44 20131231 181,445 Schering-Plough Corp. 28.15 20091103 1,756,053 Schlumberger NV 90.11 20131231 4,136,319 Scripps Networks Interactive, Inc. Class A 86.41 20131231 298,633 Sealed Air Corporation 34.05 20131231 206,275 Sears Holdings Corporation 49.04 20131231 104,700 Sempra Energy 89.76 20131231 839,166 Sherwin-Williams Company 183.50 20131231 691,428 Sigma-Aldrich Corporation 94.01 20131231 452,282 Simon Property Group, Inc. 152.16 20131231 1,349,964 SLM Corp 26.28 20131231 471,253 Smith International 38.84 20100827 326,217 Snap-on Incorporated 109.52 20131231 241,382 Southern Company 41.11 20131231 1,221,995 Southwest Airlines Co. 18.84 20131231 534,811 Southwestern Energy Company 39.33 20131231 518,173 Sovereign Bancorp Inc. 2.47 20090129 51,606 Spectra Energy Corp 35.62 20131231 835,253 Sprint Nextel Corporation 7.18 20130710 787,143 St. Jude Medical, Inc. 61.95 20131231 818,236 Staples, Inc. 15.89 20131231 435,005 Starbucks Corporation 78.39 20131231 2,212,558 Starwood Hotels & Resorts Worldwide, Inc. 79.45 20131231 558,057 State Street Corporation 73.39 20131231 1,216,513 Stericycle, Inc. 116.17 20131231 381,502 Stryker Corporation 75.14 20131231 698,501 Sun Microsystems 9.49 20100126 268,975 Sunoco Inc. 46.75 20121004 209,674 SunTrust Banks, Inc. 36.81 20131231 500,211 SUPERVALU INC. 7.29 20131231 59,239 Symantec Corporation 23.58 20131231 756,494 Sysco Corporation 36.10 20131231 830,011 T. Rowe Price Group 83.77 20131231 830,663 Target Corporation 63.27 20131231 1,827,744 TECO Energy, Inc. 17.24 20131231 140,782 Tellabs, Inc. 2.44 20131203 37,269 Tenet Healthcare Corporation 42.12 20131231 167,764 Teradata Corporation 45.49 20131231 307,239 Teradyne, Inc. 17.62 20131231 114,460 Tesoro Corporation 58.50 20131231 310,811 Texas Instruments Incorporated 43.91 20131231 2,184,567 Textron Inc. 36.76 20131231 340,104 The Stanley Works 80.69 20131231 244,007 Thermo Fisher Scientific Inc. 111.35 20131231 1,795,630 Tiffany & Co. 92.78 20131231 438,293 Time Warner Inc. 69.72 20131231 3,199,451 Titanium Metals Corp. 16.50 20130107 53,889 TJX Companies, Inc. 63.73 20131231 2,036,428 Torchmark Corporation 52.10 20131231 382,518 Total System Services, Inc. 33.28 20131231 251,364 Travelers Companies, Inc. 90.54 20131231 2,030,903 Tyco Electronics Ltd. 55.11 20131231 967,787 Tyco International Ltd. 41.04 20131231 744,835 Tyson Foods, Inc. Class A 33.46 20131231 387,902 U.S. Bancorp 40.40 20131231 2,720,213 Union Pacific Corporation 84.00 20131231 3,264,996 United Parcel Service, Inc. Class B 105.08 20131231 4,013,005 United States Steel Corporation 29.50 20131231 131,600 United Technologies Corporation 113.80 20131231 4,151,424 United Health Group Incorporated 75.30 20131231 3,490,155 Unum Group 35.08 20131231 445,762 UST Inc. 69.46 20090105 395,575 V.F. Corporation 62.34 20131231 842,650 Valero Energy Corporation 50.40 20131231 998,021 Varian Medical Systems, Inc. 77.69 20131231 370,426 VeriSign, Inc. 59.78 20131231 445,122 Verizon Communications Inc. 49.14 20131231 5,356,457 Viacom Inc. Class B 87.34 20131231 2,056,333 Vornado Realty Trust 88.79 20131231 468,101 Vulcan Materials Company 59.42 20131231 251,168 W.W. Grainger, Inc. 255.42 20131231 633,697 Walgreen Co. 57.44 20131231 2,181,973 Wal-Mart Stores, Inc. 78.69 20131231 6,751,681 Walt Disney Company 76.40 20131231 5,426,922 Waste Management, Inc. 44.87 20131231 844,723 Waters Corporation 100.00 20131231 377,300 Watson Pharmaceuticals Inc. 168.00 20131231 674,352 Weatherford International Ltd. 15.49 20131231 404,862 WellPoint, Inc. 92.39 20131231 1,804,746 Wells Fargo & Company 45.40 20131231 6,602,568 Western Union Company 17.25 20131231 473,685 Weyerhaeuser Company 31.57 20131231 648,290 Whirlpool Corporation 156.86 20131231 442,502 Whole Foods Market, Inc. 57.83 20131231 622,771 Williams Companies, Inc. 38.57 20131231 856,524 Windstream Corp. 7.98 20131231 134,567 Wisconsin Energy Corporation 41.34 20131231 370,985 Wyeth 50.39 20091015 2,574,728 Wyndham Worldwide Corporation 73.69 20131231 501,460 Wynn Resorts, Limited 194.21 20131231 459,112 Xcel Energy Inc. 27.94 20131231 481,462 Xerox Corporation 12.17 20131231 404,251 Xilinx, Inc. 45.92 20131231 482,665 XL Capital Ltd. 31.84 20131231 404,177 XTO Energy Inc 41.81 20100625 925,464 Yahoo! Inc. 40.44 20131231 2,153,592 YUM! Brands, Inc. 75.61 20131231 1,342,153 Zimmer Holdings, Inc. 93.19 20131231 803,111 Zions Bancorporation 29.96 20131231 132,603 * - Split adjusted for consistency **Companies that stop trading have their cash balances carried forward 

What is claimed is:
 1. A processor-readable non-transient value stream user interface component medium storing processor-issuable instructions, for access by a processor-executable program component to provide a(n) datastructure value stream, comprising: a processor-operable capital structure component interaction-interface stored in the medium, the interaction-interface having a plurality of interaction-interface mechanisms, wherein the processor-issuable instructions embody the interaction-interface mechanisms and associated data, including: a specification interface mechanism to specify a capital structure component class for a capital structure component data structure; an interaction interface mechanism to specify slice type subcomponents of the capital structure component data structure including: income generation components, growth and income generation components, and a capital appreciation component(s); a widget interface mechanism to initiate generation of a value stream data structure, wherein engagement of the widget interface: effectuates population of the capital structure component data structure, effectuates population of each slice type subcomponent with assets according to the specification of the slice type subcomponent and according to the specified capital structure component type value stream data structure, instantiates the value stream data structure and associates the value stream data structure to the values in the capital structure component data structure; and a stream value interface for reading stream values of the value stream data structure; and a display region for display of any the mechanisms.
 2. The processor-readable non-transient value stream user interface component medium of claim 1 storing processor-issuable instructions for allocating a portion of each of a plurality of a stock's return to different funds, said different funds being correlated to said income generation component, said growth and income generation component, and said capital appreciation component.
 3. The processor-readable non-transient value stream user interface component medium storing processor-issuable instructions of claim 1, wherein the stream value interface may stream various equity component constituents and assessing appropriate allocation to said income generation component, said growth and income generation component, and said capital appreciation component.
 4. The processor-readable non-transient value stream user interface component medium storing processor-issuable instructions of claim 1, wherein the capital appreciation component comprises one or more of a UIT allocation sub-component, a CLO and CEO allocation sub-component and an ETF sub-component.
 5. The processor-readable non-transient value stream user interface component medium storing processor-issuable instructions of claim 1, wherein the preferred share class component comprises one or more of an income share class sub-component and a growth and income sub-component.
 6. The processor-readable non-transient MMACC medium storing processor-issuable instructions of claim 1, wherein the common share class component comprises a capital appreciation share class sub-component. 